To earn the bonus, you usually have to spend a certain amount on
purchases with your card in the first few months after opening your account.
New cardholders can receive 50,000 Gold Points after your
first purchase with the card plus 35,000 points when you spend $ 2,500 on your card in the first 90 days.
You can also earn an additional 5,000 bonus points for adding an authorized user to your account and making a
single purchase with that card in the first three months of account opening.
The bonus comes in the form of a $ 100 statement credit when you spend $ 1,000 on new net
retail purchases with your card during the first 90 days after account opening.
This can result in paying way more for the things that you have
initially purchased with your card in the first place — probably more than you would have wanted to pay for them.
With other cards you get rewarded more when you buy in certain categories which might not be an item you would
purchase with the card very often.
But even if they're able to make
purchases with your card info, you're free from liability if your card information is stolen through a data breach.
Whenever you make your
first purchase with the card you will earn 15,000 miles — there is no minimum purchase requirement, meaning you get the points for any purchase.
On top of this, the purchase protection plan will fully cover the repair or replacement of any stolen or damaged
items purchased with the card within 90 days of the initial purchase.