Sentences with phrase «only negative item on your credit report»

If the only negative item on your credit report is an old $ 100 phone bill, pay the phone bill.

Not exact matches

I received a call today from a Sky Blue representative telling me that I only have one negative item on my credit report.

On the other hand, someone with many negative items already listed on their credit report might only see a modest drop in their scorOn the other hand, someone with many negative items already listed on their credit report might only see a modest drop in their scoron their credit report might only see a modest drop in their score.

Most negative items and accounts can only stay on your credit report a maximum of seven years (certain bankruptcies are 10 years), after which time they should automatically come off of your reports.

So, if you believe that there might only be a couple of negative listings on your credit report, it still makes sense to get started with us to get those items removed.

In your favor is your otherwise excellent credit history and that you've only experienced a single bad debt, not multiple negative items on your credit report.

The healthcare industry is the single biggest customer of the debt collection industry, constituting 42 % of the collection market, versus only 29 % for the banking & finance sector.34 One stunning statistic from a 2003 Federal Reserve study is that over half of accounts reported by debt collectors and nearly one - fifth of lawsuits that show up as negative items on credit reports are for medical debts.35 Moreover, often medical debts are sent to debt collectors for reasons completely out of the consumer's control, such as disputes between insurance companies and providers, or even the result of the provider's failure to properly bill the insurer.

Tip: By law, an unpaid tax lien is the only negative item that can remain on your credit reports indefinitely.

Additionally, we have cheaper pricing packages if you only have a few negative items on your credit report.