Sentences with phrase «option than the credits»

If you think your credit score is suffering from issues with identity theft, an identity theft protection service would be a better option than credit repair, since those companies can help warn you of future attacks before anything can happen to your credit score.

Credit lines usually have lower interest rates and more flexible repayment options than credit cards, making them more affordable solutions.

Not exact matches

For all these reasons, I choose to stand by my local stores rather than taking my business down the road to the megastores, and I will continue to think twice when that option to choose credit or debit pops up.

And when you realize the diversity of exceptional human beings out there and opportunities and business deals and everything, you're going to realize there are a lot more options than you're giving credit to.»

Even though there are more lending options for small businesses than ever before, a crucial step is missing in the process; and no one is paying attention, leaving business owners increasingly frustrated over their rejections for credit lines and loans.

Even if you are dealing with less than perfect credit, there are more options than ever for entrepreneurs to fund their new businesses.

While some people love cash because it's emotionally harder to part with than it is to hand over a card, in the grand scheme of things, credit and debit are usually better options.

The Business Platinum Credit Card is a revolving credit option for everyday business expenses for businesses with annual sales up to $ 2 million and needing fewer than 100 Credit Card is a revolving credit option for everyday business expenses for businesses with annual sales up to $ 2 million and needing fewer than 100 credit option for everyday business expenses for businesses with annual sales up to $ 2 million and needing fewer than 100 cards.

Here are options if your credit is less than perfect.

If you have less - than - stellar credit, a personal loan might be a better option, especially if you can find a fixed - rate offer with a lower interest rate than what your credit card charges you.

«If you have a good credit score, private mortgage insurance is going to likely be your best option if you're putting down less than 20 percent,» said Joe Parsons, branch manager for Caliber Home Loans in Dublin, California.

Another good option is a personal loan, which may have rates significantly lower than most credit cards.

It sent buyers to eight dealerships in eastern Virginia and found that white borrowers with weaker credit profiles got less expensive financing options and more favorable treatment than their nonwhite counterparts who were more financially qualified.

Fortunately, there are other potentially less expensive options to a merchant cash advance for shopkeepers and restaurant owners with healthy businesses — even for those with a less - than - perfect personal credit profile.

Shares underlying stock options and stock appreciation rights that so become available being credited to the 2013 Plan share reserve on a one - for - one basis, and Shares subject to other types of equity awards (i.e., full value awards), being credited to the 2013 Plan share reserve on a 2.15 - for - one basis; provided, however, that no more than 54,332,000 Shares may be added to the 2013 Plan pursuant to this provision.

And, a borrower with this credit score should expect to have less options than a higher score and pay a high interest rate.

Depending upon the nature of the business need, a business» credit profile, time in business, whether or not the business has adequate collateral, and other factors, there are more options available today than ever before.

With low, fixed rates, this financing option can be significantly less expensive than financing your expenses with a credit card or «project loan» from a hardware store.

While some are unequivocally better than others, the best option for you depends on your budget concerns, your credit score and what access you have to other forms of credit.

These rates will vary by lender, term, and risk, and may be lower than other options such as merchant cash advances (or credit card advances).

Borrowings under our credit facility bear interest at a per annum rate equal to, at our option, either (a) for LIBOR loans, LIBOR (but not less than 1.0 %) or (b) for ABR loans, the highest of (i) the federal funds effective rate plus 0.5 %, (ii) the prime rate, or (iii) one month LIBOR plus 1.0 %, plus a margin ranging from 3.25 % to 3.75 % for LIBOR loans and 2.25 % to 2.75 % for ABR Loans, depending on our leverage ratio and on certain factors relating to this offering.

Another popular choice, Fundbox's product operates more similarly to a line of credit than a traditional invoice factoring option.

Kiva is a great option for a working capital startup loan if you have a less than perfect credit score.

However, FHA loans are also a good option if your credit score is above 580 but you want to make a smaller down payment than allowed by a conventional lender.

Depending upon the nature of the business need, a business» credit profile, time in business, whether or not the business has adequate collateral, and other factors, there are more small business loan options available today than ever before.

You can rest assured that you probably won't find a better cash back option for those with an average credit scores than the Capital One ® QuicksilverOne ® Cash Rewards Creditcredit scores than the Capital One ® QuicksilverOne ® Cash Rewards CreditCredit Card.

Our team reviewed more than 200 options to come up with the best travel rewards credit cards, based on the value of rewards and bonuses they provide.

The National Bank of Hungary issued a warning to its citizens about the potential dangers of virtual currencies on 19th February, calling the payment method «much riskier» than other electronic payment options such as credit cards.

Borrowings under our credit facility bear interest at a per annum rate equal to, at our option, either (a) for LIBOR loans, LIBOR (but not less than 1.0 % for the term loan only) or (b) for ABR loans, the highest of (i) the federal funds effective rate plus 0.5 %, (ii) the prime rate, or (iii) one month LIBOR plus 1.0 %, plus a margin ranging from 3.25 % to 3.75 % for LIBOR loans and 2.25 % to 2.75 % for ABR Loans, depending on our leverage ratio and on certain factors relating to this offering.

We analyzed around 250 savings accounts from the top traditional banks, online banks, and credit unions to uncover the ones that deliver the highest interest rates, helping you grow your savings faster than other options.

Understand how overdraft and credit cards will allow you to spend more money than you have, but whichever option should you...

VantageScore boasts that its 3.0 model can score millions more people than other models by incorporating up to 24 months of past credit activity — including utility and rent payments where available — which could open up more credit options to you.

Borrowings under the refinanced Credit Facility bear interest at a rate equal to, at our option, either (a) LIBOR (not less than 1.0 % for the Term Loan only) plus 3.75 % per annum or (b) 2.75 % per annum plus the highest of (i) the Federal Funds Rate plus 0.5 %, (ii) the Prime Rate, or (iii) one - month LIBOR plus 1.0 %.

Specifically, benefits subject to the HP Severance Policy include: (a) separation payments based on a multiplier of salary plus target bonus, or cash amounts payable for the uncompleted portion of employment agreements; (b) any gross - up payments made in connection with severance, retirement or similar payments, including any gross - up payments with respect to excess parachute payments under Section 280G of the Code; (c) the value of any service period credited to a Section 16 officer in excess of the period of service actually provided by such Section 16 officer for purposes of any employee benefit plan; (d) the value of benefits and perquisites that are inconsistent with HP Co.'s practices applicable to one or more groups of HP Co. employees in addition to, or other than, the Section 16 officers («Company Practices»); and (e) the value of any accelerated vesting of any stock options, stock appreciation rights, restricted stock or long - term cash incentives that is inconsistent with Company Practices.

Stripe is one of the top online credit card processing options today, though it's less friendly for non-developers than Shopify.

For companies with a strong credit rating and advanced, verifiable financial reporting (such as receivable and payable summaries), Liquid Capital's Asset - Based Lending (ABL) solution provides an excellent financing option that is more cost - effective, creative and discreet than anything else in the marketplace.

Now Credit Suisse routinely shows its clients how much it will cost to execute trades in credit options through a clearinghouse rather than trading bilaterally with counterparties — and the impact on their balance sCredit Suisse routinely shows its clients how much it will cost to execute trades in credit options through a clearinghouse rather than trading bilaterally with counterparties — and the impact on their balance scredit options through a clearinghouse rather than trading bilaterally with counterparties — and the impact on their balance sheets.

Costing $ 30 less than the AMEX Gold, the Venture credit card from Capital One is a good option to consider for frequent travelers.

Some of them have poor credit and access to fewer options than those with stellar scores.

Unlike most financing options, HERO approvals are primarily based on home equity, household income, product eligibility, and debt payment history, rather than credit score.

While an FHA Cash - Out loan may be a great option for many current FHA borrowers, it should be noted that borrowers with good credit and more than 20 % equity in their homes are often better served by refinancing into a conventional loan.

If you have a credit score between 600 and 630, Peerform may be a better option than LendingPoint.

For start - ups who have been in business for less than a year, your options are typically limited to venture capitalists or an angel investor, credit cards or crowdfunding.

When picking new partners, a trade credit is one way to show if one country is a better option than another,» said Ganguli.

For less than stellar credit scores, your options will not include traditional financial institutions, or a Small Business Administration loan, which requires a personal credit score of at least 680.

Lendingpoint — Lendingpoint is one of the preferred options for customers who have a less than average credit history.

Lendingpoint — Lendingpoint is one of the best options for customers who have a rougher than average credit history.

From consolidating debt to paying for a move or even a wedding, a personal loan can be more accessible and affordable than other credit options.

You may want to consider other options if you owe more than your annual income in the form of «bad» debt (e.g., high - interest credit cards or payday loans), you simply can not make minimum payments on time, or a debt management plan can't reduce your monthly debt payment to a manageable amount.

There are some personal loan companies, such as Avant and LendUp, that have loan options for those with less - than - stellar credit.