Many of our clients have credit card debt, IRS debt, foreclosure issues, financial judgments against them, repossessions, or
other business financial problems; and Zooberg Law Firm, P.A. helps every step of the way.
Not exact matches
Small
businesses can follow the example of the many large banks and
other financial institutions that mandate vacations.
Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our
business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial,
business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for
business aircraft, including the effect of global economic conditions on the
business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or
other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our
other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and
other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or
other security attacks, information technology failures, or
other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and
other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and
other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over
financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco
business and generate synergies and
other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to
business relationships and
other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing
business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among
other things.
Disruptive early entrants often succeed because their larger, in - market competitors may be unwilling to immediately cannibalize existing
businesses and / or may be constrained by legal or regulatory considerations (think AirBnb or Uber) or by
other reasons such as concerns for near - term
financial results.
In a perfect situation — perfect as in market health,
financial status, and the ability to own property — it'd be a no - brainer to own a home or any
other piece of property for
business.
There are additional designations that some CPAs have, including Accredited in
Business Valuation (ABV), Certified Valuation Analyst (CVA), and Personal
Financial Specialist (PFS), among
others.
A more involved level of accounting would be do actually work up balance sheets, income statements, and
other financial reports on a monthly, quarterly, and / or annual basis, depending on the needs of the
business.
Beyond Silicon Valley and Silicon Alley, these are the places you'll find
financial and
other support for your
business ideas.
Office automation systems are also often used to track both short - term and long - term data in the realms of
financial plans, workforce allocation plans, marketing expenditures, inventory purchases, and
other aspects of
business.
The broad scope of challenges facing the world's top
financial executives is unlike any
other period in modern
business history.
But big customers can leech time and attention from
other clients and, if they pull out, leave a small
business in a rough
financial spot, he says: «All your eggs are in one basket.»
Wolf Richter is the CEO of Wolf Street Corp. and the editor - in - chief at Wolf Street, where he muses about economic,
business, and
financial issues, Wall Street shenanigans, European entanglements, and
other things, debacles, and opportunities in the US, Europe, Japan, and occasionally China.
Yes, there are good reasons why some startups should put working day - to - day on growing their
business aside and spend the time instead looking for outside investment, including: gaining the
financial and
other operational resources they need to move forward; to increase their
financial stability, focus (plus peace of mind) in the short - term if they've been growing on revenue, founders» savings and credit cards; and to quickly accelerate their growth in order to capture a massive market.
That traction results from a concerted effort Amazon management over the past four or five years to convince
businesses in the
financial services, healthcare, and government that running on shared public cloud infrastructure meets their security and
other requirements.
The company sells software subscriptions to schools and
businesses that help teach
financial literacy (understanding mortgages and credit, for example), responsible college behavior (involving hazing and alcohol consumption), corporate compliance (like sexual harassment and diversity training), and
other programs.
«Because we are in the hospitality and recreation
business, which is largely dependent on discretionary spending,» the company's latest
financial report explains, «we believe that the weak housing market, increases in unemployment, decreases in air flights to Las Vegas, decreases in the value of stock and
other investments, and the general tightening of spending on
business travel have all affected visitations to Las Vegas and the spending budget of our customers.»
Although the SBA doesn't issue loans directly, it facilitates small
business lending through banks and
other financial institutions by mitigating associated risks.
When consumers and the
financial industry do come on board, the Committee advises regulating it much like
other financial services products, like supervising bitcoin exchanges with «requirements for
business continuity planning,» and «a forum for fraud prevention and disclosure of bitcoin's risks and costs.»
Grant Cardone and
other leaders champion the notion that an obsessive approach to
business can create
financial wealth and
other indicators of
business achievement.
But as the economy has turned tougher, I changed my mind about that — along with making a number of
other business and personal
financial decisions that should strengthen our ability to withstand whatever problems may occur.»
Find a
financial advisor or banker who can serve as a mentor, someone committed to helping you succeed, offering access to capital and
other business owners.
Typically, these tools can automatically import
financial data from QuickBooks or
other accounting software, and create automated, simple reports to show you where a
business stands at a glance in relation to forecasts and goals.
To help guide you through the money tradeoffs you face every day, Inc. asked founders, investors, and
other business leaders to pass along the best piece of
financial advice they've ever received.
After all, some of the biggest
business innovations - such as biotechnology, online banking and
other online
financial services - come from some of the most regulated industries.
Other factors — including the
financial crisis and
business lost to the fracking boom — put the company into crisis mode by 2011.
The valuator will examine past and projected cash flows,
business assets, along with
other available
financial and operational information within the context of the industry and economic conditions.
Further, PDC urges you to carefully review and consider the cautionary statements and disclosures, specifically those under the heading «Risk Factors,» made in its Quarterly Report on Form 10 - Q, its Annual Report on Form 10 - K for the year ended December 31, 2016 (the «2016 Form 10 - K»), filed with the U.S. Securities and Exchange Commission («SEC») on February 28, 2017 and amended on May 1, 2018, and
other filings with the SEC for further information on risks and uncertainties that could affect the Company's
business,
financial condition, results of operations, and prospects, which are incorporated by this reference as though fully set forth herein.
The arrival of chief
financial officer Ruth Porat in 2015, however, has meant new fiscal discipline on the so - called «
other»
businesses.
Firms — such as Betterment Institutional, Trizic, Upside
Financial and
others — that offer private - label capabilities to RIAs and broker - dealers in a
business - to -
business (B2B) model.
Such risks, uncertainties and
other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including
financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel,
financial condition of commercial airlines, the impact of weather conditions and natural disasters and the
financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among
other things integration of acquired
businesses into United Technologies» existing
businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of
other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and
other consequences thereof; (9) new
business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and
other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and
other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among
other things import / export) and
other laws and regulations in the U.S. and
other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the
other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective
financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their
businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or
other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.
The alert noted that in a recent SEC Office of Compliance Inspections and Examinations study of 75
financial firms, 5 percent of broker - dealers and 26 percent of advisors and investment funds did not conduct periodic risk assessments of critical systems to uncover vulnerabilities, potential
business consequences and
other cybersecurity threats.
That can involve making personal visits to those
businesses, asking for copies of their
financial statements, purchasing credit reports on them from Dun & Bradstreet or some
other reliable credit agency, and contacting their
other customers for real - world feedback on their performance.
Principal documents that should be submitted by the entrepreneur who hopes to start a new
business include: resume (and resumes of any
other key people involved in the proposed enterprise); current
financial statement of all personal assets and liabilities; summary of collateral; proposed operating plan; and statement detailing revenue projections.
Ideally, benefits of this special 8 (a) program to the protà © gà © firm — which can have only one mentor at a time — will include technical and management assistance; options to enter into joint - venture
business agreements with mentor firms to compete for government contracts;
financial assistance in the form of equity or loans; and qualification for
other SBA assistance programs.
The NYFDS promulgates and enforces regulations governing banks, insurance companies, and
other financial services institutions that do
business in the state.
At least four states have moved to imposed some form of departmental cybersecurity rules on
businesses, led by New York, which now requires
financial companies to certify that they've addressed, among
other things, third - party risks.
With more WA - focused
financial news writers and columnists than any
other media,
Business News has developed a strong readership among the state's decision makers.
During these talks, you are going to revealing a lot of sensitive information to the
other party —
business financials, personal information, etc..
«By relocating their tax residences overseas, inverted companies erode the U.S. income tax base and place a greater
financial burden on
other businesses and American families,» Lew wrote.
By that measure, the legal cannabis
business is rapidly accelerating into stage three, as an ecosystem of
financial and
other services quickly grows up.
Yet there are
other important, but less well - understood, areas where catastrophic
business invasions, data and
financial manipulations, and ransom lockups and accompanying demands are just as likely to arise.
The Fix: In early 2012, Spinak had «an epiphany» for how to improve the company's
financials: Downsize to a core staff of four employees to oversee the
business structure, and then rely on a stable of independent contractors to fill
other roles that were needed less consistently, such as account executives, Web designers, graphic designers, copywriters and videographers.
Mills, like many
other policy experts and analysts, is in favor of some
financial regulatory reform, especially as regards the newer lending startups and
other fintech companies targeting small
businesses.
Scarred by the
financial crisis, and often juggling student loan and
other debt burdens, debt is correctly viewed as something that can upend or even sink a
business.
Examination of data from the Federal Reserve's Survey of Consumer Finances — the central bank's effort to examine the
financial conditions of American families — by two Northeastern University scholars shows that households with more student debt are less likely to start
businesses than
other households.
Student loan refinancing remains a big
business for the company, which claims 300,000 customers and $ 20 billion in loans extended; but SoFi also has expanded gradually into
other types of
financial products, including personal loans, mortgages, wealth - management products, and insurance.
Other people or
businesses can be supportive of
financial agreements during this time, or advise and help in some way.
Among the factors that could cause actual results to differ materially are the following: (1) worldwide economic, political, and capital markets conditions and
other factors beyond the Company's control, including natural and
other disasters or climate change affecting the operations of the Company or its customers and suppliers; (2) the Company's credit ratings and its cost of capital; (3) competitive conditions and customer preferences; (4) foreign currency exchange rates and fluctuations in those rates; (5) the timing and market acceptance of new product offerings; (6) the availability and cost of purchased components, compounds, raw materials and energy (including oil and natural gas and their derivatives) due to shortages, increased demand or supply interruptions (including those caused by natural and
other disasters and
other events); (7) the impact of acquisitions, strategic alliances, divestitures, and
other unusual events resulting from portfolio management actions and
other evolving
business strategies, and possible organizational restructuring; (8) generating fewer productivity improvements than estimated; (9) unanticipated problems or delays with the phased implementation of a global enterprise resource planning (ERP) system, or security breaches and
other disruptions to the Company's information technology infrastructure; (10)
financial market risks that may affect the Company's funding obligations under defined benefit pension and postretirement plans; and (11) legal proceedings, including significant developments that could occur in the legal and regulatory proceedings described in the Company's Annual Report on Form 10 - K for the year ended Dec. 31, 2017, and any subsequent quarterly reports on Form 10 - Q (the «Reports»).
For more than a decade, the threat of terrorism has contributed to rising oil prices, global instability and insecurity in major
financial centres — in
other words, it's been a major drag on
business.
Digital giants like Google, Amazon, Facebook, Apple (AAPL), and Microsoft (MSFT) now compete against each
other in up to 11
business areas, including content development, artificial intelligence, e-commerce marketplaces, hardware devices, messaging,
financial services, and advertising.