Sentences with phrase «option than term»

Here are some different situations when whole life insurance could be a better option than term insurance.

While typically an initially more expensive option than term insurance, premiums on this type of policy usually remain consistent as you age.

For a young family with a tight budget, there is no lower cost option than term life insurance.

For a young family with a tight budget, there is no lower - cost option than term life insurance.

Not exact matches

Rather than offering a promotion on a wide array of products or services, the paradox of choice suggests that narrowing down to one or two options will be drive more sales in the long - term and decrease return rates.

The options market is implying about a 7.5 percent move in either direction for the streaming giant, which is more than the average 5.5 percent move over the past four quarters, but less than the long - term average move of about 13 percent.

Stock options and other incentive compensation reward near - term focus rather than creating sustainable value

The term of an incentive stock option may not exceed ten years, except that with respect to any participant who owns more than 10 % of the voting power of all classes of our outstanding stock, the term must not exceed five years and the exercise price must equal at least 110 % of the fair market value on the grant date subject to the provisions of our 2015 Plan.

Sometimes, it makes sense to sell a call option with a strike price that is much higher or «further out of the money» than the current market price or to select a three - month term instead of a one - month.

These rates will vary by lender, term, and risk, and may be lower than other options such as merchant cash advances (or credit card advances).

The important thing to remember is, all other things being equal, a lower student loan interest rate is better than a higher one — but you need to consider all of the terms of the loan including whether the rate is fixed or variable and what your loan repayment options are to ensure you get the best overall deal.

The term of an incentive stock option will be no longer than ten years.

Borrowings under the refinanced Term Loan bear interest at a rate equal to, at our option, either (a) LIBOR (not less than 1.0 %) plus 3.0 % per annum or (b) 2.0 % per annum plus the highest of (i) the Federal Funds Rate plus 0.5 %, (ii) the Prime Rate, or (iii) one - month LIBOR plus 1.0 %.

Notwithstanding the authority of the committee under the Plan, except in connection with any corporate transaction involving Walmart, the terms of outstanding plan awards may not be amended to reduce the exercise price of outstanding stock options or stock appreciation rights or cancel outstanding stock options or stock appreciation rights in exchange for cash, other plan awards or stock options or stock appreciation rights with an exercise price that is less than the exercise price of the original stock options or stock appreciation rights without the prior approval of Walmart stockholders.

(5) Except in connection with a corporate transaction involving the Company (including, without limitation, any stock dividend, stock split, extraordinary cash dividend, recapitalization, reorganization, merger, consolidation, split - up, spin - off, combination, or exchange of shares), the terms of outstanding awards may not be amended to reduce the exercise price of outstanding Options or stock appreciation rights or cancel outstanding Options or stock appreciation rights in exchange for cash, other awards or Options or stock appreciation rights with an exercise price that is less than the exercise price of the original Options or stock appreciation rights without stockholder approval.

If you're looking to finance an equipment purchase, particularly for expensive equipment, Currency is a good option as they have more competitive terms than other alternative lenders.

And while federal loans come with their own set of challenges and risks, all 1.37 million private loan borrowers are often subject to fewer protections and less flexible repayment plans than those offered under federal loan agreements.Less accommodating repayment options and more rigid terms can quickly lead to private student loan defaults, which is a dangerous financial place to be.

Although TD Bank did lack any options for 20 - year terms, few borrowers actively seek out anything other than a 30 - or 15 - year option.

No medical exam life insurance is more expensive than fully underwritten coverage and typically provides fewer options, such as the ability to increase your death benefit or convert a term policy to permanent coverage.

Provided, however, that an incentive stock option held by a participant who owns more than 10 % of the total combined voting power of all classes of our stock, or of certain of our parent or subsidiary corporations, may not have a term in excess of five years and must have an exercise price of at least 110 % of the fair market value of our common stock on the grant date.

With respect to Awards granted to an Outside Director that are assumed or substituted for, if on the date of or following such assumption or substitution the Participant's status as a Director or a director of the successor corporation, as applicable, is terminated other than upon a voluntary resignation by the Participant (unless such resignation is at the request of the acquirer), then the Participant will fully vest in and have the right to exercise Options and / or Stock Appreciation Rights as to all of the Shares underlying such Award, including those Shares which would not otherwise be vested or exercisable, all restrictions on Restricted Stock and Restricted Stock Units will lapse, and, with respect to Awards with performance - based vesting, all performance goals or other vesting criteria will be deemed achieved at one hundred percent (100 %) of target levels and all other terms and conditions met.

But according to a recent survey by Citizens Bank, less than half of millennials have looked into refinancing, consolidation, or other options to improve their loan terms.

Borrowings under our credit facility bear interest at a per annum rate equal to, at our option, either (a) for LIBOR loans, LIBOR (but not less than 1.0 % for the term loan only) or (b) for ABR loans, the highest of (i) the federal funds effective rate plus 0.5 %, (ii) the prime rate, or (iii) one month LIBOR plus 1.0 %, plus a margin ranging from 3.25 % to 3.75 % for LIBOR loans and 2.25 % to 2.75 % for ABR Loans, depending on our leverage ratio and on certain factors relating to this offering.

The term of an incentive stock option may not exceed 10 years, except that with respect to any participant who owns more than 10 % of the voting power of all classes of our outstanding stock, the term must not exceed 5 years and the exercise price must equal at least 110 % of the fair market value on the grant date.

Borrowings under the refinanced Credit Facility bear interest at a rate equal to, at our option, either (a) LIBOR (not less than 1.0 % for the Term Loan only) plus 3.75 % per annum or (b) 2.75 % per annum plus the highest of (i) the Federal Funds Rate plus 0.5 %, (ii) the Prime Rate, or (iii) one - month LIBOR plus 1.0 %.

The interest rate was revised such that borrowings under the refinanced Term Loan bear interest at a rate equal to, at our option, either (a) LIBOR (not less than 1.0 %) plus 3.0 % per annum or (b) 2.0 % per annum plus the highest of (i) the Federal Funds Rate plus 0.5 %, (ii) the Prime Rate, or (iii) one - month LIBOR plus 1.0 %.

Specifically, benefits subject to the HP Severance Policy include: (a) separation payments based on a multiplier of salary plus target bonus, or cash amounts payable for the uncompleted portion of employment agreements; (b) any gross - up payments made in connection with severance, retirement or similar payments, including any gross - up payments with respect to excess parachute payments under Section 280G of the Code; (c) the value of any service period credited to a Section 16 officer in excess of the period of service actually provided by such Section 16 officer for purposes of any employee benefit plan; (d) the value of benefits and perquisites that are inconsistent with HP Co.'s practices applicable to one or more groups of HP Co. employees in addition to, or other than, the Section 16 officers («Company Practices»); and (e) the value of any accelerated vesting of any stock options, stock appreciation rights, restricted stock or long - term cash incentives that is inconsistent with Company Practices.

The term of an incentive stock option may not exceed ten years, except that with respect to any participant who owns more than 10 % of the voting power of all classes of our outstanding stock, the term must not exceed five years and the exercise price must equal at least 110 % of the fair market value on the grant date.

However, in no event may an option be exercised later than the expiration of its term.

The market has room for more than one option, and this is proved by the recent gains in alternative cryptocurrencies in terms of market share in the space.

Also, you will find that short term binary options — particularly those that are for less than 12 hours in length — are not nearly as accurate as those that are about 24 hours or longer before expiry.

As a matter of convention, the prices of options traded in over-the-counter markets are quoted in terms of the option implied volatility rather than in monetary units.

The Series A Preferred shall also be convertible into any future series of Preferred Stock (the «Future Preferred») under either of the following circumstances: (a) if such conversion is approved by the Board or (b) if such conversion is in connection with a future Preferred Stock equity financing in which the Company's fully diluted pre-money valuation is greater than the Company's fully diluted post-money valuation immediately following the Series A Financing contemplated by this term sheet (a «Future Financing»), in either case, on a one - for - one basis (subject to anti-dilution adjustment) at the option of the holder; provided however, if such conversion is in connection with a Future Financing, that the holder may convert into shares of Future Preferred only in the event that all of such shares of Future Preferred received by the holder upon conversion are sold to an Approved Investor (as defined below) no later than 90 days following the first closing of the Future Financing at a price per share no lower than the price per share at which the Company sells shares of such Future Preferred in the Future Financing and, provided further, that such Approved Investor is not an affiliate, family member, or related party of the holder.

With the announcement of the Financial Conduct Authority's (FCA) plans for a January 2015 cap on all payday loans, to the Archbishop of Canterbury's U-turn on his anti-payday loan stance (he now believes short term lenders like Wonga are a safer option than the potential alternatives).

Many brokers are well versed in alternative lending companies which have more flexible requirements and terms than other financing options

LEAP stands for «long - term equity anticipation», and it refers to a class of options that have longer expiry dates (dates on which the contract expires, or deadlines for action on an option) than traditional options.

They offer favorable rates, and flexible loan terms, so you can find the option that works best for your personal situation, rather than relying on a blanket, one - size - fits - all policy.

If you're a member of a credit union, a PAL might be your best option unless you need more than $ 1,000 or a repayment term longer than six months.

Designed as an alternative to payday loans, the Employee Opportunity loan is a better option than short - term loans.

Upon a disposition of the shares more than two years after grant of the option and one year after exercise of the option, the optionee will recognize long - term capital gain or loss equal to the difference between the sale price and the exercise price.

Actually, there ARE more options than your binary premise, nor is a god as the West understands the term necessary to a sense of spirituality.

While I do love a good Panera salad, they just aren't the finest in terms of «good for you» -LCB- but better than a Big Mac -RCB- and making a healthier option is awesome.

Cat b = missed out on schnederlin Bender Sven or lars (15 - 18m both are experienced and better than our options and approaching peak) Biglia (12 - 15m linked with Man U very good player a long term wenger target) Motta (8 - 10m experienced, leadership skills, could be first choice for couple season, ready to leave psg)

it could be a bigger than we anticipated summer in terms of players in and out wenger will look to recoup as much as he can for out goings getting any unwanted high earners of the books might be an options like poldolski his # 100,000 p / w his unwarranted for what he brings to the team, as might be walcott he is at a crossroads now in his arsenal career he can either stick it out with us and show us the respect the club deserves for paying and making him the player he is today.

The sad truth is that we are just a couple of players away from having a very strong starting 11... Wenger's fixation with Walcott and mertesakher as starting players remains a mystery to me... neither have the quality of a top team like arsenal... I am not a giroud hater but he is still too inconsistent and the big question is whether welbeck can push him in a way Walcott won't... Campbell has done well and has moved ahead of Walcott and, ox for sure but there is still a question about how much more he can improve... Elneny is certainly an upgrade over arteta and flamini whether he will make it I don't know just hope that he does but arguably wenger could have been more ambitious... That leaves a top quality striking option... There is no doubt that wenger deluded himself over the summer and that needs to be corrected ASAP... Draxler dybala aube and even griezman with a big enough big could have been prized in summer... january not a good time for this but it is not difficult to find better options than Walcott ox or Campbell... All a question of whether wenger wants to win EPL on his terms or wants to win this for the club

Forget age.Giroud is not needed and Luiz is a far better option for us than Evans.He is far more adaptable th @n Evans in terms of where he can play and is better value.

A deal for Mitrovic would not only represent a decent long - term option for either club, but would also be cheaper than what several clubs in Europe are demanding for their centre - forwards.

I believe that man to be Carlo Anceolotti who i think would be a better option than Mancini in the short term, say 3 - 4 years maybe a couple more if he does well.

Josh McEachran is a less likely loan option than Ramsey, but if Holloway fails to agree terms with his primary target, they could yet turn to the Chelsea teenager.

It was less than two weeks ago however, that Arsene praised his current goalkeeping options, claiming Ospina is top of the stats this term.