Sentences with phrase «options than loans»

Loans made by the federal government, called federal student loans, usually offer borrowers lower interest rates and have more flexible repayment options than loans from banks or other private sources.

The 26 year old is reportedly unsettled at the German giants, having moved to the Allianz Arena from Borussia Dortmund on a free transfer last summer, and is seen by Louis van Gaal as a better option than loaned in Colombian Radamel Falcao.

LOC's typically are a far less expensive option than a loan, credit card, or cash advance in the long run and are less likely to land you in hot water with proper management.

Not exact matches

Even though there are more lending options for small businesses than ever before, a crucial step is missing in the process; and no one is paying attention, leaving business owners increasingly frustrated over their rejections for credit lines and loans.

If you consolidate loans other than Direct Loans, it may give you access to additional income - driven repayment plan options and Public Service Loan Forgiveloans other than Direct Loans, it may give you access to additional income - driven repayment plan options and Public Service Loan ForgiveLoans, it may give you access to additional income - driven repayment plan options and Public Service Loan Forgiveness.

I knew the basics — federal loans are usually a cheaper and safer option than private ones since they tend to have lower interest rates and better borrower protections.

Advantages: If you can get a small business loan from a bank, you'll typically pay lower interest than most other options.

If you have less - than - stellar credit, a personal loan might be a better option, especially if you can find a fixed - rate offer with a lower interest rate than what your credit card charges you.

There are more options available than ever before for businesses looking for borrowed capital — but there is no one - size - fits - all loan for every business.

The lender won't loan you more than the appraised value of the home, so if this happens, you have a few options:

«If you have a good credit score, private mortgage insurance is going to likely be your best option if you're putting down less than 20 percent,» said Joe Parsons, branch manager for Caliber Home Loans in Dublin, California.

Another good option is a personal loan, which may have rates significantly lower than most credit cards.

Even if that loan is slightly more expensive than other options now, it may be cheaper for business in the long run.

With low, fixed rates, this financing option can be significantly less expensive than financing your expenses with a credit card or «project loan» from a hardware store.

Small business owners now have more options than ever to get a business loan.

An unsecured loan can also be a good option if you get an interest rate that's much lower than the rate on your current card.

However, even though interest rates on personal loans may be lower than some other options, a decent amount will go toward interest if your rate is 10 % or higher.

Variable rates currently offer lower interest rate options, resulting in additional interest savings, but keep in mind — variable rate student loans are often higher risk for borrowers than fixed interest rate student loans.

The important thing to remember is, all other things being equal, a lower student loan interest rate is better than a higher one — but you need to consider all of the terms of the loan including whether the rate is fixed or variable and what your loan repayment options are to ensure you get the best overall deal.

Borrowings under our credit facility bear interest at a per annum rate equal to, at our option, either (a) for LIBOR loans, LIBOR (but not less than 1.0 %) or (b) for ABR loans, the highest of (i) the federal funds effective rate plus 0.5 %, (ii) the prime rate, or (iii) one month LIBOR plus 1.0 %, plus a margin ranging from 3.25 % to 3.75 % for LIBOR loans and 2.25 % to 2.75 % for ABR Loans, depending on our leverage ratio and on certain factors relating to this offeloans, LIBOR (but not less than 1.0 %) or (b) for ABR loans, the highest of (i) the federal funds effective rate plus 0.5 %, (ii) the prime rate, or (iii) one month LIBOR plus 1.0 %, plus a margin ranging from 3.25 % to 3.75 % for LIBOR loans and 2.25 % to 2.75 % for ABR Loans, depending on our leverage ratio and on certain factors relating to this offeloans, the highest of (i) the federal funds effective rate plus 0.5 %, (ii) the prime rate, or (iii) one month LIBOR plus 1.0 %, plus a margin ranging from 3.25 % to 3.75 % for LIBOR loans and 2.25 % to 2.75 % for ABR Loans, depending on our leverage ratio and on certain factors relating to this offeloans and 2.25 % to 2.75 % for ABR Loans, depending on our leverage ratio and on certain factors relating to this offeLoans, depending on our leverage ratio and on certain factors relating to this offering.

For borrowers who qualify for the lowest rates or who want to use a loan for reasons other than debt consolidation, Discover may be a better option than Payoff.

Borrowings under the refinanced Term Loan bear interest at a rate equal to, at our option, either (a) LIBOR (not less than 1.0 %) plus 3.0 % per annum or (b) 2.0 % per annum plus the highest of (i) the Federal Funds Rate plus 0.5 %, (ii) the Prime Rate, or (iii) one - month LIBOR plus 1.0 %.

Kiva is a great option for a working capital startup loan if you have a less than perfect credit score.

According to Sofi, «Alumni earn a compelling double bottom line return, students receive a lower loan rate than their private or federal options, and both sides benefit from the connections formed.»

If you can get a much lower interest rate on a five - year loan than a 10 - year loan, for example, but your payments would be too high for you to afford due to the short repayment period, this loan probably isn't the best option for you.

However, FHA loans are also a good option if your credit score is above 580 but you want to make a smaller down payment than allowed by a conventional lender.

Depending upon the nature of the business need, a business» credit profile, time in business, whether or not the business has adequate collateral, and other factors, there are more small business loan options available today than ever before.

Borrowers who opt for Earnest student loan refinance options can call and speak with an Earnest employee, rather than someone at a third - party servicer, to resolve any questions or issues that may arise.

In addition, private loans tend to offer fewer options for deferment and forbearance than federal loans.

And while federal loans come with their own set of challenges and risks, all 1.37 million private loan borrowers are often subject to fewer protections and less flexible repayment plans than those offered under federal loan agreements.Less accommodating repayment options and more rigid terms can quickly lead to private student loan defaults, which is a dangerous financial place to be.

As a result, many business borrowers turn to other options, like an online small business loan, which offers many of the same conveniences and potentially at a lower premium than many MCAs.

Some of these cards even offer introductory 0 % APR periods, which can make them a more attractive financing option than a personal loan.

Also, few private student loan borrowers provide an option to extend repayment to more than 15 years, regardless of the total amount owed.

But according to a recent survey by Citizens Bank, less than half of millennials have looked into refinancing, consolidation, or other options to improve their loan terms.

Borrowings under our credit facility bear interest at a per annum rate equal to, at our option, either (a) for LIBOR loans, LIBOR (but not less than 1.0 % for the term loan only) or (b) for ABR loans, the highest of (i) the federal funds effective rate plus 0.5 %, (ii) the prime rate, or (iii) one month LIBOR plus 1.0 %, plus a margin ranging from 3.25 % to 3.75 % for LIBOR loans and 2.25 % to 2.75 % for ABR Loans, depending on our leverage ratio and on certain factors relating to this offeloans, LIBOR (but not less than 1.0 % for the term loan only) or (b) for ABR loans, the highest of (i) the federal funds effective rate plus 0.5 %, (ii) the prime rate, or (iii) one month LIBOR plus 1.0 %, plus a margin ranging from 3.25 % to 3.75 % for LIBOR loans and 2.25 % to 2.75 % for ABR Loans, depending on our leverage ratio and on certain factors relating to this offeloans, the highest of (i) the federal funds effective rate plus 0.5 %, (ii) the prime rate, or (iii) one month LIBOR plus 1.0 %, plus a margin ranging from 3.25 % to 3.75 % for LIBOR loans and 2.25 % to 2.75 % for ABR Loans, depending on our leverage ratio and on certain factors relating to this offeloans and 2.25 % to 2.75 % for ABR Loans, depending on our leverage ratio and on certain factors relating to this offeLoans, depending on our leverage ratio and on certain factors relating to this offering.

They typically offer more competitively priced loan options than alternative lenders in amounts up to $ 1 million.

Borrowings under the refinanced Credit Facility bear interest at a rate equal to, at our option, either (a) LIBOR (not less than 1.0 % for the Term Loan only) plus 3.75 % per annum or (b) 2.75 % per annum plus the highest of (i) the Federal Funds Rate plus 0.5 %, (ii) the Prime Rate, or (iii) one - month LIBOR plus 1.0 %.

The interest rate was revised such that borrowings under the refinanced Term Loan bear interest at a rate equal to, at our option, either (a) LIBOR (not less than 1.0 %) plus 3.0 % per annum or (b) 2.0 % per annum plus the highest of (i) the Federal Funds Rate plus 0.5 %, (ii) the Prime Rate, or (iii) one - month LIBOR plus 1.0 %.

In addition, since your ability to obtain a private loan depends largely on a student's (and often their parents») creditworthiness, interest rates can vary quite a bit and can potentially be significantly higher than those available through one of the federal options we discussed earlier.

Option 2 is to put less than 20 % down to secure a first mortgage on the home itself and use a second loan to finance the difference between your contribution and the 20 % mark.

The important thing to realize here is that you have options, when it comes to the features of your home loan — probably more options than you realize.

So you could end up with a higher interest rate on a private parent student loan than on a cosigned a loan, and you might face more limited options.

The good news is parents likely have more student loan repayment options than they realize.

Although it doesn't have the best reputation in comparison to smaller lenders, partially due to the high volume of loans and customers using the service, Wells Fargo originated more than $ 1 billion in mortgage loans in Utah, making it an option worth considering.

If you took out federal student loans rather than private student loans, then you've set yourself up nicely to have the best repayment options available.

The downside to FHA loans lay in their mortgage insurance that's more expensive than other loan options.

An FHA home loan is a mortgage insured by the Federal Housing Administration that can be a great option for buyers who wish to put down less than 20 %.

However, PennyMac isn't an option if you're purchasing or refinancing a property worth more than the conforming loan limit.

With the announcement of the Financial Conduct Authority's (FCA) plans for a January 2015 cap on all payday loans, to the Archbishop of Canterbury's U-turn on his anti-payday loan stance (he now believes short term lenders like Wonga are a safer option than the potential alternatives).

An FHA loan can be easier to qualify for than some conventional mortgage programs, making it a great option for many first - time homebuyers.