Sentences with phrase «options than using a credit card»

If you're going to school but don't qualify for federal loans, or if you've exhausted all of the financial aid the government offers, there are safer options than using a credit card to pay for tuition.

Not exact matches

Unless you're using your credit card simply to earn points before paying off the purchase in full, APRs on credit cards are usually much higher, averaging 16 %, than other solar loan options.

That gives you a preapproved option when you need it at (usually) a much, much better rate than credit cards... without costing you anything until and unless you actually do need the money, and (if you don't have it set up to kick in automatically on overdrafts) without making it so easy to get to that you're tempted to use it before you must.

If you don't have the cash available with you, you may be left with no option other than to withdraw cash using your credit card.

However, if you find yourself in a situation where you don't have your debit card with you or you don't have enough money in your checking account, you may be left with no option other than to use your credit card to make the withdrawal.

For the most part, as long as you are a responsible spender, using a credit card is usually a better option than using your debit card.

Whether you have a limited credit history or less - than - perfect credit, getting a secured credit card is a good option to help with responsible use.

For those with Preferred Rewards this card would be better option than say the travel rewards card (this card also gives 2.625 x on all purchases with the highest Preferred Rewards status but can't be redeemed for cash back), but that's only true if the travel credit would offset the annual fee for you (or the convenience of being able to cash out your rewards instead of having to use them for travel).

For all that the Home Depot Consumer Credit Card features quality financing deals on everything from fans to French doors, it's hardly the only card on the square that offers awesome financing — and the other options can be used to purchase more than paint and plywood, to bCard features quality financing deals on everything from fans to French doors, it's hardly the only card on the square that offers awesome financing — and the other options can be used to purchase more than paint and plywood, to bcard on the square that offers awesome financing — and the other options can be used to purchase more than paint and plywood, to boot.

You may be in Paris but often you'll find shops giving you the option to pay in US Dollars (if you happen to be using a US credit card) rather than Euros... and you should usually avoid this at all costs.

Use evreward.com to check which portals have the best offers, check Topcashback to make sure you can't do any better, make sure you know which bonus categories your credit cards offer, check that you've loaded up any Amex offers that interest you and don't forget to consider gift cards as a payment option that may earn you more points than if you used your credit cards.

The most probable reason why many credit card companies do not give 0 % balance transfer options to people with a poor credit rating is because such people will use it to postpone paying off their debt rather than making strides to pay off the balance.

In this case, when your mortgage payments prevent you from freeing up some discretionary cash to use towards a remodel project, a personal loan is a better, more feasible option than dipping into your savings account or putting it down on a credit card.

Using a personal loan to pay off or consolidate your credit card debt can be the more cost effective option, especially if you can land an APR on your loan lower than on your cards.

Use a credit card cash advance: If you have a credit card and the account is in good standing, a cash advance is a much less expensive option than a payday loan.