Sentences with phrase «ongoing needs for insurance»

Families who shop around can find that they can cut a lot of cost out of their ongoing needs for insurance in this Midwestern locale.

Not exact matches

Parents of a disabled child who will need ongoing support such as medical care or assisted living, however, will need to purchase cash - value insurance, advised James Hunt, a life actuary for the Consumer Federation of America and founder of website Evaluatelifeinsurance.org.

Whether you need the financial protection that health insurance creates, guaranteed access to long - term care associated with certain diagnoses, or manageable costs for ongoing medical treatments associated with a current illness, lapsed health insurance can be as dangerous to your life as it is to your pocketbook.

The Mortgagee Letter release by HUD today, ML 2017 - 12 said nothing of condo project approvals or of non-borrowing spouses but rather declared that in a move necessary to enable FHA to continue to endorse the ongoing HECM loan program, changes were needed which would raise the initial mortgage insurance premiums for many, lower the annual renewal for all and lower the amounts borrowers would receive under the program starting with all new Case Numbers assigned on October 2, 2017 and after.

Return library, lab and other materials as needed, and cancel any ongoing payment arrangements for services like student health insurance and parking permits.

While life insurance brokers are responsible for servicing clients after a policy is sold, the reality is few people need ongoing advice after they purchase the product.

This topic encourages thinking around finding the best deal for the young person's needs, funding the purchase, one - off and ongoing costs, car loans, insurance types, and where to go for help.

The insurance company appealed, arguing that the experts» foundation was sufficient, and if the expert testimony was considered, there was a genuine issue as to what caused the plaintiff's need for ongoing medical treatment.

Laws in Florida have been passed to protect doctors, hospitals and insurance companies and it's an ongoing battle between the trial lawyers, between the lawyers at Colson Hicks Eidson, and our legislators as to needing to protect our clients and their ability to receive fair compensation for medical errors.

From helping navigate complicated insurance terms, to increasing options for mobility needs and modifications while ensuring that your family has the ongoing financial support they need.

«If you come to me on an accident benefit matter and say, «My insurance company has denied my treatment and I've got lots of ongoing injuries and I need this treatment,» I can fight for you because if I ultimately get your case settled with a cash payout I get to take a percentage of that and I earn a fee,» Singer says.

While you may already have a certain amount of life insurance in place for your other needs, such as mortgage payoff, the replacement of ongoing income, or even for the payment of estate taxes, the payment of final expenses is yet another cost that you may not have factored in.

Life insurance proceeds can be used for any number of different needs by survivors, such as the payment of large debts (including the balance of a mortgage), the paying of ongoing living expenses, and even future financial needs like ensuring that a child or a grandchild has the money that they need for college.

One reason for this is because the proceeds from a life insurance policy may be used for numerous needs, including the payment of debt, the continuation of ongoing living expenses of the insured's survivors, and / or the payoff of the insured's funeral and other final expenses.

This is because the proceeds that are received from life insurance coverage can be used for any number of different needs — from paying off large debts, paying for the insured's funeral and other final expenses, and / or for the payment of ongoing living expenses.

While life insurance provides a death benefit if the policyholder passes away while the policy is in force, disability insurance provides coverage for ongoing needs if the insured becomes severely ill or injured and can no longer work.

Marcus and Cindy have established a special needs trust that enables their trustee to use the payout from their life insurance policies to help pay for Greg's ongoing healthcare costs, and to ensure that his quality of life is maintained after they pass away.

Both life insurance agents and brokers will help you assess your life insurance needs; arrange for the purchase of a policy; provide ongoing support (say you want to change your beneficiary, renew, convert or change your coverage amount); and help your beneficiary submit a claim should you die while the policy's in force.

However, with these ongoing changes it is important to ensure that your broker or agent has taken care of your personal insurance needs in order for your family and loved ones to be taken care of when you are gone.

This is because the proceeds that are received from a life insurance policy may be used by survivors for paying off debt, continuing to pay ongoing living expenses, or for any other need.

One reason for this is because the proceeds from a life insurance policy can be used for numerous needs — including the payoff of debts and ongoing living expenses of survivors, as well as the payment of estate taxes and / or final expenses.

Be sure to speak with a knowledgeable agent about your ongoing insurance needs for the best advice for your unique circumstances.

This is because the proceeds that are received from life insurance may be used for a long list of financial needs, including the payoff of debt — including a home mortgage — and as an income replacement for paying ongoing living expenses.

The need for coverage isn't just limited to those with dependents or mortgages — in fact, anyone with ongoing financial commitments should strongly consider insurance.

That is because the proceeds from life insurance coverage can be used by loved ones and survivors for any number of different needs — including the payoff of debt, the payment of ongoing living expenses, and / or the payoff of the insured's funeral and other related final expenses.

That is because the proceeds from life insurance coverage can be used by loved ones and survivors for any number of different needs — including the payoff of debt, the payment of ongoing living expenses,..

That is because the proceeds from a life insurance policy can be used for a variety of different needs, such as paying off large debts, continuing with ongoing living expenses, and / or paying off the insured's funeral and other final expenses.

This is because the proceeds from life insurance coverage can be used for a variety of different needs of one's survivors — including the payoff of large debts, the payment of the insured's funeral and other final expenses, and / or for the continuation of ongoing living expenses so that lifestyle does not have to be drastically altered.

That's because the proceeds from life insurance coverage may be used by loved ones and survivors for many different purposes, such as paying off debt, continuing to pay ongoing living expenses, and / or for keeping promises such as ensuring that a child or a grandchild has the funds that they need to attend college in the future.

There seems to be an ongoing battle surrounding the cost of whole life insurance vs term life insurance costs — whether you are 30 and looking for insurance, or even if you are 50 years old and need life insurance!

This article helps you understand use these tools: From state programs to ongoing health care reform benefits to shopping online for cheaper, reliable quotes, here's what you need to know to find an affordable health insurance quote in North Carolina.

For someone who's been burned with exorbitant out - of - pocket costs and / or has ongoing health care needs, affordable health insurance requires finding a plan with adequate coverage limits and health benefits.

Those who need ongoing coverage for home and other assets stand to gain from taking a detailed look at the kinds of Moore insurance quotes they can sign onto.

Posted in insurable interest, insurance, life insurance, second to die insurance Tagged estate tax life insurance, insurance, life insurance, life insurance to fund ongoing care of special needs child, life insurance to pay for structured care of special needs child, second to die life insurance, second to die life insurance cost efficient, survivorship life insurance policy

An ongoing discussion in this forum is the fact that for so many, the rates you end up paying for life insurance are higher than they need to be simply because you used the wrong agent who used the wrong company.

Whether it is term insurance, universal life and whole life policies, there is a very real need for ongoing evaluation and analysis.

Term life insurance is great for someone who seeks affordable protection.It's also a great option for business owners who need life insurance to protect their ongoing business.

Insurance Underwriter — Duties & Responsibilities Experienced manager with expertise in underwriting, sales, marketing, and customer service Recruit, train, and direct staff ensuring they understand the brand and adhere to company policies and procedures Oversee health insurance underwriting determining client insurability and company risk Discover client needs, tailor insurance packages, and present quotes Utilize industry software to analyze risk, generate quotes, and author reports for senior leadership Build and strengthen professional relationships with internal sales representatives and external brokers Consistently exceed sales goals through networking, in personal sales, cold calling, and other tactics Recognized and promoted for exceptional team management, sales, and customer service Conduct research on prospective leads and existing clients to assist in developing sales strategies Craft effective sales presentations and proposals, tailoring them to clients based on their specific needs and styles Collaborate with junior level sales people to develop action plans to govern their performance Maintain comprehensive records detailing pricings, sales, activities reports, and other pertinent data Provide exceptional customer service resulting in client satisfaction and repeat business Set and strictly adhere to departmental budgets and timelines Represent company brand with poise, integrity, and positivity Continually participate in ongoing professional development opportunities to enhance Insurance Underwriter — Duties & Responsibilities Experienced manager with expertise in underwriting, sales, marketing, and customer service Recruit, train, and direct staff ensuring they understand the brand and adhere to company policies and procedures Oversee health insurance underwriting determining client insurability and company risk Discover client needs, tailor insurance packages, and present quotes Utilize industry software to analyze risk, generate quotes, and author reports for senior leadership Build and strengthen professional relationships with internal sales representatives and external brokers Consistently exceed sales goals through networking, in personal sales, cold calling, and other tactics Recognized and promoted for exceptional team management, sales, and customer service Conduct research on prospective leads and existing clients to assist in developing sales strategies Craft effective sales presentations and proposals, tailoring them to clients based on their specific needs and styles Collaborate with junior level sales people to develop action plans to govern their performance Maintain comprehensive records detailing pricings, sales, activities reports, and other pertinent data Provide exceptional customer service resulting in client satisfaction and repeat business Set and strictly adhere to departmental budgets and timelines Represent company brand with poise, integrity, and positivity Continually participate in ongoing professional development opportunities to enhance insurance underwriting determining client insurability and company risk Discover client needs, tailor insurance packages, and present quotes Utilize industry software to analyze risk, generate quotes, and author reports for senior leadership Build and strengthen professional relationships with internal sales representatives and external brokers Consistently exceed sales goals through networking, in personal sales, cold calling, and other tactics Recognized and promoted for exceptional team management, sales, and customer service Conduct research on prospective leads and existing clients to assist in developing sales strategies Craft effective sales presentations and proposals, tailoring them to clients based on their specific needs and styles Collaborate with junior level sales people to develop action plans to govern their performance Maintain comprehensive records detailing pricings, sales, activities reports, and other pertinent data Provide exceptional customer service resulting in client satisfaction and repeat business Set and strictly adhere to departmental budgets and timelines Represent company brand with poise, integrity, and positivity Continually participate in ongoing professional development opportunities to enhance insurance packages, and present quotes Utilize industry software to analyze risk, generate quotes, and author reports for senior leadership Build and strengthen professional relationships with internal sales representatives and external brokers Consistently exceed sales goals through networking, in personal sales, cold calling, and other tactics Recognized and promoted for exceptional team management, sales, and customer service Conduct research on prospective leads and existing clients to assist in developing sales strategies Craft effective sales presentations and proposals, tailoring them to clients based on their specific needs and styles Collaborate with junior level sales people to develop action plans to govern their performance Maintain comprehensive records detailing pricings, sales, activities reports, and other pertinent data Provide exceptional customer service resulting in client satisfaction and repeat business Set and strictly adhere to departmental budgets and timelines Represent company brand with poise, integrity, and positivity Continually participate in ongoing professional development opportunities to enhance skill set

This article discusses laws regarding the obligation of spouses to support each other during an ongoing marriage, the potential for a spouse to become obligated to pay for the other spouse's health care, to the extent not covered by insurance, and options that older couples and their lawyers and financial advisors can consider regarding future health - care needs when formulating the terms of a premarital agreement.

Moreover, some states have built on the federal guarantee by taking steps such as ensuring that patients can receive insurance coverage for a full year's supply of contraceptives at one time (rather than for either one or three months at a time, as is typical).10 This development is especially important for abortion patients who are not interested in LARCs but may need time to find another type of provider for ongoing contraceptive care — if, for example, they do not live near the abortion clinic.