Sentences with phrase «only convert»

Even if you can only convert, say, $ 5,000 a year, if you do that for several years before required minimum distributions from retirement accounts kick in, you could make a serious dent in the portion of your nest egg that will be subject to required minimum distributions, notes Warren McIntyre, a financial planner with VisionQuest Financial Planning in Troy, Mich..

And late last year, Spotify had to hammer out a way to mollify a pair of investors who had issued debt to Spotify that would only convert to equity when the company officially IPO'd.

The change was that after 5 years in force a person could only convert to one policy and that policy only has a 10 year level premium guarantee.

Besides the conversion period and the conversion credits requirement that may differ between policies, another important caveat is you usually can only convert your term policy to certain types of permanent policies offered by the same insurance company.

It does tend to cost more than a basic term life option, and some insurers stipulate that you can only convert the term policy to a permanent one up until the age of 65.

Though you can only convert to a permanent policy, such as whole life or universal life insurance, you don't have to demonstrate that you're in good health.

It shouldn't just say «Free Consultation» because this will only convert your stage 4 prospects who have decided to hire you already.

In fact, most law firms only convert 5 - 15 % of their leads, costing them thousands of dollars in lost revenue.

In fact, most lawyers only convert around 20 % of leads to paying cases.

Leads from SEO and content marketing cost $ 20 per lead, but they only convert at 10 %.

LEDs are about as efficient as CFL, and both are much more efficient than incandescents (which only convert around 5 - 10 % of the electricity they use to useful light vs. around 60 % for LEDs and CFLs), but LEDs have other benefits that make them superior to CFLs (not as fragile, not mercury, last longer, turn on instantly).

Unfortunately, you can only convert Membership Rewards points into Elevate points at a 2:1 ratio, but you can still easily get over 2 cents of value out of each point, hence TPG pegging Elevate points at 2.4 cents apiece in his most recent valuations.

I only convert a small amount of money into the currency of my destination.

Basically, the pro-rata rule requires that the proportion of pretax to after - tax contributions in the entire IRA pool be considered when determining how the backdoor Roth contribution is taxed (i.e., the client can not choose to only convert after - tax contributions to avoid tax on the conversion if he or she is leaving pretax contributions in a traditional IRA).

I only convert them if it's to avoid an annual fee or if they won't open a new card.

Presumably they should DRIP directly back into whole units in US dollars and then only convert the modest cash balance, no?

Normally, you can only convert to a Roth IRA if your income is less than $ 100,000 — that's including the money being moved into a Roth IRA because that also counts as income.

However, you can only convert these points at a ratio of 1:1 for SkyMiles.

Though you can only convert to a permanent policy, such as whole life or universal life insurance, you don't have to demonstrate that you're in good health.

This will not only convert one format to another but will also allow you to change metadata.

PDFs only convert well if they are simple text - based PDFs.

A great book description will not only convert window shoppers into buyers but it will also get you enough purchases that your book will stay consistently ranked.

Note: We only convert eBooks for a distribution.

However, the body will only convert about 10 % of ALA to DHA.

Therefore, beta - carotene is one of the safest forms of Vitamin A, since your body will only convert the amount that it actually needs.

The important point is to remember that it is the beneficial bacteria in our large intestine that ferment FOS, GOS and inulin not only convert this process into a small amount of cellular energy, the beneficial bacteria that become healthy in this process confer many different health building factors to us as their host.

And even those who do possess this gene only convert at very low levels, meaning that 40 grams of inflammatory omega - 6 is needed just to get 1 gram of anti-inflammatory omega - 3.

All day long your liver is working hard to not only convert your food into nutrients, but also to help eliminate the toxins in your body.

The body will only convert as much beta - carotene to vitamin A as it needs, and carrots have never been associated with any birth - related complications.

Some people can't convert at all while most only convert small amount of Beta - carotene into Vitamin A.

If you are taking flax, chia, or other grain type forms of Alpha Linolenic Acid — remember this, your body can only convert a very small amount of it to its usable form in the body of DHA.

Existing techniques only convert one out of 100 skin cells into stem cells, according to the the press release.

The downside to these one - or two - micron - thick films is that they can only convert about 5 % to 10 % of incoming sunlight into electricity, versus up to 25 % for thicker silicon wafers.

It would be expected that in some cases inadequate neonatal resuscitation will not only convert potential future normality to survival with morbidity, but may also convert potential normality or mild morbidity to survival with major morbidity.

We created 24 goalscoring opportunities but could only convert 1.

We have a striker, slow and, according to the stats (Wenger and some Arsenal fans like those) can only convert 1 out of 4 chances...!!

Though only a convert, he immediately aspired to the honors and privileges of an apostle.

'» The pastor must not only convert lost souls; he must organize the church to assist all persons who respond to the gospel in building «their faith and life and applying their faith to society.»

This is why its so hard to argue about religion, a person will only convert if they're open - minded enough to think something else is right.

You can only convert one to another in varying levels of entropy.

(and not to only convert) For example I married a «non» member of the church when he had a death in the family (before we were married) my student ward at the time didn't even know his family made dinner for his family every night for at least a week.

The deal about this kind of services is that they only convert bitcoin into rubles and execute payments by using the national Russian currency and so there are no reasons for the Russian government to consider it illegal.

I would argue that the mechanism that forced up the savings rates in the Soviet Union and other Warsaw Pact economies seems to have been the scarcity of consumer goods: income levels among workers were generally not too bad, but these workers could only convert income into consumption with great difficulty, if they got in the right line at the right store early enough.

And the company managed to negotiate preferential currency rates with its bank if it batched smaller payments and only converted sums in excess of $ 250,000.

Email not only converts better than the most popular social media, but people spend up to 17 percent more when they do buy.

If you are spending $ 15,000 on ads but are only converting 2 customers at a price of $ 2000 then you will want to reevaluate your strategy.

Oli Gardener (one of the co-founders of Unbounce and a well known authority in conversion optimization) recently shared that content from the Unbounce blog only converts at 0.3 %.

Oli Gardener published an article on the Unbounce blog presenting the results of a 30 - day experiment and discovered that their content only converted about 0.3 %, meaning that despite his efforts to increase product awareness, only 0.3 % of visitors signed up for a trial of their products.

A lead who has converted more is likely more educated about your company and what you offer than a new lead who has only converted once.

Therefore only converted men really know and do what is right.