Welcome to Retirement Income Max ®,
an optional living benefit on a Transamerica variable annuity
A single tax - deferred product comprised of two accounts with distinct features that help you address different goals - offering the ability to not only accumulate, but also through
an optional living benefit rider available for an additional fee, protect your retirement income.
By combining RetireReady One with
an optional living benefit rider, Grady said clients can allocate a portion of their assets toward an income plan that can offer some certainty, regardless of what happens in the market.»
They're one - part insurance, delivering guaranteed lifetime income when
an optional living benefit rider is added to the annuity, and one - part accumulation potential, because a portion of the owner's purchase payments is allocated to a mix of diversified investments that can provide long - term growth to help maximize future retirement income.
Just as
an optional living benefit can help you grow and receive income throughout your lifetime — death benefits allow you to leave a financial legacy beyond your lifetime.
The new Protection UL also offers several attractive and innovative
optional living benefit riders.
Annuities with
optional living benefits may help.
A Transamerica variable annuity can help generate guaranteed income for a long, healthy life, while
optional living benefits can help take it one step further.
Variable annuities are insurance products, so they provide many important features such as death benefit protection, lifetime income, and
optional living benefits.
The plan also offers two accelerated benefit riders that provide
optional living benefits.
An annuity with
optional living benefits purchased prior to retirement may offer you years of guaranteed income.
Not exact matches
Traditional VAs offer mutual fund subaccount allocations,
living benefits and
optional income riders with contract fees typically deducted from the fund performance.
BOSTON, March 26, 2018 / PRNewswire / — John Hancock Insurance introduced an improved Protection Universal
Life insurance product with extended guarantees and new
optional benefits, providing consumers with coverage that offers lifetime protection tailored to meet their individual needs.
Benefits include: paid sick leave; excellent health benefits package with employer contribution to benefits; Optional Flexible Benefits Plan; 403b Retirement Savings Plan with Employer match; Commuter Check Plans; Life Insurance at no cost to e
Benefits include: paid sick leave; excellent health
benefits package with employer contribution to benefits; Optional Flexible Benefits Plan; 403b Retirement Savings Plan with Employer match; Commuter Check Plans; Life Insurance at no cost to e
benefits package with employer contribution to
benefits; Optional Flexible Benefits Plan; 403b Retirement Savings Plan with Employer match; Commuter Check Plans; Life Insurance at no cost to e
benefits;
Optional Flexible
Benefits Plan; 403b Retirement Savings Plan with Employer match; Commuter Check Plans; Life Insurance at no cost to e
Benefits Plan; 403b Retirement Savings Plan with Employer match; Commuter Check Plans;
Life Insurance at no cost to employee.
Another charter network gave teachers a set amount of flexible money to pay for
benefits (such as
optional healthcare, vision, dental and required disability and
life insurance).
Additionally, if you
live in a cold area, you also know the added
benefit of the
optional battery and engine heaters that Mopar offers.
All contract guarantees, including
optional living and death
benefit riders and annuity payout rates, are backed by the claims - paying ability and financial strength of issuing insurance company.
That's why it may be a great time for you to consider a Brighthouse Financial variable annuity with the
optional FlexChoice Access
living benefit rider, which lets you turn a portion of retirement savings into guaranteed income that lasts for
life.
Provide investment options to help grow your retirement savings and
optional benefits that offer protection and guaranteed income for
life.
IncomeAccelerator, an
optional Lifetime Income
Benefit, guarantees income each year for as long as you
live.
Though available to all contract owners, the Global Atlantic Portfolios are also ten of eleven managed risk investment options qualifying as choices for
optional living and death
benefits, when applicable.
Optional Riders: Additional
benefits such as Children's Term Insurance, Grandchild Term Insurance, Accidental Death and Dismemberment, Waiver of Premium, and Accelerated
Living Benefit may be added to some policies as riders.
The
optional living and death
benefits offered by Perspective Advisory II can help you pursue your unique income and legacy goals.
It is important to note that the charges for this
optional benefit are charged for the
life of the contract.
The Transamerica Variable Annuity Series X-Share offers a 9 - year surrender charge schedule with a premium enhancement and gives you the ability to customize your annuity with
optional living and death
benefits.
As mentioned in the above list of best online term insurance plans, some
life insurance companies provide
optional riders (like Accident death
benefit & Critical Illness) and
optional features (like waiver of premium or monthly income options etc.,)
State
Life Insurance Company's Asset - Care plan provides an
optional lifetime
benefit rider.
On top of RSPs and defined
benefit company pension I also had an
optional defined contribution pension fund with the same company which I had paid out to me when I left, and this had to be put into either a Locked In Retirement Account (LIRA) if I didn't want to pull money out, or a
Life Income Fund (LIF) if I did.
† Lifetime income of the
optional lifetime
benefits becomes effective at issue if the owner / designated
life is age 59 1/2 at issue, or upon the contract anniversary following owner / designated
life's 59 1/2 birthday, provided the contract value is greater than zero and has not been annuitized.
Variable annuity contracts offer tax - deferred growth potential and
optional features such as
living and death
benefits.
In addition, an
optional enhanced death
benefit is also available if the annuity owner selects the
life income option with a protected period at the time of policy issue.
With the
optional death
benefit, the annuity owner can select a
life income with a protected period of one to five years (at the annuity issue date).
There are fees and charges associated with variable universal
life policies, including cost of insurance charges, surrender charges, administrative and investment management fees, mortality and expense risk charges, and charges for
optional benefits.
The
optional Retirement Income Choice 1.6
living benefit offers greater control and flexibility in the annuity's underlying investment options for a more tailored approach to retirement.
Secure Income ™ — the
optional Guaranteed Lifetime Withdrawal
Benefit (GLWB) rider — can help ensure that you'll have the retirement income you need for the rest of your
life.
We pair that together with Cash - Value
Life Insurance because of the preferential income tax - free benefits that are allowed life insurance products, as well as optional long - term care featu
Life Insurance because of the preferential income tax - free
benefits that are allowed
life insurance products, as well as optional long - term care featu
life insurance products, as well as
optional long - term care features.
Additional
optional benefits and riders that can be available with the Amica level term
life insurance policies include the waiver of premium, the children's insurance rider, and an accidental death
benefit rider.
Another feature provides a guaranteed withdrawal
benefit for
life in an
optional rider available for an additional fee.
The
optional Retirement Income Max ®
living benefit offers higher annual compounding growth on the withdrawal base in the first 10 years of owning it, making it possible for you to double it in 10 years.
The
optional CICA
benefit is available for fully underwritten term
life policies with face amounts from $ 250,000 to $ 5,000,000 for ages 16 - 60.
Fees and charges associated with variable
life insurance include mortality and expense risk charges, cost of insurance charges, surrender charges, administrative fees, investment management fees and charges for
optional benefits.
Just like the right suit can help a top swimmer go even faster, the
optional Transamerica Income Edge
living benefit can offer an extra layer of
benefits on your Transamerica variable annuity.
Another feature provides a guaranteed withdrawal
benefit for
life as an
optional feature available for an additional fee.
The Transamerica Variable Annuity O - Share offers a premium - based pricing structure and gives you the ability to customize your annuity with
optional living and death
benefits.
An
optional add - on
life insurance
benefit that allows the insured to receive partial payment of the policy's face amount before dying in the case of terminal illness or injury.
An
optional benefit added on to a
life insurance policy to expand the coverage of the base policy.
If you are a primary caregiver of someone
living with you, or if you provide the majority of housekeeping services in your home, you may want to purchase these
optional benefits to ensure this funding is available to you even if your injuries are not catastrophic.
This traditonal term
life insurance includes an income - tax free death
benefit, fixed premiums for the term, and can include
optional riders with a separate fee.
An
optional Guaranteed Lifetime Income
Benefit rider (Income
Benefit) is also available that guarantees income payments every year for
life once the rider is exercised, provided certain conditions are met.
An
optional add - on
life insurance
benefit that allows the insured to receive partial payment of the policy's face amount before dying in the case of terminal illness or injury.