Sentences with phrase «original health class»

This can be one of the most valuable features of a term life policy... a low cost, and guaranteed option to convert at the original health class, regardless of how your health changes over times.

Instead, the company converts the policy to permanent coverage based on your original health class rating.

Rather, you get the new coverage based on your original health class rating.

Not exact matches

Meaning, the policy can always be converted to a permanent policy no matter what health conditions the primary insured has developed over the years because the policy is converted at the original rate class qualified for.

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The application can either be approved as applied, which means the health class and premium approved matches the original quote; or; approved other than applied, which means your health class and premium will differ from your original quote.

When you convert your existing policy, you do not have to reprove your health or insurability because you're guaranteed to get approved at your original health or risk class.

At the time, Barbara was actively undergoing chemo and radiation treatments, but the insurance company honored her original # 1 best health rate class, «preferred best», and saved her thousands of dollars over the cost of a new permanent policy.