Sentences with phrase «options of a universal life insurance policy»

Great Southern was also one of the first companies in the United States to offer their clients the option of a universal life insurance policy.

Learning about some of the key features and options of a universal life insurance policy will help you decide whether this is the right coverage for your situation.

Great Southern was also one of the first companies in the United States to offer their clients the option of a universal life insurance policy.

Not exact matches

Many policies also offer you the option of converting your term policy into a permanent life insurance policy such as a universal life policy.

While not for everyone, indexed universal life insurance policies are a viable option for people looking for the security of a fixed universal life policy and the interest - earning potential of a variable policy.

Not only does the single premium option eliminate one of the core benefits of a universal life insurance policy — flexible payments — but you need to confirm if this policy will be a modified endowment contract.

The good news is you have convertible term life insurance, which allows you to exercise the option with the insurance company to keep your coverage for the rest of your life by converting the term policy to whole life or universal life.

Alternatively, you can also choose to convert your policy to a permanent insurance option before the term expires into one of the Company's other universal life insurance products.

Universal Life Insurance is a type of life insurance policy that can provide you with many flexible optiLife Insurance is a type of life insurance policy that can provide you with many flexibleInsurance is a type of life insurance policy that can provide you with many flexible optilife insurance policy that can provide you with many flexibleinsurance policy that can provide you with many flexible options.

Banner Life offers term and universal life insurance policies, with a variety of coverage options and low premiLife offers term and universal life insurance policies, with a variety of coverage options and low premilife insurance policies, with a variety of coverage options and low premiums.

NYLIAC universal life policies offer a choice of three life insurance benefit options.

Universal life insurance structured under Option B is designed so that proceeds of the policy rise in value over time and equal the death benefit plus the cash value.

Many universal life insurance policy's investment options crashed by 30 - 40 % in 2008 - 2009 right alongside the rest of the markets.

Secondly in terms of investments options, most consumers will be better served by RRSP's and TFSA's than starting to invest inside a universal life insurance policy.

You can have a universal life insurance policy and not take advantage of the investment options.

Guaranteed universal life insurance is an attractive option for many that bridges that gap of financial insecurity, allowing policy holders to lock in a guaranteed death benefit and premium payments while providing flexibility and stability for households.

Because it offers flexibility and a cash value option, guaranteed universal life insurance offers policy holders many possible ways to put the cash value and death benefit to work for them, some of which include:

Some carriers offer guaranteed universal life insurance options and adjust the amount of the premium higher while making the policy amount lower, so that in addition to offering a guaranteed death benefit, the policy almost immediately begins to generate a larger cash value.

After reading about the pros and cons of Universal Index Life insurance policies, you may have decided that they aren't the best option for you.

Investors should carefully consider the investment objectives, risks, charges and expenses of the applicable variable universal life insurance policy and its underlying investment options before investing.

There's a lot of potential with a variable universal life insurance policy, because it comes with the options and flexibility of its parent policies, but it also takes more effort to get the most value.

Universal life insurance is only really worth it if you're going to take advantage of its flexibility, and a variable life insurance policy works best if you can take advantage of the investment options.

Variable Universal Life insurance is a flexible premium, permanent life insurance policy that allows you to have premium dollars allocated to a variety of investment options, offering varying degrees of risk and rewLife insurance is a flexible premium, permanent life insurance policy that allows you to have premium dollars allocated to a variety of investment options, offering varying degrees of risk and rewlife insurance policy that allows you to have premium dollars allocated to a variety of investment options, offering varying degrees of risk and reward.

Overall, variable universal life insurance can provide policy holders with a number of different subaccount options — which can also include fixed option choices that have a minimum rate of interest.

In most instances, a permanent type of life insurance, such as whole life or a guaranteed universal life policy, will be the only option available.

Term life insurance awards a fixed amount of money at the death of the policyholder, and universal life insurance policies offer this as an option.

Variable Universal Life insurance is a flexible premium, permanent life insurance policy that allows you to have premium dollars allocated to a variety of investment options, offering varying degrees of risk and rewLife insurance is a flexible premium, permanent life insurance policy that allows you to have premium dollars allocated to a variety of investment options, offering varying degrees of risk and rewlife insurance policy that allows you to have premium dollars allocated to a variety of investment options, offering varying degrees of risk and reward.

A no - lapse guarantee universal life (UL) insurance policy to age 111 or 121 is one of the best if not the best policy of all the final expense options for a healthy senior.

You also have the option of buying term life insurance in addition to having a guaranteed universal life insurance policy to tide you over for periods of time when you think you need extra coverage.

A Term Conversion rider gives you the option of converting your Term Life insurance (temporary) policy to a permanent policy like Whole life or Universal lLife insurance (temporary) policy to a permanent policy like Whole life or Universal llife or Universal lifelife.

With either option, protection is in place to cover the expenses of the first death in a survivorship universal life insurance policy.

Variable Universal Life Insurance (VUL) is a permanent type of Life Insurance combining the essential features of Variable Life Insurance and Universal Life Insurance, thus allowing the policyholder to allocate premiums to different investment options, to build up cash value and to determine when and how much you invest in your policy.

By definition, a Universal Life Insurance policy is a cash value life insurance policy that combines the low cost of Term Insurance with the savings options and lifelong coverage of Whole LLife Insurance policy is a cash value life insurance policy that combines the low cost of Term Insurance with the savings options and lifelong coverage of WhInsurance policy is a cash value life insurance policy that combines the low cost of Term Insurance with the savings options and lifelong coverage of Whole Llife insurance policy that combines the low cost of Term Insurance with the savings options and lifelong coverage of Whinsurance policy that combines the low cost of Term Insurance with the savings options and lifelong coverage of WhInsurance with the savings options and lifelong coverage of Whole LifeLife.

Universal life insurance is only really worth it if you're going to take advantage of its flexibility, and a variable life insurance policy works best if you can take advantage of the investment options.

There's a lot of potential with a variable universal life insurance policy, because it comes with the options and flexibility of its parent policies, but it also takes more effort to get the most value.

For more information on indexed universal life insurance policy options - or other types of life insurance - give us a call at 1-844-733-5433 and talk with a Protective Life Aglife insurance policy options - or other types of life insurance - give us a call at 1-844-733-5433 and talk with a Protective Life Aglife insurance - give us a call at 1-844-733-5433 and talk with a Protective Life AgLife Agent.

Investors should carefully consider the investment objectives, risks, charges and expenses of the applicable variable universal life insurance policy and its underlying investment options before investing.

The combination of a simple, cheaper term life insurance policy and a dedicated investment option, like a mutual fund, offers the same insurance coverage as a variable universal life insurance policy, with lower fees, easier administration, and likely better results in both categories.

Universal Life Insurance is a type of life insurance policy that can provide you with many flexible optiLife Insurance is a type of life insurance policy that can provide you with many flexibleInsurance is a type of life insurance policy that can provide you with many flexible optilife insurance policy that can provide you with many flexibleinsurance policy that can provide you with many flexible options.

A universal life insurance policy is a unique combination of life insurance protection, policy options, and cash value building elements.

I showed him how he could create the functional equivalent of second - to - die term insurance with low - load second - to - die universal life policies, with low outlays and the option to keep the insurance in force for life.

Death Benefit Options: There are four classifications for death benefit options under universal life insurance policies and these are as follow: a. Level death benefit: This only covers the amount accumulated during the length of the Options: There are four classifications for death benefit options under universal life insurance policies and these are as follow: a. Level death benefit: This only covers the amount accumulated during the length of the options under universal life insurance policies and these are as follow: a. Level death benefit: This only covers the amount accumulated during the length of the policy.

Types of Life Insurance When you get ready to purchase life insurance, among the options that you will have are the various types of policies, such as term, whole, and universal lLife Insurance When you get ready to purchase life insurance, among the options that you will have are the various types of policies, such as term, whole, and univerInsurance When you get ready to purchase life insurance, among the options that you will have are the various types of policies, such as term, whole, and universal llife insurance, among the options that you will have are the various types of policies, such as term, whole, and univerinsurance, among the options that you will have are the various types of policies, such as term, whole, and universal lifelife.

The variety of life insurance products they offer are great, with options for standard policies like term life, whole life, and universal life.

Many policies also offer you the option of converting your term policy into a permanent life insurance policy such as a universal life policy.

Whole Life is the most expensive option in the life insurance family of policies and may cost 5 to 10 times more than a term life policy and a little more than a universal life polLife is the most expensive option in the life insurance family of policies and may cost 5 to 10 times more than a term life policy and a little more than a universal life pollife insurance family of policies and may cost 5 to 10 times more than a term life policy and a little more than a universal life pollife policy and a little more than a universal life pollife policy.

An indexed universal life insurance policy merges the standard options of a life insurance policy and death benefits with and an equity and stock market linkable index account.

A conversion option is typically included and allows the owner of the term policy to covert all or a portion of the term into permanent coverage, such as universal life insurance, without proof of insurability — that means no health questions or medical exam.

Now the policy is also convertible so you can convert it to a permanent life insurance option with one of Fidelity's universal life plans.

Indexed universal life insurance products and policy packages offer a variety of options that allow you to make the most out of the flexible and financially adjustable nature of the policy.