Sentences with phrase «only policy exclusions»

Generally speaking, fraud, misrepresentation and suicide within the first 2 years are the only policy exclusions.

Generally speaking, fraud, misrepresentation and suicide within the first 2 years are the only policy exclusions with key man life insurance contracts.

Not exact matches

Fortunately for the GOP, Christian conservatives do not believe in education and just are not intelligent enough to realize that the GOP is only using them to gain power so that they can implement policies that benefit the Top 5 % at the exclusion of the rest of America, Christian conservatives included.

That outcome was stunning given the speaker's long identification with the LGBT community — as the 1991 campaign manager and later chief of staff to Tom Duane, the Council's first out gay member; as head of the New York City Gay and Lesbian Anti-Violence Project; as a demonstrator arrested year after year in protests against the exclusion of openly gay participants in Manhattan's St. Patrick's Day Parade; and as a Council member who pursued a range of initiatives in support of the community, including a school anti-bullying law, a requirement that the city only do businesses with contractors with anti-discrimination policies in place, and funding for LGBT homeless youth services, senior services, and the capital needs of the LGBT Community Center.

«The research in Diversity Challenged shows that affirmative action policies have major benefits not only in overcoming the history of exclusion of minorities, but also in creating a richer educational experience for all students and injecting new ideas and understandings into discussions, debates and research on campus,» said Gary Orfield, co-director of The Civil Rights Project at Harvard University.

To do this, we need only to return to the immigration policies of the later part of the 19th century and the first half of the 20th century to see many examples of such discrimination, such as the Chinese Exclusion Act of 1882 that banned a specific ethnic group or the Asian Exclusion Act of 1924 that effectively banned East Asians and South Asians through national immigration quotas.

Buying an «exclusion policy» is the ONLY way to go.

Term insurance covers everthing there is only one exclusion that is sucide within first year of policy term.

Most homeowners insurance policies have exclusions for flood damage, so the only way to get coverage is by supplementing your home insurance policy with a policy provided through the National Flood Insurance Program.

Another thing: Most policies come with exclusions, so a claim will only pay out if damage was due to a covered event.

In regards to your question, Healthy Paws has only one bilateral - exclusion on our policy, applying to cruciate ligament problems.

The information contained in this website is for illustrative purposes only and coverage under any pet insurance policy is expressly subject to the conditions, restrictions, limitations, exclusions and terms of the policy documentation issued by the insurer.

At World Nomads, we aim to present insurance terms with clarity, however there are times when certain terms will have various restrictions, limits and exclusions, which only the description of coverage (policy wording) can fully explain.

The only hope left, after more than a decade of policy making under a condition of almost unanimous cross-party consensus, and the exclusion of all criticism from public and political debate, was to burn forests, imported from America.

The New York Times recently shed light on yet another important aspect of gas drilling leases, that U.S. Department of Agriculture rural housing loans are being routinely granted on properties with oil and gas leases using a so - called «categorical exclusion» from the National Environmental Policy Act (NEPA), although such exclusions are only supposed to apply to properties without environmental risks.

A solid understanding of a policy means being able to explain not only the standard coverages and exclusions, but also knowing how to prepare and understand property - specific exceptions to coverage.

This exclusion only applied if there was coverage under an existing motor vehicle policy.

If you decide to pursue a legal claim, you need to contact an Illinois dog bite attorney who not only knows about those laws, but also how to navigate your case through complex insurance policies and exclusions to make certain someone is held liable for your injuries.

The Ninth Circuit reversed the published decision of the district court, which had denied insurer's motion for summary judgment, holding that a defect that is not apparent upon reasonable inspection, but only comes to light after an intensive post-failure expert examination, is a latent defect within insurance policy's latent defect exclusion.

The only way to get the best travel medical insurance to suit your business trip is to read the policy details and exclusions before purchasing.

The fact is that over $ 38 Billion in life insurance claims were paid out to the beneficiaries of 911 victims and the only exclusion on almost all life insurance policies (not to be confused with AD&D) is a 2 year exclusion on suicide.

Mutual of Omaha only has one policy exclusion.

Another thing: Most policies come with exclusions, so a claim will only pay out if damage was due to a covered event.

Make sure you ask whether your pre-existing condition exclusion waiver applies to only the policy holder, or to their immediate family as well.

Named peril policies only cover things that are specifically mentioned in the policy; all risk policies cover everything except for any exclusions specifically mentioned.

You should be aware that this is a summary of cover only and the Policy is subject to terms, conditions, limits and exclusion that may not suit your requirements.

The only exclusion is the «universal exclusion «which excludes suicide in the first two years of the policy.

1) War Risk Coverage In consideration of the payment of premium calculated in the manner stated in the policy to which the rider is attached, it is hereby agreed that for additional premium the policy is amended as follows: Any Exclusion under this Plan for «declared or undeclared war or any act thereof» is waived for an Insured Person's loss caused in whole or in part by, or resulting in whole or in part from, declared or undeclared war or any act of declared or undeclared war, subject to the following restriction: The waiver only applies with respect to accidents that occur within the geographic limits or territorial waters of, or airspace above the geographic limits or territorial waters of a Designated War Risk Territory (as defined herein).

The policy insures against theft and accidental direct physical damage to covered property with only a few limitations and exclusions.

In consideration of the payment of premium calculated in the manner stated in the policy to which the rider is attached, it is hereby agreed that for additional premium the policy is amended as follows: Any Exclusion under this Plan for «declared or undeclared war or any act thereof» is waived for an Insured Person's loss caused in whole or in part by, or resulting in whole or in part from, declared or undeclared war or any act of declared or undeclared war, subject to the following restriction: The waiver only applies with respect to accidents that occur within the geographic limits or territorial waters of, or airspace above the geographic limits or territorial waters of a Designated War Risk Territory (as defined herein).

Guaranteed Issue Insurance Guaranteed Issue Insurance has several large amounts of exclusions with its coverage but this may be the only policy which will grant your desire to have a life insurance policy set - up for your father.

When a death occurs — we hope for one due to old age, but dead is dead, and the company pays (except suicide in the first one or two years, or one of the few exclusions that may be in the policy, such as war or act of war, military service, flying an airplane, or certain hazardous occupations or hobbies — many policies only have the suicide exclusion), you can think of the death benefit in one of two ways.

Thirty years ago the federal inheritance tax exclusion was only $ 600,000 and universal life insurance policies were sold as the last life insurance policy that you would ever need.

For example if under a previous policy, the pre-existing condition was excluded from coverage for two years and under a new plan with a different insurer the exclusion period for the same condition is three years, the new health insurance policy can only exclude the condition from coverage for one extra year.

Guaranteed issue (GI) policies under a HIPAA certificate of creditable coverage will not have preexisting condition exclusions unless something is excluded in general by the policy itself (such as maternity coverage, elective cosmetic surgery, etc.), as long as your former group coverage has been in place at least as long as the GI policy's probationary period (typically only 6 months).

This is primarily for two reasons: You will not only be serving out the waiting period at a much younger age, but there is risk of being refused a policy at an older age or buying a policy with lots of exclusions.

Term insurance covers everthing there is only one exclusion that is sucide within first year of policy term.

As mentioned earlier, since a term or permanent life insurance policy typically covers most causes of death, with only the two major exclusions, it is generally the preferred choice and offers more comprehensive coverage and security.

Suicide Exclusion: If the Life Assured commits suicide within one year from the policy commencement date, the policy will be void and only 80 % of the premiums paid will be payable as Death Benefits.

Suicide Exclusion - In case the policyholder commits suicide within one year of the date of issue policy, only 80 % of the paid premium is payable to the nominee.

Suicide Exclusion: If the Life Assured commits suicide within one year from the policy commencement date, the policy will be void and only 80 % of the premiums paid will be payable as the Death Benefits.

Suicide Exclusion: If the life assured commits suicide within one year from the policy commencement date, the policy will be void and only 80 % of the premiums paid will be payable as death benefit.

Suicide Exclusion: If the Life Assured commits suicide within one year from the policy commencement date, the policy will be void and only 80 % of the premiums will be payable as Death Benefit.

The only policies that allow you to waive pre-existing condition exclusions are travel insurance package plans, so you will want to compare and contrast several such policies to zero in on one that's right for you.

This is only a brief description of the coverage (s) available under policy series T30337NUFIC.The Policy will contain reductions, limitations, exclusions and termination provipolicy series T30337NUFIC.The Policy will contain reductions, limitations, exclusions and termination proviPolicy will contain reductions, limitations, exclusions and termination provisions.

Exclusions If you commit suicide within one year from the policy inception date, the plan will be void and only 80 % of the premiums paid will be payable as death benefit.

However, the insurer will only deny your claim if your policy contains an exclusion for DUI accidents.

The only exclusions on nearly every term policy is a two year suicide clause and a two year contestability clause.

Most homeowners insurance policies have exclusions for flood damage, so the only way to get coverage is by supplementing your home insurance policy with a policy provided through the National Flood Insurance Program.

Suicide is the only exclusion in a term insurance policy.