Sentences with phrase «ordinary level term»

As a life insurance rider within your policy, having the conversion option in place enables you to convert your ordinary level term life policy into a permanent life insurance option during the coverage.
Lifetime guaranteed term insurance, also known as guaranteed universal life, differs from ordinary level term life in that premiums are guaranteed not to increase.
If you are in good (preferred) health and over age 45, ordinary level term life is more cost effective when comparing total outlays over any 10 year period.
The examples above clearly indicated the huge price discrepancies between the Federal Employee's Group Life Insurance program (Option B Coverage) and ordinary level term life insurance.
However, when actual FEGLI rates are compared with ordinary level term life insurance, in most cases, term life insurance is a far better choice.

Not exact matches

If the Fund were to fail to comply with the income, diversification or distribution requirements, all of its taxable income regardless of whether timely distributed to shareholders would be subject to corporate - level tax and all of its distributions from earnings and profits (including from net long - term capital gains) would be taxable to shareholders as ordinary income.
In my own journey, I have been led from supernatural theism to seeing God as the encompassing Spirit, from seeing God as another being out there, to seeing God, or the Sacred, or the Spirit (terms which I use synonymously and interchangeably) as a nonmaterial layer or level of reality all around us, more real than the world of our ordinary, visible experience.
By simulating changes in tax rates (including for ordinary income and long - term capital gains and dividend income), exemptions and deductions, changes in after - tax income and average changes in the state - level, Gini coefficient for all 50 U.S. states were estimated.
The difference between term life insurance with the return of premium rider and your ordinary 30 year level term policy is that 30 years down the line, if he's still alive John gets back $ 49,536!
This option tends to approximately double the up - front cost an ordinary 30 - year level term policy.
To see the actual cost difference between ordinary term life and ROP term see, «Compare Level Term and Return of Premium Term Life.&raterm life and ROP term see, «Compare Level Term and Return of Premium Term Life.&raterm see, «Compare Level Term and Return of Premium Term Life.&raTerm and Return of Premium Term Life.&raTerm Life.»
Level premium whole life insurance (sometimes called ordinary whole life, though this term is also sometimes used more broadly) provides lifetime death benefit coverage for a level preLevel premium whole life insurance (sometimes called ordinary whole life, though this term is also sometimes used more broadly) provides lifetime death benefit coverage for a level prelevel premium.
Just like ordinary term insurance, rates for level term insurance are determined based on your age, gender, health history and tobacco use.
The difference between term life insurance with the return of premium rider and your ordinary 30 year level term policy, however, is that 30 years down the line, if there's been no death, John gets back $ 49,536!!
Because term premiums increase at each renewal, at the later ages the premium cost will far exceed the level premium that would have been charged for an ordinary whole life policy issued at the same age as the original term policy.
The family package policy consists generally of some level of ordinary whole life insurance on the principal breadwinner, half that amount in term insurance on the spouse, and about half that amount again of term insurance on each of the children.
However, later, as term premiums rise while the premiums for ordinary life remain level, the reverse typically will be true.
One can view ordinary level premium whole life mathematically (but not legally) as a combination of decreasing term insurance and increasing «savings fund.»
If the term «whole life» is used alone, it is generally accepted that the reference is to ordinary level premium whole life as opposed to any other type of lifelong policy.
«For tentative buyers, first - hand experience like test drives, short - term leasing or daily rentals will be crucial when making future purchasing decisions,» says Brauer, who notes that ordinary consumers were more open to the idea of handing control over to a computer once they'd had experience with cars that have some level of autonomy.
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