Sentences with phrase «only retirement planning option»

Some employers will make matching contributions to a 403 (b), especially if it is their only retirement planning option.

Not exact matches

If you think IRAs or SEPs are your only options for tax - deferred retirement planning, think again.

Roth 401k investment accounts offer many advantages to employees that are unavailable with traditional 401ks or Roth IRAs, giving you not only more flexibility and options in your retirement planning but also the ability to maximize your retirement income.

The plan is only for new employees, raises the retirement age and provides the option of allowing workers to enter into a defined contribution plan similar to a 401 (k) in the private sector, an idea that DiNapoli has been especially skeptical toward.

However, a rollover of retirement plan assets into an IRA is not your only option.

Sometimes referred to as a tax - sheltered annuity plan or TSA, a 403 (b) is a retirement - savings option that's generally offered only to employees of colleges and universities, public schools, certain nonprofit organizations, and churches.

You're not going to be happy about this, but it's your only option: When doing your retirement planning, consider underweighting any pension payments you expect to receive, especially if yours is underfunded.

Investing in your company's 401 (k) retirement plan can be a great choice if your employer offers this type of plan, but it isn't the only option.

Placing such an option alongside a conventional target date series, for example, may not only help participants plan for retirement income but also emphasize the importance of doing so!

While the Thrift Savings Plan is not the most diverse option for retirement, it is the only retirement vehicle offered to federal employees and service members at this time.

As investors discover how much more they have to pay on the actively managed mutual funds that many plans use as their only investment options, companies will feel pressure to turn to lower - cost alternatives that better preserve their workers» retirement savings.

A new Government Accountability Office (GAO) report finds that only a third of 401 (k) plans have any sort of retirement - income withdrawal option and only a quarter or so offer an annuity.

In one study commissioned by the investment firm Vanguard, researchers found 75 % of employees enrolled in their workplace retirement plans when they had just four funds to choose from, but only 60 % did so when they had 59 options.

In the end, adding a permanent life insurance policy to your investment portfolio can be a good option to help mitigate the risk of early death as well as build some cash value that can be used for a variety of purposes, including retirement income, but it should never be used as your only method of investment planning.

Real estate is not a favored retirement plan investment and at present there are only a few options relative to the opportunity for investors to house this asset in their retirement accounts.

The presence of that match is to encourage employees to contribute: even if they are tying up their funds until retirement age; and they are into a plan with only a handful of investment options; and they may have higher expenses in the 401K.

If you're getting close to retirement and your children have moved out of the home, then you might only need coverage for a couple of years, which would make a short term plan the best option.

IDBI Federal Retiresurance Pension Plan not only gives you fantastic saving scheme for post retirement but also lets you multiply and grow your wealth with myriad tailor - made investment options.

Of course, those retirement plans aren't your only options.