Sentences with phrase «only have good credit scores»

The lender looks for borrowers who not only have good credit scores, but have a demonstrated history of financial responsibility.

The lender looks for borrowers who not only have good credit scores, but have a demonstrated history of financial responsibility.

Not exact matches

To that end, if you've got enough income to make more than the minimum payment, not only can you pay your debt off much more quickly, but your credit score will benefit greatly, as well.

You will be able to achieve this if and only if you have a very good or excellent credit score.

While some thing having a good credit score and report is only applicable when buying something, that is no longer the case.

Using a credit card well can seem difficult if you've been slacking the last few years, but it only takes a few months of diligent habits to start seeing a higher credit score.

Though only those who have a good credit score are eligible, refinancing could save you thousands over the life of your loan!

They are only providing free annual credit reports through annualcreditreport.com, 877-322-8228, and Annual Credit Report Request Service, P.O. Box 105281 Learn how to get your Free Credit Scores Although all information is written in good faith and has been reviewed, please email us at [email protected] to report any inaccurcredit reports through annualcreditreport.com, 877-322-8228, and Annual Credit Report Request Service, P.O. Box 105281 Learn how to get your Free Credit Scores Although all information is written in good faith and has been reviewed, please email us at [email protected] to report any inaccurCredit Report Request Service, P.O. Box 105281 Learn how to get your Free Credit Scores Although all information is written in good faith and has been reviewed, please email us at [email protected] to report any inaccurCredit Scores Although all information is written in good faith and has been reviewed, please email us at [email protected] to report any inaccuracies.

It's a good thing only that it has an adverse impact on your credit score.

After sending my report to Tracy Becker & the NSA team, they informed me that my credit score was pretty good (over 700), and if I wanted to increase it I only had to make a couple of minor adjustments / payments to credit card balances I had open.

Only if his credit score is not so good or he doesn't have any of his own cards could the removal of this card's positive payment history and low utilization contributions hurt his score.

Now, I have a really good credit score, only because they gave me the chance to redeem myself.»

Not only that, the Discover it ® card can have a relatively low standard APR of 11.24 % to add to useful perks like free FICO credit scores online and on monthly statements, as well as no foreign transaction fees.

Do your research, only apply for credit products you need, and understand what a specific credit card is contributing to your score before making the decision to close it (that first college credit card may have a low limit and no rewards, but if it's adding a few years on to your credit history, it's best to keep it in

The bank did not explicitly state its APR ranges but it only offers its best rates to customers who have high credit scores and hold Silver, Gold, or Platinum Checking accounts.

Peerform, on the other hand, only requires borrowers to have a personal credit score of 600 or above, making it a good choice for applicants with poor to fair credit.

Your only options to boost your chances of getting approved by traditional lenders are offering an asset as collateral for the loan or providing a co-signer that will agree to be obliged to the same loan terms as you (the co-signer will need to have a good credit score).

Unsecured loans are usually only available to people who have good credit scores or a substantial income.

A bad credit score only had the potential of preventing you from getting a good interest rate on a loan or causing a flat out denial.

You will be able to achieve this if and only if you have a very good or excellent credit score.

When you apply for a credit card, having a low score can really hurt, because only cardholders with the very best scores get the very best interest rates.

The benefit of having a good FICO credit score or rating is not only about the chances of getting a loan.

Banks not only want to see borrowers with good credit scores, but borrowers who have a mixture of credit and loan accounts (i.e., credit cards, loans, mortgages, etc.) and several years of credit history.

On the flip side, some of these cards do not offer bonus rewards, they may have an annual fee, or the card issuer typically only considers individuals with good or excellent credit (keep in mind that your credit score as well as other factors are involved in determining if you qualify for a credit card).

Only those with good personal credit (690 or higher, although some SBA lenders may have lower score requirements), strong business finances and the flexibility to wait for funding should apply.

These aren't the only benefits of having a good credit score.

You'll get a better score if you've been using, and paying off, the same credit card for 10 years versus one you've had for only a few months.

Balance transfer credit cards might require you to have a good credit score and the promotional rate will only be temporary.

Good credit score reports are only achieved once you have new accounts that have been in good standing over a period of tGood credit score reports are only achieved once you have new accounts that have been in good standing over a period of tgood standing over a period of time.

Note that buyers can often get a lower interest rate not only by having solid financials and a good credit score, but also by paying a down payment greater than 20 percent of the cost of the home.

And in case you were wondering about past credit issues, we do have lenders who offer military loans to individuals with bad credit as well, no need to worry you are not the only one with low credit score or have poor / bad credit.

There is not a formula to having the right mix of accounts and since your credit mix is only 10 % of your score, so I wouldn't focus on it as much as payment History and credit utilization but a mixture of both is better than just having one type of credit.

Yet, even if closing the cards were to hurt your score through increased utilization, not only would any such drop only be temporary, as I described above, but the saving of $ 200 per month in interest will do your finances a lot more good than a few more short - term points on your credit score.

These types of credit cards are typically only available to those who have an average credit score or better.

The only reason to have a good credit score is to accumulate more debt.

Even if you only have a basic knowledge of how credit scores are calculated, you may be aware of the fact that taking on debt and then paying it off in a timely and consistent manner is generally considered one of the best ways to build good credit, while late and missed payments can show...

This is a circumstance the My Credit Guy team is well aware of and we make absolutely sure you not only have the scores needed before sending the client back to you, but also that all dispute verbiage has been removed.

We request these scores / reports only because they have the most detailed and accurate information which allows us to better analyze your credit and they come with actual lending FICO scores used by banks.

Large Canadian banks will only approve a mortgage application if the applicant has a good credit score.

The only down fall to it is that you have to pay an interest fee but it's a small amount and a small price to pay for a good credit score.

Well recent data shows that only 40 % of Millenials claim to have a somewhat good understanding about their credit scores.

Big Canadian banks can only approve a mortgage when a person has a good credit score.

But a bank loan can be taken only if the business has a good credit score.

They only want the best customers, the ones that have high salaries and credit scores, the ones who will be responsible.

Eric Putnam: Well to begin with credit scores have been around for about 40 years but have only been used widely in Canada since the mid 90's.

Personal loans can be a good option, but only if you have a good credit score.

Boston, MA The population of this well - educated city is not only largely single (30 percent of its residents have never married) but also harbors a low divorce rate and the highest average credit score on our list.

COMMISSIONER LIPNIC: Well, but it would only be good evidence if, in fact, the credit score is being used in the employment decision, right?

DR. TONOWSKI: Only that we seem to have some good information about credit score.

That is, conforming conventional loans only go to those borrowers who are most likely to pay back their loans — i.e., those who make 20 % down payments, have a good credit score, a reliable income, etc..