Sentences with phrase «only financial products»

So annuities and whole life are the only financial products today that pay a decent commission to agents.
Since an annuity is the only financial product that can guarantee lifetime income, more advisors would be focusing on recommending annuities to this segment of clients.
But that's not the only financial product one could purchase, for retirement it would make more sense to purchase an annuity which guarantees a certain income.
Annuities are the only financial product that can provide the guaranteed lifetime income consumers say they want — and advisers know they need.

Not exact matches

Aloquin's label says it is «possibly effective,» meaning there's only small amount of clinical evidence suggesting the product is safe and will work, the Financial Times reports.
Individual and institutional investors can protect their investments and enhance opportunities for growth with a wide range of risk - management products available through Montréal Exchange (MX), Canada's only financial derivatives exchange.
Check the company's financial report, and examine, if possible, how many of the employees are not only working on current product versions, but future iterations as well.
If you — like MDY's Galina Datskovsky — despair of finding a financial expert who isn't motivated by visions of big sales, you might consider a consultation with a fee - only financial planner who sells no investment products and earns no commission income.
This upending of the advertising model has had serious financial repercussions for publishers, and is, in part, why many were willing to consider platform products like Instant Articles that allow access not only to new users, but new advertising opportunities.
Working with a fee - only financial planner means having the entirety of your needs evaluated, so you will never pay too much for products or services that you do not need.
Balloon loans are a complex financial product and should only be used by qualified income - stable borrowers.
Is the systematic method of analyzing financial instruments, including securities, futures and interest rate products, with only market - delivered information such as price, volume, volatility and open interest.
Only one financial product can truly address the threat of outliving your money: an annuity.
This doesn't mean only avoiding or limiting those investment products that provide a direct benefit to a financial advisor, such as funds with 12b - 1 fees, but also abstaining from having product manufacturers help develop an offering for a retirement plan prospect.
While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions.
In an effort to remain compliant with the rule, well - meaning financial professionals would recommend only the least expensive products, regardless of whether they're a good fit.
Our financial products are offered / underwritten by one or more of the following: Genworth Life and Annuity Insurance Company; Genworth Life Insurance Company; Genworth Life Insurance Company of New York (only Genworth Life Insurance Company of New York is admitted in and conducts business in New York); Genworth Mortgage Insurance Corporation; Genworth Financial Mortgage Insurance Pty Limited; Genworth Financial Mortgage Insurance Limited; Genworth Residential Mortgage Insurance Corporation of NC; Genworth Financial Assurance Corfinancial products are offered / underwritten by one or more of the following: Genworth Life and Annuity Insurance Company; Genworth Life Insurance Company; Genworth Life Insurance Company of New York (only Genworth Life Insurance Company of New York is admitted in and conducts business in New York); Genworth Mortgage Insurance Corporation; Genworth Financial Mortgage Insurance Pty Limited; Genworth Financial Mortgage Insurance Limited; Genworth Residential Mortgage Insurance Corporation of NC; Genworth Financial Assurance CorFinancial Mortgage Insurance Pty Limited; Genworth Financial Mortgage Insurance Limited; Genworth Residential Mortgage Insurance Corporation of NC; Genworth Financial Assurance CorFinancial Mortgage Insurance Limited; Genworth Residential Mortgage Insurance Corporation of NC; Genworth Financial Assurance CorFinancial Assurance Corporation.
Quicken provides only mortgages and loans - it doesn't offer any banking, investment or other financial products.
We also included financial institutions in the country's five largest metro areas and several of the largest online - only banks that offer a full suite of checking and savings products.
Links on this website to appearances and articles by Richard Bernstein, whether in the press, on television or otherwise, are provided for informational purposes only and in no way should be considered a recommendation of any particular investment product, vehicle, service or instrument or the rendering of investment advice, which must always be evaluated by a prospective investor in consultation with his or her own financial adviser and in light of his or her own circumstances, including the investor's investment horizon, appetite for risk, and ability to withstand a potential loss of some or all of an investment's value.
In addition, 70 percent of RIAs agree insurance is key to a holistic financial plan, but only 25 percent of RIAs offer clients a range of insurance products, according to the «RIA Insurance Planning Benchmarking Survey.»
No one else offers a product made by entrepreneurs, for entrepreneurs that not only provides business owners with the working capital they need, but it also provides them with the financial insights and partnership they need to help their companies grow.
Unlike the case of initial public offerings, where much of the value is already priced in at the IPO launch, or even the traditional venture capital system, an ICO allows investors to not only become financial backers but also early adopters, since the investment coin's long term value is in future products or services.
«Especially as FinTech democratizes the financial landscape and gives rise to a new generation of alternative investment products for micro-investors, it is imperative that we create video content that is not only informative and useful, but programming that is as appreciated by investing novices as it is by financial experts.
The Consumer Financial Protection Bureau (CFPB) has lumped interest - only products into its definition of «toxic loan features.»
The private sector economists are surveyed for only a selective number of aggregate economic and financial indicators: real gross domestic product (GDP) growth; GDP inflation, nominal GDP;, the 3 - month treasury bill rate;, the 10 - year government bond rate;, the unemployment rate; the, consumer price index; the exchange rate (US cents / Cdn $); and finally, and U.S. real GDP growth.
What makes them stand out is that they have a commitment (fiduciary oath) to sell no products and take no commissions — meaning that they charge you only for their financial advice.
The MSCI data is for internal use only and may not be redistributed or used in connection with creating or offering any securities, financial products or indices.
In addition, the only independent financial assessment made available to Avalanche shareholders, that contained in the merger fairness opinion, made no attempt to assess the potential value of Annapurna's product candidates.
You only need to visit a single branch or website for all your financial products.
In addition to «flat - fee - only» and «fee - offset» models, the SunAmerica Advisory Opinion provides that asset allocation services offered to participants (involving advice and even discretionary management) that are the product of a computer model developed and overseen by an independent financial expert, and subject to certain additional conditions, would allow a service provider (the broker - dealer, in this case) to avoid PTs when receiving variable / indirect compensation from its platform of investment offerings.
These single - premium fixed products have been around decades, but they only had ho - hum sales — that is, until a rising number of advisors, financial media and older consumers began to see value of including income annuities in retirement portfolios.
It is critical that lenders only provide financing to companies that can reasonable afford the financial product without putting undue strain on the business.
Resources have been shifted towards financial services products that have not only proven to be wealth generation but actually wealth destroying.
Brown supports the CFPB rules for financial products, but noted that they would only apply to future customer contracts.
Fee - only financial advisors provide advice and ongoing services for transparent fees, but many advisors are paid to sell you investment products for big commissions.
Not only the fund pays for advertising, but they also pay handsome yearly commissions to the financial advisers (financial product pushers) who sells it to you.
As a fee - only financial advisor I do not receive commissions or other compensation from the sale of specific investments or insurance products.
I was only allowed to sell financial offered by my employer, and those financial products were and still are not the best products for a person who wants to improve their financial wellbeing.
What's naturally going to happen is financial professionals, in an effort to remain compliant with the rule, will recommend only the least expensive products, regardless of whether they're a good fit for their clients.
Only instead of low mortgage rates being a product of financial alchemy on the part of lenders, rates are low due to the recession and the massive intervention by central banks.
Equally true, a product recall for any sort of quality or contamination problem can not only be extremely damaging in terms of loss of consumer confidence and reputation but the financial implications — including heavy retailer fines — can also be immense.
Not only did this take a big chunk of the financial burden of recipe testing off my shoulders, but it even gave me the chance to try a couple products I might not have had the chance to try otherwise.
Obviously his only interest is a financial one, hence I do not support Kroenke, which means for the moment I do not support the team at home nor do I purchase any products from the club.
She says the only source of jobs is farming, and many farmers are on the financial edge as they struggle to sell products and pay high property taxes.
By selling such a high quality product at an affordable price, we not only positively affect the lives of our customers, it also gives us the financial means by which we can help those who are less fortunate to live a happier, healthier, and more productive life.»
You only have so much physical and financial room in the product and clinically effective dosages of good ingredients like citrulline and beta - alanine are quite large and expensive.
We have spent many years developing products, like home contents, vehicle, buildings, and portable possessions insurance that will not only cover you against the financial risk of loss, theft, or damage, but will also give you tangible benefits, like road assist and home assist.
Not only has Land Rover weathered the storm of world financial meltdown — despite its products being at the premium end of the scale — it has also managed to thrive despite the protestations of the eco-mentalists that Land Rover's products are destroying the planet.
Literary Agent Undercover is only for authors who understand the benefits of traditional publishing: no financial risk because someone else is paying for the privilege of publishing your book; a higher quality product thanks to a top - notch editor and cover designer; more profit due to better sales, distribution, and publicity; subsidiary rights opportunities like merchandising, translations, TV, feature film, etc; increased credibility and more book reviews; and the ability to spend more time writing, promoting, and doing what you love.
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