Sentences with phrase «optional coverage»

The phrase "optional coverage" refers to insurance or protection that is not required but can be added to a policy if desired. It means you have the choice to include or exclude certain types of coverage based on your needs and preferences. Full definition
This type of optional coverage pays for injuries that someone else suffers on your property, but it also prevents an injured person from suing you for the value of your home.
You can also add optional coverage for more items and an additional premium.
You can pick and choose how much or how little coverage you want as well as optional coverage extras such as loss of use coverage, travelers insurance and flood and earthquake protection.
If you want coverage for your vehicle, you need to add optional coverages of collision and comprehensive to your car insurance policy.
You can also get other optional coverage such as if you live in flood prone areas, earthquake, etc..
There also offer optional coverages for routine check - ups and preventative care.
They also offer a handful of optional coverages including theft coverage for your jewelry, coverage for lock replacement, refrigerated property, water back up, lost credit cards, identity theft.
Additional optional coverage available for your protection includes uninsured and / or under - insured motorist coverage.
The good news is that there are a number of optional coverage types that are designed to cover nearly every hazard imaginable.
But you can and should also purchase optional coverage for more protection.
There are other optional coverage available such as comprehensive, collision, and medical expense benefits.
See details of optional coverage in the certificate wording or call us for assistance.
There are some other plans that may provide optional coverage on flexible terms, which are known as «covered for any reason» plans.
Some international medical policies provide optional coverage for hazardous sports for an additional premium.
You may select the coverage limits for the mandatory coverage and add additional optional coverage when you get an auto insurance quote.
Students will benefit from including optional coverage extras onto their policies, especially if you want full and comprehensive coverage.
If you have a very broad insurance policy that includes several optional coverages like collision and comprehensive, you may want to reduce your coverage.
You may also want to consider optional coverage options if you leave your car parked on the street at night and are concerned with theft or vandalism in your neighborhood.
If you need a little more protection than the basic auto insurance options provide there are several optional coverage choices available.
The Bottom Line: With high coverage limits and optional coverage if purchased early, this plan is ideal for those longer or more expensive trips you will take.
You may also want to buy optional coverages like medical payments, towing, or road side assistance, to minimize your financial risks.
Our policies provide important standard and optional coverages not available in conventional auto policies, or in the stripped down RV policies offered by other companies.
In addition to the liability insurance required by law, you may be asked to consider some, or all, of the following optional coverage options.
Basic coverage is often the state required minimum coverage, sometimes called compulsory coverage, while full coverage usually means carrying many optional coverage choices in addition to the required coverage.
Optional coverages allow you to increase limits in many situations.
You may also want to consider common optional coverages such as collision, comprehensive and uninsured motorist insurance.
They offer a long free - look period (14 days) and many optional coverage upgrades.
Car insurance required by law, as opposed to car insurance optional coverage, is on the books in almost every state across the country.
On top of this basic coverage, you can also choose optional coverage extras on your rental insurance rates such as earthquake and flood insurance, loss of use coverage and travelers protection.
We have the ability to get you the cheapest car insurance that still has these very important optional coverage options.
Always check with your insurer to verify what is covered before purchasing optional coverage from a rental car agency.
It's important to read your policy to know what your endorsements are, and to know what optional coverage you might be able to elect for.
However, you can also look into optional coverage extras such as uninsured / underinsured coverage, collision protection, comprehensive coverage and bodily injury protection.
Also note that as far as optional coverage selections go, uninsured motorists coverage is one of the least expensive add - ons you can include in a car insurance policy.
Optional coverage plans available: 7 year / 100, 000 miles or 8 year / 120, 000 miles.
Do you need optional coverage on those older vehicles?
You can choose from many different optional coverage types that can help protect your home, your belongings and your family beyond the standard home insurance coverage types.
If you have an older model vehicle consider dropping optional coverage such as comprehensive and collision.
Many life insurance policies offer a variety of optional coverage benefits called «riders» that may be available to policyholders for an additional premium charge.
There are also other optional coverages under a commercial auto insurance policy such as towing and roadside assistance as well as rental car reimbursement.
Our clients have frequently purchased multiple optional coverage (or had them purchased for them by employers).
You can work with your insurance agent to adjust your coverage limit and add or delete optional coverage as needed.
You may also want optional coverage such as collision, comprehensive and uninsured motorist coverage.
Minimum levels of insurance protection vary according to where you live, and some states also require companies to offer certain optional coverage that drivers could choose whether or not to accept.
Overall, we would recommend most drivers opt for higher, less optional coverage.
As with most forms of life insurance you can add optional coverage onto your policy by purchasing riders.
If you obtain optional coverage, you can receive up to a maximum of $ 1,000 per week.
That benefit is now only available in catastrophic cases or via optional coverage.
Optional coverages take your building protection even further with better property coverage, personal liability coverage for condo board members, and even coverage for theft of condo funds.
Optional coverage upgrades have simple and affordable per - person pricing, so it's easy to know how much the coverage will cost right up front.
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