This is a similar knock we have for
other captive agents, such as State Farm and Globe Life.
Not exact matches
It is worth mentioning that their
agents are
captive, meaning they will tend to promote their own products first, with a common reluctance to offer
other company's products as options.
Primerica life insurance policies can only be purchased through their
captive agents who are not allowed to represent
other insurers, meaning you have to check yourself whether better quotes can be found elsewhere.
The products that are offered through the carrier are provided via a sales force of both
captive insurance
agents, as well as through
other financial companies and organizations.
Ideally, you would want to talk an independent
agent like True Blue regarding this type of coverage simply because non-independent
agents (or «
captive») for some of the bigger names aren't as likely to have a policy that suits someone with diabetes or
other high risk health classifications and are solely limited to one company's product.
Pro Tip: The
other option is to work with a
captive insurance
agent or exclusive
agent.
They are a
captive company, so a Senior Life
agent can only offer you their insurance and no
other.
Other large carriers can operate through a network a hybrid of
captive and independent
agents, while smaller auto insurance companies rely exclusively on independent agencies to handle their quotes.
There is a very important difference between and independent
agent and a
captive agent that works for a specific company such as State Farm, Allstate, Farmers and a number of
others.
Other positions I've held in a
captive agent position always had books transferred to someone else in the event an
agent left.
Insider Tip: A
captive insurance company is any insurance company that does not allow their
agents to sell insurance for any
other company but them.
If your current insurance policy is caught in a high tide and you're with a
captive agent, such as Allstate, Farmers, State Farm, USAA
others, you are stuck with their one company.
Otherwise, they refer you to
captive agents, who more often than not asked me to set up face - to - face meetings before they answered any
other questions.
Because a
captive agent works with only one insurance company, they can't bring your application to
other companies to get you a better rate.
Purchasing your life insurance from a
captive agent for example from State Farm, Allstate, Farmers, Country Companies and
others will not allow you to get the best policy for less.
The products that are offered through the carrier are provided via a sales force of both
captive insurance
agents, as well as through
other financial companies and organizations.
Captive agents such as State Farm, Farmers, Allstate and
others only have one company to offer because they work for that one specific company unlike the independent
agents that can represent as many companies as they would like.
A
captive insurance company is one where their
agents can not sell insurance for any
other company.
This is why it is important to choose a life insurance agency with
agents that focus exclusively on placing term, universal and whole life insurance, instead of
other types of insurance, such as health and auto, typically offered by
captive agents.
A
captive agent, on the
other hand, means they only represent the company that employs them.
The
captive agent, on the
other hand, can only present products from one company that best suits a client's needs or specifications.
Other insurance companies use
captive agents, who only have one source for motorhome insurance quotes.
Other «
captive»
agents can only provide policies and Lowell auto insurance quotes from one source, which limits your options and possible savings.
On the
other hand, «
captive agents» can only show you what one insurance company offers.
A
captive agent is an independent
agent who is licensed to represent one specific company and no
others.
Some are
captive agents and
others are independent.