Sentences with phrase «other alternative credit»

People may use them and other alternative credit instruments to deal with unexpected expenses or simply to make ends meet between paychecks.

He regularly advises financial institutions, corporate borrowers and other alternative credit providers in large - cap syndicated loans, as well as middle market and direct lending transactions.

Not exact matches

The online financial provider uses alternative information to create a proprietary credit score for loan applicants, such as checking account, payment processing, and other loan information.

As mentioned earlier, online lenders may provide funding (and quickly) if other alternatives fail, especially for those with bad credit.

Whether you «tote the note» and guarantee credit to anyone, offer innovative leasing, do buybacks or have other financing alternatives, you'll find that giving people different, more convenient ways to pay can lend your product a convincing strength.

Regardless of your ultimate ability to garner funding through school grants, crowdsourcing or other alternatives, you will likely have to get your business rolling with minimal capital until you can demonstrate viable potential or build enough credit standing to warrant large - scale borrowing.

These risks and uncertainties include competition and other economic conditions including fragmentation of the media landscape and competition from other media alternatives; changes in advertising demand, circulation levels and audience shares; the Company's ability to develop and grow its online businesses; the Company's reliance on revenue from printing and distributing third - party publications; changes in newsprint prices; macroeconomic trends and conditions; the Company's ability to adapt to technological changes; the Company's ability to realize benefits or synergies from acquisitions or divestitures or to operate its businesses effectively following acquisitions or divestitures; the Company's success in implementing expense mitigation efforts; the Company's reliance on third - party vendors for various services; adverse results from litigation, governmental investigations or tax - related proceedings or audits; the Company's ability to attract and retain employees; the Company's ability to satisfy pension and other postretirement employee benefit obligations; changes in accounting standards; the effect of labor strikes, lockouts and labor negotiations; regulatory and judicial rulings; the Company's indebtedness and ability to comply with debt covenants applicable to its debt facilities; the Company's ability to satisfy future capital and liquidity requirements; the Company's ability to access the credit and capital markets at the times and in the amounts needed and on acceptable terms; and other events beyond the Company's control that may result in unexpected adverse operating results.

debt obligations of the U.S. government that are issued at various intervals and with various maturities; revenue from these bonds is used to raise capital and / or refund outstanding debt; since Treasury securities are backed by the full faith and credit of the U.S. government, they are generally considered to be free from credit risk and thus typically carry lower yields than other securities; the interest paid by Treasuries is exempt from state and local tax, but is subject to federal taxes and may be subject to the federal Alternative Minimum Tax (AMT); U.S. Treasury securities include Treasury bills, Treasury notes, Treasury bonds, zero - coupon bonds, Treasury Inflation Protected Securities (TIPS), and Treasury Auctions

The new credit office at Canada's Public Sector Pension, which manages $ 112 billion for federal public servants, will include loan originations and other alternative debt securities, said Jessica McEachern, a PSP spokeswoman.

Still, other companies like Equifax's Small Business Credit risk Score for Financial Services, which uses a rating system that ranks scores from 101 to 992, ascribe to alternative rating scales.

These alternative lenders have a history of serving businesses experiencing difficulty accessing traditional credit markets; they offer more flexible underwriting and often provide other technical assistance to help businesses stabilize and grow.

Over the past several years, the jail's inmate population has been significantly reduced to approximately 1,200 inmates by the county's efforts to find safe and cost - effective alternatives to incarceration, such as supervised pre-trial release, credit card bail and other means of supervision.

In addition to these specific courses, the Talent Development model offers after - hours credit recovery programs, an alternative program, called Twilight School, and other summer and weekend activities for making up or catching up.

Added to the expanding list of school options available to parents and children are a growing number of course choices, dual - credit opportunities and other alternative learning options that go well beyond the traditional offerings of brick - and - mortar classrooms.

College - Based Alternative School — designed for students needing high school credits, and operated by public school staff; but using a college facility to enhance the student's self - esteem and offer other services that would benefit the student's growth;

However, if a traditional bank or other lending alternative is willing to loan you money on better terms than the P2P lending company (or the P2P lending company is unwilling to lend you money perhaps due to a poor credit score), then it probably makes sense to look elsewhere for a loan.

However, some lenders require credit scores from one or more of the three major credit reporting bureaus (Experian, Equifax, and TransUnion), and therefore by using this service, you consent that the lender and their service providers may evaluate your credit history and qualifications by performing a credit inquiry through a major credit bureau or an alternative provider such as Teletrack, DP Bureau or others.

Other refundable IRS credits include the Adoption Credit, Alternative Motor Vehicle Credit and the Mortgage Interest Credit.

If you want to know what other cash - back credit card alternatives might be available to you, consult our list of top rated credit cards.

You may also try other alternatives such as rebuilding your credit then start building up your credit scores.

As mentioned, apart from FICO score, there are other credit agencies that provide alternative credit scores that take care of non-credit based payments.

The point here is this: Go borrow money at a lower rate than your credit card (there are other alternatives than P2P, you can google these, just make sure the rate is lower than your credit card).

If you are looking for alternatives to paying rent with cash or check, you have other options than just credit cards — many of which come with significantly lower fees.

This is accomplished by using alternative credit reporting bureaus, other than Experian, Transfast.

Particularly, in a situation such as that which exists today, where the shadow banking system responsible for much of the last few years of credit expansion is now dramatically contracting outside any possible control of the central banking authorities, there is no alternative but deflationary collapse with a concomitant moon shot in the value of the world's reserve currency v. all other asset classes.

Eliminate wastage in terms of fees and subscriptions by avoiding late fees, banking fees, credit card fees among others that can be avoided by getting an alternative or by adhering to terms and conditions.

Working with a credit counselor could open your eyes to other alternatives that could free up the money you need.

To obtain a FICO credit score, you must purchase it directly from FICO but there are other free credit score alternatives that don't use the same exact formula as FICO.

Another alternative is to pitch those customers a balance - transfer credit card that would consolidate the balances held on other cards and reduce the rate they're paying on their debt.

Take a look as well at our visualization tool below, which compares and contrasts at a glance the Korean Air credit card and other alternatives we discuss.

MCAP offers opportunities to invest in a wide range of residential mortgage products, including Fixed and Variable Rate Mortgages, Home Equity Lines of Credit, Mortgage Backed Securities and other high yielding Alternative mortgages.

Bad Credit can increase the costs of leasing operations and since leasing is not the cheapest financial option, if you have really bad credit, it might be wise to consider other alternatives Credit can increase the costs of leasing operations and since leasing is not the cheapest financial option, if you have really bad credit, it might be wise to consider other alternatives credit, it might be wise to consider other alternatives first.

And for borrowers with shaky personal credit, you may need to consider other alternatives, such as a secured personal loan or cosigned loan.

Why people get a FICO credit score when there are other free alternatives out there — I'm guessing it's inertia, but it's also reported to be the most widely used score around (by lenders and other entities).

A debt management program from ACCC is a great alternative to credit card debt consolidation loans and many of those other companies charge significant fees for consolidating credit cards.

That being said, the use of a credit card to compensate off a credit card should be the last - ditch effort to draw yourself out of credit card debt, and it should be utilised once all other alternatives are exhausted including the option of a balance transfer card.

This alternative loan allows banks, credit unions, or other financial institutions to lend money based on the borrower's home value.

Because Enova already looks at a lot of data in credit reports beyond the standard credit scores, as well as alternative sources of data, DeCosmo said he doesn't think the change will affect Enova's business as much as some other businesses that are more reliant on third - party - produced scoring.

The Och - Ziff Funds segment provides asset management services to its multi-strategy funds, dedicated credit funds and other alternative investment vehicles.

Taking a loan is a convenient way to get the needed money but consider other alternatives if you don't find any of these ways to get a loan with bad credit suitable.

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If your budget shows that you can't afford to do it yourself, you need to look at other bankruptcy alternatives, such as debt consolidation, credit counseling, Chapter 13 Wage Earner Plan, consumer proposal or if all else fails, personal bankruptcy.

Check Into Cash is offering you a short - term, small dollar credit option that may provide a sensible alternative to costly bounced checks from other merchants, late payment charges from other creditors, and tarnished credit ratings.

Keep in mind that there are other alternatives for credit building such as secured credit cards or lines of credit from non-profit institutions.

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Without access to federal loan funding, many graduating law students may be forced to rely upon credit cards or other higher - cost alternatives to cover bar exam expenses.

Alternative lenders include other types of community and institutional lenders, such as community development financial institutions (CDFIs) like Excelsior Growth Fund (EGF) and credit unions, and a wide range of online lenders including peer - to - peer lending networks.

Still, other companies like Equifax's Small Business Credit risk Score for Financial Services, which uses a rating system that ranks scores from 101 to 992, ascribe to alternative rating scales.

It is also tricky to get a mortgage with very limited credit history, though a lender may be able to use alternative credit like rent, utility, and other bills that don't show up on a traditional credit report.

Max out your credit and new creditors figure you'll have no other alternative but to default if times get tough.