Sentences with phrase «option on life insurance policies»

A common benefit option on life insurance policies wherein the policy owner allows the dividends from policy to be used for the purposes of accumulating cash values.

With this option on a life insurance policy, the policy dividends can continue to be paid and the cash value can continue to grow, just as if regular policy premiums had been paid.

Not exact matches

Not only do LGBT workers now have the option of purchasing voluntary life insurance on their spouse through a group policy, but purchasing individual life insurance got easier too.

Another option is to buy a permanent life insurance policy on them in which you can one day even transfer ownership to them.

These options have certain consequences that come into play so it's important to work closely with your life insurance agent if you plan on purchasing a permanent policy for your child to make sure you understand the ins and outs of your particular policy.

This option means that if you decide you want permanent life insurance you can convert regardless of your health as long as you convert before the deadline listed on your policy.

You have a variety of options when it comes to naming a beneficiary on your life insurance policy.

This option not only allows two individuals to be insured on the same whole life insurance policy, but it also typically has a lower amount of overall premium cost than will purchasing two separate life insurance policies of corresponding value.

With flexible requirements on the paid up additions options, the policy provides early high cash value surrender values, making Penn Mutual's whole life policy a top contender for anyone looking for the best cash value whole life insurance.

Depending on your unique situation, this article provides options to make sure that you become matched with the type of life insurance that meets your needs, whether that's term life insurance, whole life insurance or a combination of policies.

With this policy, the policy owner does have the option of converting the term life insurance policy over to a new permanent life insurance certificate — without having to prove evidence of his or her insurability — until the earlier of the certificate anniversary on which the insured is age 65, or 5 years prior to the end of the initial term period.

Decreasing term life insurance is a life insurance option where the death benefits decrease on either a monthly or annual basis over the life of the policy.

Click on the photo to the left and watch a report by CBC Marketplace to find out why a Term Life Insurance Policy is not only a much cheaper option, it is a much better option.

In many cases, this return of premium option is a rider on your traditional term life insurance policy.

If you want low - cost, very affordable premiums, look at term life insurance (but with the option to convert to a permanent policy later on).

Having a conversion option means that if you decide you want permanent life insurance, you can convert regardless of your health as long as you convert before the deadline on your policy.

So where some companies have multiple policies for term, whole, universal, and variable life insurance, Banner really focuses on term policies and only has four options for term life insurance.

The life insurance option from State Street is similar to the Lincoln MoneyGuard but unlike MoneyGuard, both spouses can be on one policy.

Many of the best term life insurance policies offer options called riders, which can be added on to your existing policy or be purchased separately (depending on the rider type).

You have two options: a child whole life insurance policy or a child rider on your term life insurance policy.

Technically, though, there is a third option to the «keep versus lapse» decision of life insurance: to sell the policy to a third party in a transaction called a «life settlement» to an (institutional) investor who might be willing to pay more than just the policy's cash value (or the $ 0 value that might be available if the coverage just lapses on its own).

You may also be surprised to know that depending on your age and state of health, a personally owned life insurance policy may end up costing less than your employee benefit options.

Mortgage protection policies typically include benefits unavailable on straight life insurance products, options such as the return of premium, critical illness availability, terminal illness, confined care riders, and a simplified non-medical application process.

Due to the limited time periods on these types of policies, they are the least expensive life insurance options.

The insurance company can also assist you in understanding the policy benefits, finding the right coverage, filling out the application, understanding policy options and provide continuing support and assistance on your life insurance policy.

On the advanced planning side, they even offer a Single Premium option, great for something like funding a policy up front, and then enclosing in an ILIT (irrevocable life insurance trust) to satisfy estate plan needs.

While most life insurance policies will require premiums to be paid on a monthly basis, there may be more options available.

And you might be interested in watching our video below on the importance of comparing life insurance companies and policies, rather than limiting your options to just one company.

We here at TermLife2Go operate as an independent life insurance brokerage that is able to work with dozens of different life insurance companies so that when it comes time to finding that «perfect» life insurance policy, we don't have to rely on just one or two options.

Free quotes: Progressive Life Insurance offers free policy quotes, allowing individuals to compare insurance types and add - on optionInsurance offers free policy quotes, allowing individuals to compare insurance types and add - on optioninsurance types and add - on options online.

When deciding on the pros and cons of term life insurance versus whole life insurance, one thing to be aware of is that many term life insurance policies have a conversion option.

If you chose to elect the option to convert the policy you can choose permanent coverage based on the product offering of the life insurance company you are with.

Convertible term life insurance is a policy that comes with an add on that provides an option to convert to a permanent insurance at the term's expiration or old age, whichever comes first.

Contact True Blue Life Insurance at 1-866-816-2100 to discuss your options for naming a beneficiary on your life insurance polLife Insurance at 1-866-816-2100 to discuss your options for naming a beneficiary on your life insurancInsurance at 1-866-816-2100 to discuss your options for naming a beneficiary on your life insurance pollife insuranceinsurance policy.

Choose from our term life insurance options for flexibility on your pocket, which also offers coverage to your «team» in the same policy.

While many people are aware that life insurance rates can differ based on the type and the amount of coverage that they may purchase, what most may not know is that the price can vary, sometimes quite substantially, for the very same policy options.

The form on this page will allow you to get an instant quote, evaluate your options, and apply for a guaranteed issue life insurance policy.

Baltimore Life is not the most recognizable company on our list, but they have excellent insurance options that you should consider before buying the policy that's best for you.

On the other hand, if you are single, a guaranteed universal life insurance policy is likely the most affordable and attractive option.

Typically, you will want to name a relative or close friend as the beneficiary on your life insurance policy, but there are other options.

For insurance consumers shopping for financial services, life, health, dental or disability insurance; Ameritas is a good option to check out when trying to find the best value on an insurance policy.

The ProVider Plus is a great option for key person disability insurance due to Guardian Life's focus on providing one of the best DI policies for executives.

Another is the survivorship life insurance option, called the Protective Survivor UL, which is a life insurance policy based not on one, but two separate lives.

If you'd like to speak with an experienced agent who has access to all the No Lapse Universal life insurance policies on the market, please give us a call or fill out the form on the right and we'd be happy to go over your options and send them to you in writing.

We're here to advise you on the best options available and design a permanent life insurance policy from your available choices within your budget.

Depending on the insurance company, at the end of the level term period, you may have the option to use the policy cash value to purchase a guaranteed paid - up «whole life policy» without having to prove your health.

A long - term care and life insurance hybrid policy could be another choice for those looking at their insurance options, according to author Gail Liberman on The Palm Beach Daily News» website.

If that option isn't feasible, your partner could buy a life insurance policy on him / herself and then make you the beneficiary of the contract.

Most term life insurance policies have the option to add on a child rider.

For more information on variable life insurance policy options - or other types of life insurance - give us a call at 1-844-733-5433 and talk with a Protective Life Aglife insurance policy options - or other types of life insurance - give us a call at 1-844-733-5433 and talk with a Protective Life Aglife insurance - give us a call at 1-844-733-5433 and talk with a Protective Life AgLife Agent.