Best of all, when you apply for an unsecured credit card after improving your credit, you can keep this card
open at no annual fee to build upon the longevity of your accounts.
Not exact matches
This card, which carries an $ 95
annual fee after the first year, also doesn't assess foreign transaction
fees and offers 25,000 points if you spend
at least $ 3,000 within three months of
opening the account.
For example, a bank may charge an
opening fee of $ 150 (or more depending upon the credit account) with no
annual fee for the first 12 months, but an
annual fee at the beginning of the second year.
But to justify paying the
annual fee and keep the cards
open you would need to earn
at roughly 10,000 points through spending, imho.
Often you can
open an IRA
at a large brokerage like E * Trade for free and with no
annual fee, but you must pay a
fee for each trade.
Kenneth Lin, from CreditKarma.com, says he himself
opens and closes
at least one card per year in order to snag bonus miles and cancel the account before
annual fees are assessed and that turning over 10 cards in a short period of time is likely to push a good credit score into an average or poor one.
The perks include: unlimited free transactions
at non-U.S. Bank ATMs, up to a $ 1,000 discount on a home mortgage, no
annual fee for a home equity line of credit, up to 25 free trades with a new self - directed brokerage account through U.S. Bankcorp Investments, an affiliate of the bank, free DepositPoint transactions, and a new account bonus when you
open a select U.S. Bank or FlexPerks credit card.
For example, TradeKing does not impose an account
opening minimum, but does require that the account value is
at least $ 2,500 to waive its
annual maintenance
fee.
If you are looking for the Aviator Silver credit card with a $ 195
annual fee and elite qualifying mile earning opportunities, you need to first
open an Aviator Red card, and request an upgrade after holding it for
at least 90 days.
For example, American Express only lets you currently have 4
open credit cards (charge cards are not counted towards this limit) and
at some point you may decide to cancel an existing American Express no -
annual fee card.
Often you can
open an IRA
at a large brokerage like E * Trade for free and with no
annual fee, but you must pay a
fee for each trade.
The CU's cash secured credit cards have no
annual fee, so unless I am missing something, it should not harm my history just to keep it
open (and keep them
at ~ 20 % utilization).
If you've got
at least $ 50,000 to invest and plan to make infrequent purchases,
open up a discount brokerage account (look for one with no
annual fee and that doesn't charge more than $ 10 a trade), and pick an ETF.
Once your credit score is improved enough to qualify you for an unsecured card, you can keep the State Department secured card
open at no extra
annual fee to extend the good history on your credit report.
You will continue to benefit from the rebate on your
annual fee: i) until you close your Eligible Student Bank Account, or ii) until the Expected Graduation Year you have provided
at the
opening of your Eligible Student Bank Account, whichever comes first.
So my advice is to keep the card
open for
at least 9 months before you consider either asking for a retention bonus /
fee waiver, downgrading to a no
annual fee card or closing the card.
Get a $ 200 statement credit when you make
at least $ 500 in net purchases within 60 days of your account
opening — with no
annual fee, no cap on the amount of cash rewards you can earn and they don't expire.
Ive
opened a TD mutual fund
at my branch, purchesed the money market fund
at the branch, however when I attempted to convert to the eSeries account
at the branch I was told Id need to get a Waterhouse account to access eseries and have to pay the 50 $
annual fee, Is the rep mistaken or what?
Those who already have the Ink Plus Business Credit Card can continue to use it with the same benefits, or you can
open an Chase Ink Business Cash ℠ Credit Card, which has most of the same categories and earnings rates
at no
annual fee.
Rather than canceling all your cards
at once, try to keep your oldest credit card
open and active, or choose to keep or apply for a credt card with a low or no
annual fee.
Get a $ 200 statement credit when you make
at least $ 500 in net purchases within 60 days of your account
opening — with no
annual fee, no cap on the amount of cash rewards you can earn and they don't expire.
Those who already have the Ink Plus Business Credit Card can continue to use it with the same benefits, or you can
open an Chase Ink Business Cash ℠ Credit Card, which has most of the same categories and earnings rates
at no
annual fee.
The $ 95
annual fee is waived for the first year if the account is
opened at a branch which seems similar to what Chase Ink Plus offers.
At the end of the day, only you can decide if the $ 95
annual fee is worth keeping the card
open.
[+] There is a sign - up bonus that earns you 60,000 points [+] You have to spend $ 1000 in the first three months to earn the points [+] Earn an extra 5000 points if you add an authorized user who then makes purchases [+] The
annual fee is waived for the first year [+] You get five points per dollar spent
at IHG hotels [+] Get two points per dollar you spend
at gas stations and in restaurants [+] Earn two points per dollar when you spend in most grocery stores [+] Get one point per dollar spent when you spend with most other merchants [+] You get a free night's stay
at one of their hotels for having your card a full year [+] There are over 5000 hotels worldwide where you may use your free night's stay [+] Opt in for platinum elite status that continues while your account is
open and active
I originally was looking
at getting a Amex Platinum card that has a similar
annual fee and gives you access to the Centurion Lounges (including a brand new one
at my home airport of SEA that is about to
open).
Capital One ® Venture ® Rewards Credit Card earns 2x miles per $ 1 — equivalent to a 2 % yield for travel statement credits — and includes a bonus of 50,000 miles after spending
at least $ 3,000 within three months of account
opening, but
at the cost of a $ 95
annual fee (waived the first year).
New cardholders qualify for a $ 200 cash rewards bonus when spending
at least $ 1,000 within 90 days of account
opening, and they can earn unlimited 1.5 % cash rewards on every purchase, plus look forward to a 0 % intro APR for 15 billing cycles on new purchases and qualifying balance transfers, all with a $ 0
annual fee.
The main perks to mention are a sign - up bonus of $ 150 after spending just $ 500 within three months of account
opening, unlimited 1.5 % cash back, a $ 0
annual fee, no foreign transaction
fees, and flexible redemptions allowing for any amount
at any time (this is rare among competing cash - back credit cards).
The Hyatt Credit Card also comes with two free night certificates valid
at any Hyatt property worldwide after you make $ 1,000 in purchases in the first 3 months after account
opening, and you earn another free night in a Category 1 - 4 property every year on your cardmember anniversary (after paying the $ 75
annual fee).
Get a $ 200 statement credit when you make
at least $ 500 in net purchases within 60 days of your account
opening - with no
annual fee, no cap on the amount of cash rewards you can earn and they don't expire.
You will continue to benefit from the rebate on your
annual fee: i) until you close your Eligible Student Bank Account, or ii) until the Expected Graduation Year you have provided
at the
opening of your Eligible Student Bank Account, whichever comes first.