Sentences with phrase «other applications for credit»

Applying for car loans or multiply credit card application or other applications for credit can impacted your credit.

Not exact matches

In order to determine the APR for your particular loan, Raise will look at your credit history (and that of any cosigners), chosen loan term, and the amount you're asking for, as well as any income and other application information.
In general, banks that lend money for mortgages or other loans take a look at the credit histories of everyone whose name is on the loan application.
For example, one trade credit policy form requires the policyholder to warrant, among other things, that (a) as of the execution of this Insurance Policy, it has no knowledge of any circumstance which could give rise to or increase the likelihood of a Loss; and (b) all of the information that it has provided and will provide to the Underwriter including, but not limited to, the information provided in the Application for Insurance, is and will be true and that no material information has been or will be withheFor example, one trade credit policy form requires the policyholder to warrant, among other things, that (a) as of the execution of this Insurance Policy, it has no knowledge of any circumstance which could give rise to or increase the likelihood of a Loss; and (b) all of the information that it has provided and will provide to the Underwriter including, but not limited to, the information provided in the Application for Insurance, is and will be true and that no material information has been or will be withhefor Insurance, is and will be true and that no material information has been or will be withheld.
Your DTI includes the minimum payment on each debt listed on your credit report, other debts on your loan application, and the monthly payment for your new mortgage.
On the other hand, you might have a lower credit score and are looking for lenders who will approve your application.
I / we agree that if any material change (s) occur (s) in my / our financial condition that I / we will immediately notify BSHFC of said change (s) and unless Baby Safe Homes Franchise Corporation is so notified it may continue to rely upon the application and financial statement and the representations made herein as a true and accurate statement of my / our financial condition.nI / we authorize Baby Safe Homes Franchise Corporation to make whatever credit inquiries / background checks it deems necessary in connection with this application and financial statement.nI / we authorize and instruct any person or consumer reporting agency to furnish to BSHFC any information that it may have to obtain in response to such credit inquiries.nIn consideration of the ongoing association between Baby Safe Homes and the undersigned applicant (hereinafter u201cApplicantu201d), the parties hereto have entered into this Non-Disclosure and Non-Competition Agreement.nWHEREAS, in the course of its business operations, Baby Safe Homes provides its customers products and services which, by nature of the business, include trade secrets, confidential and proprietary information, and other matters deemed material or important enough to warrant protection; and WHEREAS, Applicant, by reason of his / her interest in Baby Safe Homes and in the course of his / her duties, has access to said secrets and confidential information; and WHEREAS, Baby Safe Homes has trade secrets and other confidential and proprietary information, including procedures, customer lists, and particular desires or needs of such customers to which Applicant has access in the course of his / her duties as an Applicant.nNow, therefore, in consideration of the premises contained herein, the parties agree as follows Applicant shall not, either during the time of his / her franchise evaluation with Baby Safe Homes or at any time thereafter either directly or indirectly, communicate, disclose, reveal, or otherwise use for his / her own benefit or the benefit of any other person or entity, any trade secrets or other confidential or proprietary information obtained by Employee by virtue of his / her employment with Baby Safe Homes, in any manner whatsoever, any such information of any kind, nature, or description concerning any matters affecting or relating to the Baby Safe Homes business, or in the business of any of its customers or prospective customers, except as required in the course of his / her employment by Baby Safe Homes or except as expressly authorized Baby Safe Homes Franchise Corporation, in writing.nDuring any period of evaluation with Baby Safe Homes, and for two (2) years thereafter, Applicant shall not, directly or indirectly, induce or influence, divert or take away, or attempt to divert or take away and, during the stated period following termination of employment, call upon or solicit, or attempt to call upon or solicit, any of the customers or patrons Baby Safe Homes including, but not limited to, those upon whom he / she was directly involved, or called upon, or catered to, or with whom became acquainted while engaged in the franchise evaluation process of a Baby Safe Homes franchise business.
Of four applications submitted in 2013 that competed against each other for lucrative tax credits in the Mohawk Valley Region, The Birches at Schoharie scored last, according to DHCR.
In a statement, HCR spokeswoman Stephanie Davis noted the agency «has granted 180 awards over the last five years through its annual competitive funding application for tax credits and low interest loans, and these projects were given the same consideration as all the others.
The DOT may give preference to applications for loan guarantees rather than other forms of credit assistance.
Except as permitted by law, we do not disclose to third parties information we obtain from you or others for evaluation of your request for credit, including information: from credit applications; from consumer credit reports; from verification of your application information; and from credit and employment references.
Credit applications or from other forms that you give us (for example, your name, address, social security number, income and obligations);
It is expected that the application for SWIFT access will be granted within two weeks and this will allow publishers to be able to process payments in cash or credit from other countries and have the funds transferred to local banks.
And even when a bank, credit union, or any other lender serves higher risk borrowers, they will still only approve those applications with risk profiles they understand well, meaning almost no lender is a match for everyone.
PayYourRent.com currently provides access to an Internet - based credit card and online electronic checking payment service to corporate affiliates, rental property owners, rental property managers (the «Participating Affiliates») and their respective residents or tenants («Tenants»), which facilitates various electronic payment services for monthly rents, periodic rents, application fees, security deposits, other deposits, condo fees, timeshare charges, fixed utility payments, other fixed payments and all other fees and charges related to leased space, fixed or variable (the «Service»).
If your credit scores are close to 700, you may still get approved for a mortgage with other positive factors on your application.
Any type of mortgage will have a similar application process that allows mortgage lenders to survey your credit, borrowing history, income, and other factors to determine what amount and type of loan you are eligible for.
You are approved for lines of credit up to $ 100,000 based on a variety of factors, which includes linking your financial accounts, like your business checking account, Square, eBay, Amazon or other online accounts, to your application.
National consumer reporting companies sell the information in your report to creditors, insurers, employers, and other businesses that, in turn, use it to evaluate your applications for credit, insurance, employment, or renting a home.
If your request for contact is forwarded to our participating Lenders, you may be required by the Lender you select to pay an application fee to cover the costs of an appraisal, credit report or other items.
For example, a bank considering a mortgage application must look at an applicant's credit score, debt history, current income, job stability and property value, among other factors.
Besides abovementioned, online lending offers many other benefits to borrowers with bad credit: lender - matching services online offer a large variety of participating lenders that will compete for your business with an ease of making one application only.
Inquiries come in two distinct categories: «hard inquiries» that occur when a business views your credit report for the purpose of an application and «soft inquiries» that occur when your credit is checked for other reasons.
There are however other financial institutions willing to approve loan applications for people with bad credit.
Your use of Digital Banking, and the specific services available through Digital Banking, are governed by this Agreement, the Bank's Disclosure of Products and Fees applicable to your accounts, the application you complete (if required) for any service available through Digital Banking, any instructions we provide you on using Digital Banking, and any other agreements applicable to the deposit or loan accounts or the services you access through Digital Banking, including our Deposit Account Agreement, Business and Treasury Services Agreement, any applicable overdraft protection agreement, any applicable loan agreement, any credit card agreement, and any other applicable agreement such as our Funds Transfer Authorization Agreement and our Agreement for Automated Clearing House Services («Banking Agreements»), all as they may be amended from time to time.
Closing Costs Guaranteed means that AHC Lending's Processing and Underwriting fees (if applicable) for your loan application will not change between the time your rate is locked and the time you close, assuming the following: No change in your loan amount, property value, property type, occupancy purpose, interest rate, lender credit or discount points, credit rating, any stated items on your application, such as your income, assets, job history, address history, legal residency status, or any other factor that may affect the underwriting decision of the loan you applied for do not change.
VSASB.rate (null, null, 7, null)(#O2 #) %, 15.99 % or 18.99 % and the current annual interest rate for cash advances, balance transfers and CIBC Convenience Cheques is set at either 14.5 %, 17.5 % or 21.5 %, all based on your personal credit bureau and other information at the time your application is processed.
Probably to no surprise to you, Chase (and all other banks) does not tell us which credit report will be pulled for any particular loan application.
Application for the GST / HST credit is done automatically through federal tax returns, though it can be claimed only by one spouse or other member of a household.
Other program applications including, but not limited to, NEXUS, SENTRI, and Privium are not eligible for the statement credit benefit.
We receive information from you on applications for deposit accounts, electronic funds transfers, credit cards, consumer and real estate loans and other related applications.
Even landlords are now requiring credit checks as part of the application process for renting an apartment or other real estate.
Among other things, the survey shows how often applications for various forms of credit get rejected.
«College students need to be careful about application, activation and other fees associated with secured cards,» says Gail Cunningham, spokeswoman for the National Foundation for Credit Counseling.
Know the name and address of the CRA a lender, credit card provider or other company has contacted, if that company denied your application for credit.
In other words, if you're shopping for a mortgage and fill out a pre-approval application with 20 different lenders, then your credit score will only reflect one of them.
* For information about rates, fees, other costs and benefits associated with the use of this card or to apply, click on link above and refer to the disclosures accompanying the online credit card application.
You will need to provide proof of military service, identification, proof of a valid bank account, along with a few other bits of documentation to complete your application for your military loan for those with bad credit.
This is different from a «soft inquiry,» which occurs when you look at your credit report or businesses check it for any other reason besides a credit or loan application.
The actual rate / APR and terms you are offered, and all credit decisions, including loan approval, are determined independently by each advertised broker / lender and will vary based on your specific loan request, your credit profile other differences between your loan application and the above listed criteria used for derive the advertised rates.
I did not apply for any other Capital One cards as I don't need the Quicksilver that badly and didn't want to risk all three bureaus being hit twice by two applications (I plan on more credit card applications this year that have better bonus value than the Quicksilver).
If you're going to be in the market for a mortgage or some other big loan sometime soon, it's best not to risk changes to your credit standing within a few months to a year of this big loan application.
The personal credit card application allows you to determine which card you'd like to be considered for including their travel rewards, cash back, low interest, or other cards.
The Credit Union may obtain credit bureau or similar reports in considering applications for accounts or other services as permitted by the Fair Credit ReportinCredit Union may obtain credit bureau or similar reports in considering applications for accounts or other services as permitted by the Fair Credit Reportincredit bureau or similar reports in considering applications for accounts or other services as permitted by the Fair Credit ReportinCredit Reporting Act.
A new credit scoring system is being developed that aims to create a more complete depiction of a consumers financial standing, which will include payday loan applications, rental payments in collection and judgments for child support, phone bills, property tax liens, and utility bills, among many others.
(1) A credit services organization, its salespersons, agents, and representatives, and independent contractors who sell or attempt to sell the services of a credit services organization may not do any of the following: (a) conduct any business regulated by this chapter without first: (i) securing a certificate of registration from the division; and (ii) unless exempted under Section 13 -21-4, posting a bond, letter of credit, or certificate of deposit with the division in the amount of $ 100,000; (b) make a false statement, or fail to state a material fact, in connection with an application for registration with the division; (c) charge or receive any money or other valuable consideration prior to full and complete performance of the services the credit services organization has agreed to perform for the buyer; (d) dispute or challenge, or assist a person in disputing or challenging an entry in a credit report prepared by a consumer reporting agency without a factual basis for believing and obtaining a written statement for each entry from the person stating that that person believes that the entry contains a material error or omission, outdated information, inaccurate information, or unverifiable information; (e) charge or receive any money or other valuable consideration solely for referral of the buyer to a retail seller who will or may extend credit to the buyer, if the credit that is or will be extended to the buyer is upon substantially the same terms as those available to the general public; (f) make, or counsel or advise any buyer to make, any statement that is untrue or misleading and that is known, or that by the exercise of reasonable care should be known, to be untrue or misleading, to a credit reporting agency or to any person who has extended credit to a buyer or to whom a buyer is applying for an extension of credit, with respect to a buyer's creditworthiness, credit standing, or credit capacity; (g) make or use any untrue or misleading representations in the offer or sale of the services of a credit services organization or engage, directly or indirectly, in any act, practice, or course of business that operates or would operate as fraud or deception upon any person in connection with the offer or sale of the services of a credit services organization; and (h) transact any business as a credit services organization, as defined in Section 13 -21-2, without first having registered with the division by paying an annual fee set pursuant to Section 63J -1-504 and filing proof that it has obtained a bond or letter of credit as required by Subsection (2).
Other iterations of credit repair schemes include advance fee secured or unsecured credit card promotions, which market such cards as a way to build up credit, but can often result in consumers paying hefty fees for credit card applications or worthless «pay as you go» cards.
If you're looking for loans for people with poor credit in Canada because your bank or credit union has declined your application for a loan, you may have some other options that can put an end to your debt problems, rebuild your credit rating, and put your finances back on the right track.
Monthly payments for approved credit (mortgages, rent, car loans, credit cards and other forms of credit, including this loan application) that do not exceed 40 % of gross monthly income (if a mortgage or rent is not included, debt - to - income ratio can not exceed 25 %).
Among other things, the credit card companies will need to assess your credit worthiness through your credit report before your application for credit card can be considered.
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