Figuring out the best bank to
open a checking account usually entails finding an account that charges minimal fees and if you're lucky, interest.
Not exact matches
And when I found a savings
account that I really like, I
usually ended up
opening an
account with it as switching savings
accounts is much easier than changing
checking accounts if you, like me, have a lot of external links to the
account.
The few
checking accounts that do earn interest are
usually premium
accounts that require large amounts of money to
open or to waive the
account fees charged by the bank each month.
Banks don't
usually check your credit history as prerequisite to
opening a
checking account, but they may review your ChexSystems history.
Even if you have horrible credit, the only requirements to receive an online cash advance loan are that you have a job and an active
checking account that has been
open for a period of time (
usually thirty to ninety days).
The actual score isn't important — what you want to look for is an increase in hard credit
checks, which are the kind that happen when you
open a new
account somewhere, and this kind of information is
usually included in a credit score report.