You may want to increase your auto insurance limits and purchase
optional accident benefits in order to protect yourself against the often in adequate insurance carried by US motorists.
We strongly recommend that you considering purchasing
optional accident benefits with the advice of your insurance broker or agent.
Not exact matches
An
optional benefit that will increase the death
benefit amount if your death is due to an
accident.
Petsecure is Canada's oldest and largest pet health insurance provider, offering comprehensive coverage for
accidents, illnesses and alternative treatments, as well as
optional dental care coverage and exclusive member
benefits.
The maximum
optional benefits are appropriate for anyone who is seriously injured in a motor vehicle
accident; and nobody can predict who that will be.
(1) The
optional dependant care
benefit shall pay for reasonable and necessary additional expenses incurred by or on behalf of an insured person as a result of an
accident in caring for the insured person's dependants, if the insured person satisfies the following conditions:
An
optional attendant care
benefit of up to $ 72,000 in respect of an insured person for any one
accident in which the impairment sustained by the person is not a catastrophic impairment, instead of the maximum amount specified in subparagraph 2 ii of subsection 19 (3).
(3) An
optional benefit may be purchased at any time before an
accident in respect of which an application for
benefits is made.
Unless increased by any
optional benefits available to the insured person in accordance with paragraph 4 or 5 of subsection 28 (1), the amount of the attendant care
benefits paid in respect of the insured person shall not exceed, for any one
accident,
(2) The indexation shall be performed on January 1 of every year following an
accident to which the
optional indexation
benefit applies by adjusting the amount to be indexed by the percentage change in the Consumer Price Index for Canada (All Items), as published by Statistics Canada under the authority of the Statistics Act (Canada), for the period from September in the year immediately preceding the previous year to September of the previous year.
An
optional medical and rehabilitation
benefit of up to $ 100,000 in respect of an insured person for any one
accident in which the impairment sustained by the insured person is not a catastrophic impairment, instead of the maximum amount specified in clause 18 (3)(a).
If the
accident occurred on or after October 1, 2003 and the
optional medical, rehabilitation and attendant care
benefit referred to in section 27 has not been purchased and does not apply to the insured person, the amount of the attendant care
benefit payable in respect of the insured person shall not exceed,
(3) An
optional benefit may be purchased at any time before an
accident in respect of which a claim is made.
If the
accident occurred on or after October 1, 2003 and the
optional medical, rehabilitation and attendant care
benefit referred to in section 27 has been purchased and applies to the insured person, the amount of the attendant care
benefit payable in respect of the insured person shall not exceed the monthly limit under subsection 27 (5).
Prior to an
accident, you are entitled to purchase
optional benefits which can modify and increase the amount and type of
benefits available.
An
optional medical, rehabilitation and attendant care
benefit of up to $ 130,000 in respect of an insured person for any one
accident in which the impairment sustained by the insured person is not a catastrophic impairment, instead of the maximum amount specified in clause 18 (3)(a).
«FLA claims are a way to get around
accident benefits now that they are minimized, and
optional benefits are not pursued,» says Paciocco, partner with Paciocco & Mellow.
Optional Automobile Coverage March 11, 2013 If you are hurt in a car
accident, you may be entitled to
benefits under your own automobile policy.
Some
benefits are standard and apply to all policies, while others are
optional benefits that must be purchased from your insurer before the
accident occurs.
Following legislative changes on September 1st, 2010, the Caregiver
Benefit is not available unless it is purchased as an optional benefit or, if the injuries sustained in the motor vehicle accident are deemed to be catast
Benefit is not available unless it is purchased as an
optional benefit or, if the injuries sustained in the motor vehicle accident are deemed to be catast
benefit or, if the injuries sustained in the motor vehicle
accident are deemed to be catastrophic.
In some cases, Ontario drivers may choose to purchase
optional enhanced
accident benefits coverage, in which case additional funds may be available to them.
If this first party
benefits coverage is
optional in your state, and you choose to go without, then to have your medical expenses paid for you when you are at - fault in an
accident, or the at - fault party can not cover your injuries, you will need to have coverage such as medical payments or personal injury protection on your policy, or you may end up paying out - of - pocket for your medical bills.
In addition to the compulsory coverages (third - party liability,
accident benefits, and uninsured / unidentified automobile), there are
optional coverages that you can include in your Nova Scotia auto insurance policy.
This
optional rider will provide an extra death
benefit if you die specifically from an
accident.
Availability of
optional riders at low premium such as
accident benefit rider,
accident and disability
benefit rider, critical illness rider, accelerated critical illness rider, etc..
Optional riders include
accident death
benefit, hospital cash and premium waiver.
Optional accidental death and dismemberment offers additional life
benefits in the event of an
accident.
Travel Accident insurance plans may offer
optional benefits and may exclude specific countries and
accidents that result from pre-existing conditions, so be sure to check the policy details for specific coverage descriptions.
The accidental death
benefit rider is an
optional policy provision that pays an additional amount over and above your policy coverage amount in the event the insured's death is caused by an
accident.
An
optional benefit that will increase the death
benefit amount if your death is due to an
accident.
The Worldwide Trip Protector program is our primary product that consists of a competitive package of
benefits which includes trip cancellation / interruption / delay, baggage, emergency medical / evacuation / repatriation,
optional flight
accident, and pre-existing condition waiver.
-
Optional upgrades including trip cancellation, flight
accident AD&D, medical expense
benefits and rental vehicle coverage.
The
accident benefit is available as an
optional rider during the policy term.
Accidental death and dismemberment (AD&D) insurance is
optional coverage added to a health or life insurance policy that pays out
benefits for policyholders who die due to an
accident as opposed to natural causes or who lose a bodily limb or eyesight.
Other than those main
benefits mentioned above, any policyholder of this premium policy will gain some
optional benefits as in, Rider
benefits: ● LIC
benefit under the claim for accidental death of the premium holder or even the disability after the
accident.
If the insured is more than 18 years of age, such person can opt for
accident death
benefit rider which is
optional.
If the sum insured is more than 18 years of age, such person can opt for
accident death
benefit rider which is
optional.