FGIC and
other bond insurance companies have been hobbled by their expansion into guaranteeing risky collateralized debt obligations (CDOs) and asset backed bonds, markets that have been hammered by rising mortgage losses.
Not exact matches
Bond & Specialty
Insurance — Bond & Specialty Insurance provides surety, fidelity, management liability, professional liability, and other property and casualty coverages and related risk management services to its customers in the United States and certain specialty insurance products in Canada, the United Kingdom, the Republic of Ireland and Brazil, utilizing various degrees of financially - based underwriting ap
Insurance —
Bond & Specialty
Insurance provides surety, fidelity, management liability, professional liability, and other property and casualty coverages and related risk management services to its customers in the United States and certain specialty insurance products in Canada, the United Kingdom, the Republic of Ireland and Brazil, utilizing various degrees of financially - based underwriting ap
Insurance provides surety, fidelity, management liability, professional liability, and
other property and casualty coverages and related risk management services to its customers in the United States and certain specialty
insurance products in Canada, the United Kingdom, the Republic of Ireland and Brazil, utilizing various degrees of financially - based underwriting ap
insurance products in Canada, the United Kingdom, the Republic of Ireland and Brazil, utilizing various degrees of financially - based underwriting approaches.
Obviously there are
other long - term investors in corporate
bonds, like
insurance companies, commercial banks, etc., who could cushion the blow.
the stated value of an investment at maturity; includes
bonds, life
insurance policies, bank notes, currency, some stocks, and
other securities; typically $ 1,000 for a corporate
bond
Commission - based advisors earn their money by selling stocks,
bonds, mutual funds, life
insurance, annuities and
other investments.
Additionally, the Enrollment Program does away with minimum capital requirements and costly
bonding or
insurance requirements, which were included in the initial bill and in most attempts in
other jurisdictions to regulate virtual currency businesses, including New York's BitLicense.
Those increases have drawn the notice of institutional investors, such as pension funds and
insurance companies, which have turned to real estate as low interest rates have reduced returns from
other steady investments, such as
bonds.
Even more unusual, most of this money is not in
bonds or stock in
other peoples» companies but is invested directly in church - owned, for - profit concerns, the largest of which are in agribusiness, media,
insurance, travel and real estate.
These models are currently used by the
insurance industry in underwriting flood and wind
insurance products, by the finance industry in pricing catastrophe
bonds, and by local officials in coastal communities in preparing for and responding to hurricanes and
other coastal storms.
(3) Moneys in the REHABILITATION Facilities
Insurance Fund not needed for the current operations of the REHABILITATION Services Administration with respect to mortgages insured under this section shall be deposited with the Treasurer of the United States to the credit of such fund, or invested in
bonds or
other obligations of, or in
bonds or
other obligations guaranteed as to principal and interest by, the United States.
Neither the preliminary rating opinion letter nor the credit ratings should reflect the use of
bond insurance or
other credit enhancement that does not also secure the TIFIA credit instrument.
Another thing you should do that can save you time during the actual process, is to have copies of pay stubs, two year's worth of tax returns, bank statements,
other assets like stock,
bond or life
insurance policy as well as information on your outstanding debts.
Both offer tax - free growth (something no
other retirement account or strategy offers except for properly structured whole life
insurance and municipal
bonds) and both offer some liquidity provisions so you can access your money before you reach 59 1/2.
Our partnership with Cetera Advisors Networks LLC provides members access to mutual funds, stocks,
bonds, annuities,
insurance products and
other important tools to properly plan their financial future.
FDIC
insurance does not, however, cover
other financial products and services that insured banks may offer, such as stocks,
bonds, mutual fund shares, life
insurance policies, annuities or municipal securities.
Depends on how you want the
insurance company to invest your premiums (e.g., stock,
bond or
other account, with no guarantees; or into a fixed account, with a minimum guaranteed interest)
So your run of the mill stocks,
bonds, mutual funds, bank accounts, cash value life
insurance, and all
other financial investments are considered assets.
Investment returns on whole life
insurance are typically lower than
other types of permanent
insurance, because the
insurance company invests the cash value in extremely conservative vehicles, such as
bond funds.
Despite macroeconomic conditions,
bonds in general have seemed to be the most attractive asset type that fits within the
insurance industry's investment strategy, perhaps due in part to the profile of
insurance industry liabilities, among
other reasons.
the stated value of an investment at maturity; includes
bonds, life
insurance policies, bank notes, currency, some stocks, and
other securities; typically $ 1,000 for a corporate
bond
These doubts caused the State of New York to threaten to break up some or all of these insurers, separating the low risk municipal
bond insurance portfolios from
other commitments in order to protect market access for thousands of state and local borrowers.
Long - term lending would have to be
other entities in the economy, such as
insurance companies, pension funds, endowments, private individuals, foreign lenders, mortgage REITs, and banks funded by matching sources like CDs,
bonds, and equity.
FDIC
insurance does not cover
other investments you may purchase from your bank, such as annuities, money market funds, stocks,
bonds, or mutual funds, for example.
For traditional Wall Street plans, most of the time, this rules out investments in anything
other than stocks,
bonds and
insurance in various forms.
The
insurance companies levered up issued AAA liabilities, and invested the proceeds in lower rated
bonds, commercial mortgages, limited partnerships, and
other things yet more risky.
(FDIC
insurance does not cover mutual funds, stocks,
bonds, annuities or
other investments, even if you purchased them at a bank.)
Insurance companies invest the premiums they receive in stocks,
bonds and
other securities.
That said, it is true that the bondholders of major banks include pension funds,
insurance companies, mutual funds, foreign investors and
other holders that would be adversely affected by a writedown in
bond values.
The second principal feature of a stable value fund is a «wrap contract» issued by an
insurance company or
other financial institution that provides a guaranty that investors will receive the «book value» of their account, the value of their initial investments plus interest accrued at certain intervals of time that reflects the performance of the underlying
bond fund.
To reduce the indirect effects of such receivership on
other institutions, it would be helpful to legislate a restriction on the use of credit default swaps (essentially
insurance contracts against the failure of a company's
bonds), requiring that such swaps may be used for bona - fide hedging purposes only.
The administrative spread covers such expenses as
bond insurance premiums,
bond trustee fees, loan servicing expense, loan defaults, and
other operating costs.
But if you own any
other income producing assets such as real estate, have more than one car, have life
insurance valued at over $ 1,500, or if you have stocks and
bonds of any amount, you won't get any help from Medicaid until those assets are liquidated.
What also falls under this category are institutions such as mutual fund companies, banks,
insurance companies, U.S. savings
bonds and
others.
Variable Life is the most expensive type of permanent, cash value life
insurance you can buy because it allows you to direct a portion of your premium into stocks,
bonds or
other «variables» in the company's portfolio.
Develop a series of questions you want answered, including a list of references, proof of
bonding and
insurance coverage, and fees and
other requirements.
These models are currently used by the
insurance industry in underwriting flood and wind
insurance products, by the finance industry in pricing catastrophe
bonds, and by local officials in coastal communities in preparing for and responding to hurricanes and
other coastal storms.
Other big names investing in these
bonds include Zurich
Insurance, JP Morgan and Daiwa Securities.
Additionally, Michael has prosecuted and defended claims on behalf of clients in state and federal trial and appellate courts involving fraudulent and preferential transfers, director and officer liability and
insurance coverage claims, construction defects, construction claims for lost productivity and
other claims for extra-contractual compensation, and the enforcement of construction liens and
bonds.
Business Development: Brokering various business dealings that further the diversification of Indian economies Developing and accessing commercial financial programs and services for tribal governments, including tax - exempt offerings and federally - guaranteed housing loans Serving as issuer or underwriter's counsel in tribal
bond issuances Ensuring tribal compliance with Bank Secrecy Act and
other federal financial regulatory requirements Handling federal and state income, excise, B&O, property and
other tax matters for tribes and tribal businesses Chartering tribal business enterprises under tribal, state and federal law Registering and protecting tribal trademarks and copyrights Negotiating franchise agreements for restaurants and retail stores on Indian reservations Custom - tailoring construction contracts for tribes and general contractors Helping secure federal SBA 8 (a) and
other contracting preferences for Indian - owned businesses Facilitating contractual relations between tribes and tribal casinos, and gaming vendors Building tribal workers» compensation and self -
insurance programs Government Relations: Handling state and federal regulatory matters in the areas of tribal gaming, environmental and cultural resources, workers» compensation, taxation, health care and education Negotiating tribal - state gaming compacts and fuel and cigarette compacts, and inter-local land use and law enforcement agreements Advocacy before the Washington State Gambling Commission, Washington Indian Gaming Association and National Indian Gaming Commission Preparing tribal codes and regulations, including tribal court, commercial, gaming, taxation, energy development, environmental and cultural resources protection, labor & employment, and workers» compensation laws Developing employee handbooks, manuals and personnel policies Advocacy in areas of treaty rights, gaming, jurisdiction, taxation, environmental and cultural resource protection Brokering fee - to - trust and related real estate and jurisdictional transactions Litigation & Appellate Services: Handling complex Indian law litigation, including commercial, labor & employment, tax, land use, treaty rights, natural and cultural resource matters Litigating tribal trust mismanagement claims against the United States, and evaluating tribal and individual property claims under the Indian Claims Limitation Act Defending tribes and tribal insureds from tort claims brought against them in tribal, state and federal courts, including defense tenders pursuant to the Federal Tort Claims Act Assisting tribal insureds in
insurance coverage negotiations, and litigation Representing individual tribal members in tribal and state civil and criminal proceedings, including BIA prosecutions and Indian probate proceedings Assisting tribal governments with tribal, state and federal court appeals, including the preparation of amicus curiae briefs Our Indian law & gaming attorneys collaborate to publish the quarterly «Indian Legal Advisor ``, designed to provide Indian Country valuable information about legal and political developments affecting tribal rights.
In addition to our nationwide litigation experience representing businesses in sophisticated contract, construction and employment matters, we have successfully represented municipalities,
other public entities,
insurance carriers, their insureds, and private clients in many
other areas of law, including legal and accounting professional liability, medical malpractice, construction defects and related surety and performance
bond issues, commercial litigation, employment discrimination (L.A.D. and A.D.A.), products liability, Civil Rights § § 1983 and 1985 and
other Constitutional claims, environmental and general
insurance coverage, E.R.I.S.A., first party C.E.R.C.L.A. and I.S.R.A. actions and general negligence.
AM Best also looks at the strength of a carrier's notes,
bonds and financial tools as well as a company's operating performance and business profile, comparing them to industry standard and
other life
insurance companies.
The crucial point here is that using a permanent
insurance policy as a tax shelter makes sense only when your RRSPs and TFSAs are maxed out, you have a significant amount invested in
bonds or
other fully taxable investments, and you are virtually certain you won't need the money in your lifetime.
The
other options require an amount of $ 75,000 whether on deposit, a
bond, or certificate of self
insurance.
Typically, this refers to the law that requires motorists to have auto
insurance, however most states also permit a
bond or cash deposit as evidence of the ability to pay for negligence in causing losses to
others from the operation of a motor vehicle.
Notice to California Residents Age 65 or Older: In the process of evaluating the purchase of any life
insurance or annuity product, you should understand that the sale or liquidation of any stock,
bond, IRA, certificate of deposit, mutual fund, annuity, or
other asset to fund the purchase of this product may have tax consequences, early withdrawal penalties or
other costs or penalties as a result of their sale or liquidation.
Variable universal life
insurance involves the risk of investing in stocks,
bonds and
other securities, including market, interest rate and credit risk and loss of principal.
A.M. Best will also look at the strength of
bonds, notes, and
other financial tools offered by
insurance companies.
You're able to post a surety
bond or
other proof of financial responsibility, and your state accepts that as an alternative to car
insurance
On the
other hand, if you are willing to risk underperformance for a chance for greater returns, a variable life
insurance policy with sub-accounts invested in equities and
bonds may make more sense for you.
Purchasing life
insurance in a way can be compared to purchasing Mutual Funds, Stocks,
Bonds, CDs and
other investment products.My main point to this comparison is the one concept...