Personal property coverage is designed for the policyholder,
or named insured.
IMPORTANT NOTICE The Indiana Department of Insurance urges insurance companies offering coverage for residential property and personal property used within residential dwellings to provide conspicuous written disclosure to the prospective named insured
or the named insured that claims against the policy may be considered by the insurer in determining whether to renew the policy.
Not exact matches
Some small insurers in the Berkshire stable, operating with
names like Cypress Insurance Co., Redwood Fire and Casualty Insurance Co.,
or Continental Divide Insurance Co.,
insure ambulance drivers and tow - truck fleets, churches and sororities, hole - in - one contests and paper airplane tosses.
And an extended family member
or friend would not be able to add the student to their policy, unless they lived in the rental with the student and added them as a «
named insured.»
The PNC Financial Services Group, Inc. («PNC») uses the marketing
name Hawthorn, PNC Family Wealth ® («Hawthorn») to provide investment consulting and wealth management, fiduciary services, FDIC -
insured banking products and services, and lending of funds through its subsidiary, PNC Bank, National Association («PNC Bank»), which is a Member FDIC, and to provide specific fiduciary and agency services through its subsidiary, PNC Delaware Trust Company
or PNC Ohio Trust Company.
Further, you will need to purchase and maintain in effect at all times during the term of the Franchise Agreement a policy
or policies of insurance,
naming us and our affiliates as additional
insureds on the face of each policy.
They can make sure that debts are continued
or judgements continued and can
insure that there is no other legal reason to not have the
name changed.
Oaths and agreements between men were commonly attested in the
name of the Lord —
or such became the usage; he was invoked to watch over the spoken word and
insure its faithful performance.
This also improves Medicaid
or CHIP services for kids and adults, requires medium - and large - scale businesses to
insure their employees, prevents unlawful gender discrimination, and guarantees that all plans provide coverage for minimum benefits; to
name some.
(2) signed by an individual,
or his parent, to the effect that he has been denied admission to
or not permitted to continue in attendance at a public college by reason of race, color, religion,
or national origin, and the Attorney General believes the complaint is meritorious and certifies that the signer
or signers of such complaint are unable, in his judgment, to initiate and maintain appropriate legal proceedings for relief and that the institution of an action will materially further the orderly achievement of desegregation in public education, the Attorney General is authorized, after giving notice of such complaint to the appropriate school board
or college authority and after certifying that he is satisfied that such board
or authority has had a reasonable time to adjust the conditions alleged in such complaint, to institute for
or in the
name of the United States a civil action in any appropriate district court of the United States against such parties and for such relief as may be appropriate, and such court shall have and shall exercise jurisdiction of proceedings instituted pursuant to this section, provided that nothing herein shall empower any official
or court of the United States to issue any order seeking to achieve a racial balance in any school by requiring the transportation of pupils
or students from one school to another
or one school district to another in order to achieve such racial balance,
or otherwise enlarge the existing power of the court to
insure compliance with constitutional standards.
If they're a resident spouse, resident relative,
or a minor child for whom you're responsible and who resides with you, coverage extends to those people under the definition of
named insured per the policy document.
Regardless of being same - sex newlywed
or not, a marriage partner =
named insured.
You can either have the charity apply for a new policy
naming it as beneficiary and you as life
insured,
or you can transfer an existing policy to it.
If you want to know does renters insurance cover fire liability, you'll be happy to find out that your coverage can respond to any third party (i.e. not a
named insured) who is injured
or suffers property damage as a result of that negligence.
If that's the person with better credit, then the policy is priced accordingly — whether
or not there's also someone
named as an
insured who might have bad credit.
Renters insurance is designed expressly for that situation, and the phrasing of the policy extends the definition of «
named insured» to include a resident spouse and /
or resident relatives.
Why shouldn't the property owner
or manager be
named as additional
insured?
That means they can't be on an insurance policy as a
named insured or additional
named insured, so the policy protects them by default because there's really no other practical way to cover them since your five year old can't exactly get their own policy.
Named - Risk Coverage vs. All - Risk Coverage: Depending on the type of policy being considered, your personal property will be insured for named perils (named - risk) or all perils (all - r
Named - Risk Coverage vs. All - Risk Coverage: Depending on the type of policy being considered, your personal property will be
insured for
named perils (named - risk) or all perils (all - r
named perils (
named - risk) or all perils (all - r
named - risk)
or all perils (all - risk).
Whether that's by definition, endorsement,
or adding an additional
named insured is dependent on the particular situation you face.
We separately address the correct way to list an unmarried partner on renters insurance, but in short you can add them as either an additional
named insured or by endorsement.
When someone is
named a beneficiary and dies with the
insured in a car accident
or within a very short period of time (hours, not days, but that is driven by each state), then sometimes the money will go around that person and to the contingent beneficiary.
Generally the right thing to do is to have everyone have a policy of their own, though in some cases you can add them as a
named insured or endorse them on for a few dollars extra.
Title insurance, just as its
name implies, is the type of insurance that protects the
insured against property's title
or ownership.
Since the definition of
named insured on a renters
or homeowners policy is commonly «
named insured, resident spouse, and resident relatives,» the answer is yes!
Spouses and relatives usually are rolled into the definition of the «
named insured» in the policy document, because it's understood that you wouldn't buy a policy for just you, with the intention of leaving out people you are married
or related to, and live with.
Also note that with a trust
or POD account, the base FDIC insurance limit of $ 250,000 is multiplied by the number of beneficiaries; e.g., if you have 2 beneficiaries
named on a POD account (CD, savings, checking, etc.), your account is
insured up to $ 500,000.
Some people have been known to add their roommate as an additional
named insured or coapplicant, but this is rarely a good idea.
You can not remove an additional
named insured or coapplicant, and the check for a claim would come in both
names.
There are a couple of reasons for this, the most important of which is that the policy doesn't provide coverage for anyone who is not a
named insured or a spouse
or relative of the same.
It is the type of insurance that protects your family, dependant
or named beneficiary against the loss which might arise as a result of the death of the
insured.
The
named insured, his
or her spouse and any children are covered, according to 360 Degrees of Financial Literacy.
And an extended family member
or friend would not be able to add the student to their policy, unless they lived in the rental with the student and added them as a «
named insured.»
An apartment with a renting tenant may need his
or her own renters insurance policy if the entrance to the living quarters is different than the one to the main house,
or if the renter is not related to the
named insured.
The only time that there is coverage for a person not
named on the policy may be when they are married
or otherwise related to the
named insured.
Common errors include misspellings of the
name or address of the
insured, but check for more significant errors as well.
If you're married
or unmarried but living together, you can often list both parties as
named insureds.
That means that physical loss
or damage to the
insured item is paid unless it's otherwise excluded from the policy, rather than the
named perils of a standard HO - 4 renters insurance policy.
If it makes you feel more comfortable, you can list a spouse
or family member who lives with you as a
named insured.
The check will be made out to everyone who is a
named insured under the policy, which is why it's a good idea for each roommate to have a policy of their own to avoid any misunderstandings
or difficulties in cashing the check.
That means that if you are an
insured (
named insured, spouse,
or resident relatives all are generally considered to be
insureds) and you have personal property, it's covered regardless of where you are.
Renters insurance for unmarried couples, gay couples,
or even couples who choose not to label themselves is as simple as letting your renters insurance expert know that you have someone else who should be listed on the policy as an additional
named insured.
As an extension of that, those with nontraditional lifestyles will want to ensure that everyone living with you is
named in the policy
or the definition of
named insured.
Has the authority to
name or change the beneficiary — the person who gets the money when the
insured dies
-LSB-...]
Insured means you and resident of your household who are your relatives
or other persons under the age of 21 and in the care of any person
named above.»
Or can it still be
insured under my parents»
names?
Such policy shall contain a provision
naming the city as additional
insured and an additional provision requiring the insurance carrier to notify the city 30 days in advance of any cancellation, termination
or expiration of such liability insurance.
Once implemented we will not share your
name, address, social security number
or any other information (your Personal Details) from which there is a reasonable basis to believe your Personal Details could be obtained, to the policyholder
or other
insured covered under the same policy against whom you have a valid order of protection, without your express consent.
If you are physically able then obtain the FULL details of all other parties / drivers involved in the accident Try to obtain all the details including their
names, addresses, telephone
or email contact numbers, birthdates, driver's license numbers, license plate numbers, insurance details (
name and policy number of other driver's insurer, especially if the other driver is not
insured with ICBC).
i) The
insured person is accepted for admission, on an in - patient basis, to a public hospital
named in a Guideline with positive findings on a computerized axial tomography scan, a magnetic resonance imaging
or any other medically recognized brain diagnostic technology indicating intracranial pathology that is a result of the accident, including, but not limited to intracranial contusions
or haemorrhages, diffuse axonal injury, cerebral edema, midline shift
or phneumocephaly.