I ran a report using these parameters, and it still showed «cashflow to lender»
ongoing interest payments for holding costs, deferred interest on the loan, and deferred interest on the draw; none of which would be happening.
If she had filed a proposal when she first came to see us, Jane would have saved money by having her payments put toward her proposal, rather than
ongoing interest payments.
Mortgage lenders know that the revenue generated from both the closing costs
an ongoing interest payments is worth their time to compete for a sale.
Not exact matches
Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for
payment of
interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher
interest payments should
interest rates increase substantially; 27) the effectiveness of any
interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of
ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
The
ongoing growth in debt has seen a steady increase in
interest payments as a proportion of disposable income, and at the end of 2003 this measure of the debt - servicing burden exceeded its previous peak in the late 1980s (Graph 31).
The
ongoing accumulation of household debt has led to a further increase in the debt - servicing ratio;
interest payments as a proportion of disposable income rose to 9.3 per cent in the September quarter (Graph 23), and are expected to rise further.
Following capital raising activity with institutional investors, the company recently converted loans to equity and increased its net cash position by $ 13.3 million while reducing
ongoing annual
interest payments by approximately $ 250,000.
The report says Ghana's current rating of B1, negative outlook is constrained by the
ongoing weakness in the government's fiscal position due to
ongoing spending overruns on the public - sector wage bill, high
interest costs and the clearance of
payment arrears.
There's the
ongoing special - counsel investigation into whether the Trump campaign aided a Russian campaign to aid Trump's candidacy and defeat his Democratic rival, Hillary Clinton; there's the associated inquiry into whether the president obstructed justice when he fired former FBI Director James Comey, whom he had asked not to investigate his former national - security adviser; there are the president's hush - money
payments to women with whom he allegedly had extramarital affairs, made through his personal attorney, Michael Cohen, and facilitated by corporate cash paid to influence the White House; there is his
ongoing effort to interfere with the Russia inquiry and politicize federal law enforcement; there are the foreign governments that seem to be utilizing the president's properties as vehicles for influencing administration policy; there's the emerging evidence that Trump campaign officials sought aid not only from Russia, but from other foreign countries, which may have affected Trump's foreign policy; there are the
ongoing revelations of the president's Cabinet officials» misusing taxpayer funds; there is the accumulating evidence that administration decisions are made at the behest of private industry, in particular those in which Republican donors have significant
interests.
If your credit score leaves you with a high
interest rate on your car loan, borrowing just a small amount of the car's purchase price is a way to establish another trade line on your credit report that can report
ongoing payments.
If the bank's
ongoing interest calculations are correct, your final
payment will be slightly smaller (because of the prepaid principal, and because of compound
interest on those prepayments).
With a home equity line of credit such as the CIBC Home Power Plan ®, you'll enjoy additional benefits such as making
interest payments only on the funds you use, not your total credit limit, and having
ongoing access to funds up to your authorized credit limit.
In order to get the most benefit and savings from a balance transfer, consider the
payment terms, fees, rewards and the
ongoing interest rate that your card will give you after the promotional period has lapsed.
In its 2010 annual report Peabody reported that in 2009 «the Company recognized an impairment loss of $ 34.7 million related to its
interest in Carbones del Guasare based on the joint venture's deteriorating operating results (resulting in 2009 equity losses of $ 19.9 million),
ongoing cash flow issues resulting in no dividend
payments since January 2008, the Company's expectations concerning
ongoing operating and cash flow issues for the joint venture and uncertainty impacting recoverability of this investment.»
That's why they charge
interest: an extra,
ongoing cost charged to you for the opportunity to borrow money, which can raise your monthly mortgage
payments and make your purchase more expensive in the long run.
To the extent that the policy cash value continues to grow, but the loan
interest is paid annually, the policy is either assured of lasting with
ongoing premium
payments (if it's a whole life policy), or at least is much more likely to be able to sustain (if it's a universal life policy, depending on subsequent performance).
Continuing the prior example, assume that Sheila had accumulated a whopping $ 100,000 policy loan against her $ 105,000 cash value, and consequently just received a notification from the life insurance company that her policy is about to lapse due to the size of the loan (unless she makes not only the
ongoing premium
payments but also 6 % / year loan
interest payments, which she is not
interested in doing).
One of the easiest strategies to get a down
payment is to partner with another investor who is willing to put up the down
payment money in exchange for something — perhaps an
ongoing piece of the cash flow, a piece of the appreciation, or even just to loan the money for repayment plus
interest.
Futureshare gives homeowners a lump sum free of
ongoing payments and
interest rates in exchange for a percentage of the home's appreciation, which can be paid out without penalty at any time or once the property is sold, the company says.