Sentences with phrase «only bodily injury and»

My car insurance has only bodily injury and property damage coverage.

Not exact matches

Only the reductions under property damage liability (12 percent), bodily injury liability (27 percent) and medical payment (22 percent) are statistically significant.

You know and we know that you're a responsible person and you're not likely to create a liability claim, but if you do cause property damage or bodily injury through your negligence, the coverage not only pays the claim, but it also pays for a defense against the claim.

When it comes to bodily injury and property damage liability coverage, the only major difference between motorcycle and auto insurance is that some motorcycle policies include an additional coverage: guest passenger liability insurance.

A basic liability policy includes only the coverages required by state law: $ 15,000 per person / $ 30,000 per accident bodily injury liability and $ 5,000 in property damage liability.

It will only cover property damage and bodily injury that you cause and will only provide payment to a third party.

627.730 - 627.7405, or against any person or organization legally responsible for her or his acts or omissions, a plaintiff may recover damages in tort for pain, suffering, mental anguish, and inconvenience because of bodily injury, sickness, or disease arising out of the ownership, maintenance, operation, or use of such motor vehicle only in the event that the injury or disease consists in whole or in part of: (a) Significant and permanent loss of an important bodily function.

A personal injury lawyer at ITL will evaluate the insurance coverage available and help victims obtain all the coverage available to them — this could include not only coverage from the «at fault» party (such as med pay, property damage, and bodily injury liability coverage), but also any available coverage from their own insurance (such as med pay, uninsured, or underinsured coverage).

(2) Deadly physical force may be used only if a person reasonably believes a lesser degree of force is inadequate and: (a) The actor has reasonable ground to believe, and does believe, that he or another person is in imminent danger of being killed or of receiving great bodily injury; or (b) The other person is using or reasonably appears about to use physical force against an occupant of a dwelling or business establishment while committing or attempting to commit burglary as defined in sections 18-4-202 to 18-4-204; or (c) The other person is committing or reasonably appears about to commit kidnapping as defined in section 18-3-301 or 18-3-302, robbery as defined in section 18-4-301 or 18-4-302, sexual assault as set forth in section 18-3-402, or in section 18-3-403 as it existed prior to July 1, 2000, or assault as defined in sections 18-3-202 and 18-3-203.

Thousands more are injured in accidents involving drivers who carry only the minimum amount of liability coverage for bodily injury, which in Missouri and Kansas, is $ 25,000 per person and $ 50,000 per accident.

Preparation of your Case is Key Although most bodily injury cases are settled prior to trial, significant recoveries are often only achieved after an exhausting investigation, expenditures of money, exacting trial preparation and old - fashioned hard work.

When conduct is charged is charged to constitute an offense because it causes or threatens bodily injury, consent to that conduct or to the infliction of that injury is a defense only if the bodily injury consented to or threatened by the conduct consented to is not serious, or the conduct and the injury are reasonably foreseeable hazards of joint participation in a lawful athletic contest or competitive sport, or the consent establishes a justification under sections 18-1-701 to 18-1-707.

firms were advised that their general liability insurance policies (intended to cover bodily injury and property damage scenarios) may offer only a limited amount of coverage for cyber-related exposures.

Some are minor accidents (where a low speed collision causes only minor injury to the car's bumper); others are serious car accidents where people are severely hurt or even killed (where a high speed car accident causes the air bags to be deployed and serious bodily injuries).

Because you are pursuing an attorney, we would recommend that you only discuss your vehicle damages, and simply let them know you are seeking an attorney to represent you in regards to your bodily injuries.

For example, if your injury case is worth $ 50,000, and the at - fault driver only had $ 10,000 in bodily injury coverage, you would be underinsured by $ 40,000.

It will only cover property damage and bodily injury that you cause and will only provide payment to a third party.

For example, if you have uninsured / underinsured coverage of $ 300,000 and you sustain $ 400,000 in personal injuries caused by an at - fault driver with $ 200,000 in bodily injury liability, without underinsured conversion coverage you would normally only be able to collect the $ 200,000 from the other driver's insurance plus $ 100,000 from your own underinsured coverage, which equals your $ 300,000 limit.

Nevada, for example, only requires coverage up to $ 15,000 for bodily injuries per person, $ 30,000 for bodily injuries per accident, and $ 10,000 for property damage.

You policy also offers bodily injury and property damage protections, but those only protect you if your car hurts someone else or damages their property.

This coverage is fault based and only covers property damage and not bodily injury claims (you need the next coverage for that).

While California car insurance laws only require you to carry a small amount of bodily injury and property damage liability insurance to protect the interests of others, you might injure someone in an accident, and lenders require you to carry sufficient insurance to cover their interests.

For example, the minimum bodily injury and property damage liability limits are only 20/40/10, which could easily be exceeded in a serious crash.

If you don't have good enough coverage (e.g. you only buy third party car insurance) and you don't have enough to pay for property damage or all bodily injuries, you may end up having to pay money out of your own bank account and your insurance company won't be able to help you out much.

The residual liability insurance portion of a basic policy — also referred to as bodily injury and property damage liability — is designed to pay for other people's injuries or property damage when the policyholder is responsible for the accident, but only under certain circumstances.

Florida does not require bodily injury liability, New Hampshire and Wisconsin only require proof of financial responsibility along with underinsured / uninsured motorist coverage, while Tennessee only requires proof of financial responsibility.

The mandatory policy only covers bodily injury, and will only stay in effect inside the state boundaries of New York; the policy can be extended with a number of different features, such as inter-state coverage, if one so chooses.

Hospital Cash and Home Convalescence for Accident cases only: If the insured person sustains bodily injury which directly or indirectly of all other causes resulting to admission of the insured person as an inpatient within in one calendar month from the date of loss, then the company will pay the Daily Benefit to the insured.

For instance, states like Wisconsin and Maine call for a minimum $ 100,000 in total bodily injury coverage, where Florida only calls for $ 20,000.

In order to prove that medical attention was required from the accident itself and not only from the heart attack, the insurance agent should interview the medical staff working at the hospital that day to determine the severity of the bodily injury sustained in the car accident.

There will be an additional bodily injury liability endorsement of 100/300 and the deductible will be $ 2000 on the PIPPD only if there is medical insurance coverage.

U.S. workers» compensation insurance generally covers only bodily injury to and death of employees, but it does not always cover other persons who may suffer injury as a direct result of such bodily injury or death.

South Carolina not only requires liability insurance for bodily injury and property damage (as almost all states do) and uninsured motorist coverage (as many do), it demands its drivers buy uninsured motorist property damage as well.

Delaware's former minimum liability requirements of $ 15,000 per person, $ 30,000 per accident for bodily injury and $ 10,000 for property damage were rather low — only a couple of states had lower minimum bodily injury limits.

Indiana's bodily injury liability requirements of $ 25,000 per person and $ 50,000 per accident are on par with many other states, but the property damage liability coverage of only $ 10,000 is pretty low if you want to protect your savings and other assets from lawsuits.

Gap insurance is only applicable to vehicle losses and does not cover bodily injuries, medical expenses, lost wages or funeral costs.

The state of Illinois only requires that you carry bodily injury liability and property damage liability.

Basic insurance typically only covers bodily injury and property damage inflicted on another vehicle.

Outside of the usual bodily injury damage and property damage liability, secondary options such as personal injury protection, or uninsured / underinsured motorist coverage are only available in select states.

This bond is only valid if its terms state that the surety company will pay out for any bodily injuries and property damages you cause in an accident up to the same limits as a minimum policy (25/50/25).

Uninsured and underinsured motorist bodily injury is also different in that MedPay and PIP coverages only pay if you're injured by an at - fault driver who is either uninsured or whose insurance is insufficient to cover your medical costs.

Claims or suits are covered only if the bodily injury, property damage or personal and advertising injury occurs during the policy period.

If only there were a way to pay someone to take on the small amount of risk that you will cause bodily injury or property damage to another and have to pay for it!

For example, in the state of Washington, minimum required coverage includes only bodily injury liability ($ 25,000 per person and up to $ 50,000 per accident) and property damage liability ($ 10,000 minimum limit).

If you are held accountable for the accident and only have basic coverage, which includes bodily injury liability and property damage liability, then you will have to pay for any expenses to yourself out of your own pocket.

A basic liability policy includes only the coverages required by state law: $ 15,000 per person / $ 30,000 per accident bodily injury liability and $ 5,000 in property damage liability.

This is in stark contrast to the bodily injury portion of an auto liability policy, which only covers the expenses of the other driver (not the covered policy holder) and other passengers in the non-covered vehicle - but only in instances of liability on the part of the policy holder.

You know and we know that you're a responsible person and you're not likely to create a liability claim, but if you do cause property damage or bodily injury through your negligence, the coverage not only pays the claim, but it also pays for a defense against the claim.

Nevada state law only requires drivers to purchase minimum liability coverage limits of $ 15,000 against bodily injury to others, $ 30,000 in per - accident coverage, and $ 10,000 to cover the cost of property damage.

You may carry a minimum amount of liability coverage; however be advised, liability insurance only covers bodily injury and property damage that you may cause to other people involved in an accident.