On top of that, an individual who has many negative marks, delinquencies, bankruptcies, or
other poor
financial decisions attached to their credit report may be designated as «
bad credit holders».
Stress factors that are more likely to be present and to affect single mothers than happily married mothers include:
financial problems, living in a
bad neighborhood, juggling increased outside employment and childcare demands, post-break-up domestic violence and harassment, divorce and custody litigation, and interference with family and household routines by nonresident parents and
other third parties (i.e. responsibility without
decision - making authority).