Sentences with phrase «other additional coverages»

If your farm or ranch is a business as well, you may want to consider other additional coverages like loss of income, workers compensation, commercial auto and errors and omissions.

An umbrella policy provides excess liability limits and possibly other additional coverages above a homeowners or renter's policy.

Because «full coverage» doesn't mean that you have full protection no matter what, you'll likely want to get a car insurance quote with other additional coverage.

Other additional coverage can cover costs including towing expenses and rental reimbursements.

Not exact matches

However, homeowners» policies are limited in coverage and you may need to purchase additional policies such as home - based business insurance to cover other risks, such as general and professional liability.

Some areas will require additional coverage for floods, earthquakes and other hazards, depending on the location of the home.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

I'm actually not against the ACA, but I do believe that coverage should be very scrupulous and, yes, people who make certain health and other additional cost incurring choices should not get the same ride as everybody else.

Teams have brought additional pressure while others have sat back in coverage and the result seems to be about the same.

«Glacier coverage has, on the other hand, decreased by 12 percent, and that is more than plenty of additional water to explain the increase in river base flow.

The large amounts of additional data, researchers say, has helped refine previous work, fill holes in the data coverage, and also to rule out other possible causes of some sediment deposits, such as major storms, random landslides or small local earthquakes.

Allanté's bumper - to - bumper new car warranty, seven years and 100,000 mi (160,000 km), was three years longer than other Cadillacs, and an additional 50,000 mi (80,000 km) of coverage.

Re Lucian's concern i think publishing will continue to morph and new alliances of writers, journalist, curators, illustrators, translators and social & mobile geeks will collaborate on ways to create ebooks, enhanced ebooks, interactive books — and additional distribution channels along with amazon... and increasingly what we create can be agnostic of technology, available on any devise, Mathew's coverage has been in - depth, up - to - date and writing for a wide audience... as a former JSJ reporter who is interested in this area i am in awe of his writing, and thankful for it, like so many others here evidentally are... maybe you, Matthew, will author your own Amazon - supported book?

Other choices you'll have will include the size of your deductible, endorsements to cover certain classes of valuables, and additional coverages for special types of risks such as earthquake and flood, which aren't included in standard homeowners policies.

Any additional parts, features, paint jobs, graphics or other additional equipment will probably not be covered by your motorcycle insurer unless you've added specific coverage for it.

Homeowners insurance policies can provide coverage for damage to your home's physical structure (Dwelling coverage); damage to other structures like a garage or shed (Other Structures coverage); your personal belongings — whether in your home or elsewhere (Personal Property coverage); additional living expenses if necessary in the event of a covered loss (Loss of Use coverage); and your personal liability in the event someone is injured or their property is damaged by you or a family member (Liability coverother structures like a garage or shed (Other Structures coverage); your personal belongings — whether in your home or elsewhere (Personal Property coverage); additional living expenses if necessary in the event of a covered loss (Loss of Use coverage); and your personal liability in the event someone is injured or their property is damaged by you or a family member (Liability coverOther Structures coverage); your personal belongings — whether in your home or elsewhere (Personal Property coverage); additional living expenses if necessary in the event of a covered loss (Loss of Use coverage); and your personal liability in the event someone is injured or their property is damaged by you or a family member (Liability coverage).

Additional coverage 16, usually limited to $ 5,000 by endorsement, suggests that a claim could be paid for remediation of the fungi, other microbes, or rot.

Garland, TX renters insurance has a coverage called «loss of use» which will do just that, along with covering other additional living expenses resulting from that covered loss.

This insurance provides additional liability coverage above the limits of your homeowners, auto and other insurance policies.

For homeowners who do not currently own the title on the property the lender or other financial organization which does, will normally require having homeowners insurance as well as additional coverage until the loan is paid in full.

After a covered loss makes your apartment uninhabitable, loss of use coverage will pay for your hotel and other additional living expenses.

Any other coverage such as personal property and living expenses are additional and optional.

When you have the coverage, you know that you won't have to pay for that loss out - of - pocket and that you'll be able to rebuild your life with loss of use coverage to pay for your additional living expenses as well as coverage for the damage you do to others and for your own property.

Allstate offers other coverages for additional protection for you and your bike.

Another education opportunity is to help tenants understand additional benefits of renters insurance other than liability and personal property coverage.

That loss of use coverage is triggered by a covered claim, such as weight of ice and snow, and it pays for a hotel and other additional living expenses beyond what you'd normally spend on housing and related expenses.

Loss Of Use / Additional Living Expenses coverage is there to help your maintain your standard of living if there's a fire or other covered loss.

If you have a basic renters insurance policy in Seattle, you might have $ 15,000 of personal property coverage, $ 100,000 of liability coverage, $ 4,500 of additional living expenses coverage, and $ 1,000 of medical payments to others.

There are a number of other endorsements that you're able to add to get additional coverage, but the policy itself is quite broad to start with.

Life insurance riders supplement your term life policy with more coverage by offering additional protection from the potential loss of income due to terminal illness, disability, or other adverse life events.

Certain items such as jewelry, collectibles or other valuable items may have a value limit or require additional insurance coverage to provide full coverage for loss, theft or damage.

Some areas will require additional coverage for floods, earthquakes and other hazards, depending on the location of the home.

Most homeowners policies also offer additional living expense coverage to take care of hotels bills, restaurant meals and other expenses.

In California, insurers must offer you earthquake insurance every other year, and coverage must provide at least $ 5,000 (or 10 percent of your home's loss), as well as additional living expenses of $ 1,500.

Other employees may decide they want additional coverage, greater choices, and policies that can move from job to job, so they decide to buy individual policies instead of group coverage.

To properly insure jewelry, engagement rings and other expensive items, consider purchasing additional coverage through an economical floater or an endorsement.

This coverage is called Loss of Use and it pays for your additional living expenses after a fire or other covered loss.

That loss of use coverage would pay for time in a hotel and other additional living expenses incurred by the innocent residents.

Bottom Line: Members have additional insurance coverage just by using The Amex EveryDay ® Preferred Credit Card from American Express to book travel and other arrangements.

If you have an extensive amount of electronic equipment, designer clothing or any other sort of expensive collectable, you may want to consider purchasing additional endorsements, or riders, to obtain full coverage for these things.

While other insurance companies often offer extended replacement cost, most other endorsements give you 25 % of additional coverage.

Additional living expenses coverage would have paid for a hotel as well as the other costs that one incurs when living somewhere that's not home.

If you need higher liability limits, umbrella liability coverage, additional jewelry coverage, or other types of coverage, your renters insurance expert will be able to help you manage those coverage needs.

The standard renters insurance policy in Kansas also offers coverage for additional living expenses following a covered loss, as well as a small medical payments to others coverage.

Full coverage can also include adding additional riders such as Uninsured / Underinsured motorist which is when the other driver is at fault but does not currently have automobile insurance.

What if you didn't have to deal with the paperwork for proofs of coverage, cancellations, reinstatements, and all the other mail that policies generate when you're listed as an additional interest?

Jewelry and other expensive items: Should you have an expensive jewelry that you normally store in your condo, you should get an additional coverage (also called endorsement).

That's when you use your Bronx renters insurance and take advantage of the loss of use coverage on it to make sure you have alternative accommodations and your other additional living expenses are covered.

After a fire or other loss, you'll depend on your additional living expenses coverage.

Effective Coverage offers highly rated policies with broad coverage, as well as additional optional coverage for high value personal property and other situations that might not fit into a standard HO - 4 renters insurance policy.