Sentences with phrase «only bodily injury»

Uninsured and underinsured motorist coverage, which protects you when the negligent driver has no insurance or insufficient insurance (in most states, this covers only bodily injury losses — though some states also include property damage losses).

Under current laws, only bodily injury liability and property damage liability are required.

Note that in many cases, only bodily injury coverage will be offered.

Again, only bodily injury coverage is required in this area.

UMPD is not available in all states, and when the term UM is used, it often refers to only bodily injury coverage.

For example, in the state of Washington, minimum required coverage includes only bodily injury liability ($ 25,000 per person and up to $ 50,000 per accident) and property damage liability ($ 10,000 minimum limit).

U.S. workers» compensation insurance generally covers only bodily injury to and death of employees, but it does not always cover other persons who may suffer injury as a direct result of such bodily injury or death.

My car insurance has only bodily injury and property damage coverage.

Not exact matches

For kindergarten through eighth grade students, out - of - school suspensions would only be issued when a student willfully causes or threatens significant bodily injury or emotional distress.

Only the reductions under property damage liability (12 percent), bodily injury liability (27 percent) and medical payment (22 percent) are statistically significant.

You know and we know that you're a responsible person and you're not likely to create a liability claim, but if you do cause property damage or bodily injury through your negligence, the coverage not only pays the claim, but it also pays for a defense against the claim.

When it comes to bodily injury and property damage liability coverage, the only major difference between motorcycle and auto insurance is that some motorcycle policies include an additional coverage: guest passenger liability insurance.

Bodily injury has long been held, of course, to apply only to people.

A basic liability policy includes only the coverages required by state law: $ 15,000 per person / $ 30,000 per accident bodily injury liability and $ 5,000 in property damage liability.

Personal auto insurance protects not only the damage sustained to your vehicle that occurs from covered perils, referred to as comprehensive insurance coverage, but also bodily injury or property damage you are legally liable for while operating your car, also known as liability coverage.

For example, your bodily injury liability limit may be $ 50,000 total, but only $ 25,000 for each injured person, for example.

It will only cover property damage and bodily injury that you cause and will only provide payment to a third party.

627.730 - 627.7405, or against any person or organization legally responsible for her or his acts or omissions, a plaintiff may recover damages in tort for pain, suffering, mental anguish, and inconvenience because of bodily injury, sickness, or disease arising out of the ownership, maintenance, operation, or use of such motor vehicle only in the event that the injury or disease consists in whole or in part of: (a) Significant and permanent loss of an important bodily function.

A personal injury lawyer at ITL will evaluate the insurance coverage available and help victims obtain all the coverage available to them — this could include not only coverage from the «at fault» party (such as med pay, property damage, and bodily injury liability coverage), but also any available coverage from their own insurance (such as med pay, uninsured, or underinsured coverage).

(2) Deadly physical force may be used only if a person reasonably believes a lesser degree of force is inadequate and: (a) The actor has reasonable ground to believe, and does believe, that he or another person is in imminent danger of being killed or of receiving great bodily injury; or (b) The other person is using or reasonably appears about to use physical force against an occupant of a dwelling or business establishment while committing or attempting to commit burglary as defined in sections 18-4-202 to 18-4-204; or (c) The other person is committing or reasonably appears about to commit kidnapping as defined in section 18-3-301 or 18-3-302, robbery as defined in section 18-4-301 or 18-4-302, sexual assault as set forth in section 18-3-402, or in section 18-3-403 as it existed prior to July 1, 2000, or assault as defined in sections 18-3-202 and 18-3-203.

Thousands more are injured in accidents involving drivers who carry only the minimum amount of liability coverage for bodily injury, which in Missouri and Kansas, is $ 25,000 per person and $ 50,000 per accident.

Underinsurance coverage provides additional benefits, but only to the extent that your policy coverage exceeds the other driver's bodily injury coverage.

Preparation of your Case is Key Although most bodily injury cases are settled prior to trial, significant recoveries are often only achieved after an exhausting investigation, expenditures of money, exacting trial preparation and old - fashioned hard work.

The required minimum bodily injury liability insurance in Massachusetts is only $ 20,000.

258.2 Sections 258.3 to 258.6 apply only in respect of a claim for loss or damage from bodily injury or death arising from the use or operation, after section 29 of the Automobile Insurance Rate Stability Act, 1996 comes into force, of an automobile in Canada, the United States of America or a jurisdiction designated in the Statutory Accident Benefits Schedule.

Not only that, but the money which is allocated by insurance companies to pay out victims for bodily injury claims go to those victims who hire clients to the tune of more than 84 %.

When conduct is charged is charged to constitute an offense because it causes or threatens bodily injury, consent to that conduct or to the infliction of that injury is a defense only if the bodily injury consented to or threatened by the conduct consented to is not serious, or the conduct and the injury are reasonably foreseeable hazards of joint participation in a lawful athletic contest or competitive sport, or the consent establishes a justification under sections 18-1-701 to 18-1-707.

firms were advised that their general liability insurance policies (intended to cover bodily injury and property damage scenarios) may offer only a limited amount of coverage for cyber-related exposures.

Some are minor accidents (where a low speed collision causes only minor injury to the car's bumper); others are serious car accidents where people are severely hurt or even killed (where a high speed car accident causes the air bags to be deployed and serious bodily injuries).

Because you are pursuing an attorney, we would recommend that you only discuss your vehicle damages, and simply let them know you are seeking an attorney to represent you in regards to your bodily injuries.

You are only entitled to underinsured benefits if your coverage exceeds the bodily injury coverage of the driver who caused your injuries.

For example, let's assume there is a catastrophic injury case where the at - fault person only has low bodily injury insurance limits of $ 10,000.

For example, if your injury case is worth $ 50,000, and the at - fault driver only had $ 10,000 in bodily injury coverage, you would be underinsured by $ 40,000.

If you cause a car accident, New York law says your insurer can raise your rates (known as a surcharge) only if you caused bodily injury or property damage that was more than $ 2,000.

It will only cover property damage and bodily injury that you cause and will only provide payment to a third party.

Bodily injury liability does NOT cover your injuries, only the injuries of others that you are liable for.

Liability coverage is required by law of all car owners, but it covers only expenses related to bodily injury or property damage you do to others.

For example, if you have uninsured / underinsured coverage of $ 300,000 and you sustain $ 400,000 in personal injuries caused by an at - fault driver with $ 200,000 in bodily injury liability, without underinsured conversion coverage you would normally only be able to collect the $ 200,000 from the other driver's insurance plus $ 100,000 from your own underinsured coverage, which equals your $ 300,000 limit.

So with a normal underinsured motorist bodily injury (UNDUM) policy if you had $ 50,000 dollars in underinsured motorist coverage then your total compensation from both policies could only total altogether $ 50,000.

Liability Only 50 / 100/50: $ 50,000 per person / $ 100,000 maximum per accident for bodily injury; $ 50,000 for property damage.

For most auto insurance policies, the only time you would file a bodily injury claim is when you are not at fault in an accident, meaning the other person caused you to sustain injuries requiring medical attention.

Nevada, for example, only requires coverage up to $ 15,000 for bodily injuries per person, $ 30,000 for bodily injuries per accident, and $ 10,000 for property damage.

If you have more than one accidental bodily injury during the trip, Manulife will pay the applicable insured sum only for the one accident that entitles you to the largest benefit amount.

«Compulsory» bodily injury liability was included only when required by the state.

You policy also offers bodily injury and property damage protections, but those only protect you if your car hurts someone else or damages their property.

Underinsured motorist — This type of coverage is applicable only for bodily injuries caused due to an at - fault motorist who does not have enough insurance to cover your claims.

This coverage is fault based and only covers property damage and not bodily injury claims (you need the next coverage for that).

No, those policies only cover bodily injury claims; employment practices liability is excluded.

While California car insurance laws only require you to carry a small amount of bodily injury and property damage liability insurance to protect the interests of others, you might injure someone in an accident, and lenders require you to carry sufficient insurance to cover their interests.

(Don't confuse this with uninsured motorist bodily injury coverage, which only covers injuries to people.)