To make the Web site as customer - centric as possible, she implemented a number of
other changes over the past 18 months, including:
That way you can improve your driving habits or make
other changes over time that will enable you to obtain lower insurance rates.
There have been a number of
other changes over the years chronicled by Wikipedia, beginning with the pub argument that spawned the book all the way back in 1951 to recent TV shows, and video games.
Other changes over the standard «Vette include new aero features and modifications to the chassis and powertrain.
Other changes over the regular Gran Coupe are limited to the usual M - ificiation.
There might be many
other changes over the course of the paleo time period to the diet and nutrition of the Paleolithic man.
However, the impact of the Dreissena invasion appears to have had a larger effect on the benthic community than all
the other changes over the last five decades.
Our roles and those of
others change over time and often old ways of functioning no longer work in new relationships.
Not exact matches
While trafficking routes have
changed over time, in recent years narco subs and
other vessels leaving southwest Colombia or northwest Ecuador laden with drug cargos often head out in the Pacific, even around the Galapagos Islands, before turning north in an effort to skirt law enforcement closer to home — which may include underwater sensors in Colombian waters — as well as US - led interdiction efforts.
Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of
changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any
changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or
other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our
other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and
other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or
other security attacks, information technology failures, or
other disruptions; 16) returns on pension plan assets and the impact of future discount rate
changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and
other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of
changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and
changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such
changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and
other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control
over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and
other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse
changes to business relationships and
other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among
other things.
Customers» behavior, preferences and
other factors may
change over time and, the data from a few months ago may fail to give you the real picture.
Microsoft CEO Satya Nadella has voiced his concerns
over Trump's decision to exit the Paris Agreement on climate
change, while
others, like Cook, have opposed Trump's stance on immigration.
Over the last 10 years there have been many
changes to Facebook; some getting a better reception than
others.
At least half a dozen
other users noted in one - star reviews of Dropcam's app that they think the product
changed for the worse when Nest took
over.
It becomes important in adolescence when a flood of hormones
changes the reward centers in the brain and causes lording it
over others to suddenly become much more pleasurable.
Musk and Buffett see the energy and transportation sectors
changing in similar ways, and,
over the past few years, their companies have increasingly competed with each
other over both solar energy and electric cars.
Still there are questions about whether these
changes, and
others made
over the past year, can actually help the service gain users.
During the time it took to complete a transaction, Steam realized that Bitcoin prices would
change dramatically — leading some users to
over pay and
others to under pay.
The results of a world where developed and emerging countries are all pitted against each
other will be «intensified conflict on the international stage
over vitally important issues, such as international macroeconomic coordination, financial regulatory reform, trade policy, and climate
change,» they said.
In his book, The Power of Habit, Charles Duhigg describes keystone habits as, «small
changes or habits that people introduce into their routines that unintentionally carry
over into
other aspects of their lives.»
Knowing this won't
change the outcome of yesterday's FCC vote, which lets Internet providers give special treatment to some websites
over others.
Even though any ruling would for now be restricted to McDonald's,
other franchisers might decide to
change their business models and end franchising
over worries about even the potential of labor issues.
Depending on what your primary goals are, you may find that one or more of these tips work better than the
others; be sure to refine your approach
over time, and don't be afraid to
change things up.
In
other cases, they will comply superficially, but passively delay actual
change and wait for the next round of leadership to show up when the whole process will start
over.
Yet, at the Upfront Summit, Johnson and his
other panelists warned Silicon Valley that they must keep up with the
changing demographics of the nation, or they too will miss out on the opportunities that Johnson had been seeing
over the past 20 years.
Groups like E-FLEX will likely face an uphill battle
over the next year persuading lawmakers to boost that employee count beyond 50, but there are
other changes may be easier.
And that's how,
over time, you can lose a few percentage points of fat even if you don't
change your exercise routine and don't
change what you eat; keep all the
other variables consistent and intermittent fasting will cause you to lose fat.
These risks and uncertainties include: Gilead's ability to achieve its anticipated full year 2018 financial results; Gilead's ability to sustain growth in revenues for its antiviral and
other programs; the risk that private and public payers may be reluctant to provide, or continue to provide, coverage or reimbursement for new products, including Vosevi, Yescarta, Epclusa, Harvoni, Genvoya, Odefsey, Descovy, Biktarvy and Vemlidy ®; austerity measures in European countries that may increase the amount of discount required on Gilead's products; an increase in discounts, chargebacks and rebates due to ongoing contracts and future negotiations with commercial and government payers; a larger than anticipated shift in payer mix to more highly discounted payer segments and geographic regions and decreases in treatment duration; availability of funding for state AIDS Drug Assistance Programs (ADAPs); continued fluctuations in ADAP purchases driven by federal and state grant cycles which may not mirror patient demand and may cause fluctuations in Gilead's earnings; market share and price erosion caused by the introduction of generic versions of Viread and Truvada, an uncertain global macroeconomic environment; and potential amendments to the Affordable Care Act or
other government action that could have the effect of lowering prices or reducing the number of insured patients; the possibility of unfavorable results from clinical trials involving investigational compounds; Gilead's ability to initiate clinical trials in its currently anticipated timeframes; the levels of inventory held by wholesalers and retailers which may cause fluctuations in Gilead's earnings; Kite's ability to develop and commercialize cell therapies utilizing the zinc finger nuclease technology platform and realize the benefits of the Sangamo partnership; Gilead's ability to submit new drug applications for new product candidates in the timelines currently anticipated; Gilead's ability to receive regulatory approvals in a timely manner or at all, for new and current products, including Biktarvy; Gilead's ability to successfully commercialize its products, including Biktarvy; the risk that physicians and patients may not see advantages of these products
over other therapies and may therefore be reluctant to prescribe the products; Gilead's ability to successfully develop its hematology / oncology and inflammation / respiratory programs; safety and efficacy data from clinical studies may not warrant further development of Gilead's product candidates, including GS - 9620 and Yescarta in combination with Pfizer's utomilumab; Gilead's ability to pay dividends or complete its share repurchase program due to
changes in its stock price, corporate or
other market conditions; fluctuations in the foreign exchange rate of the U.S. dollar that may cause an unfavorable foreign currency exchange impact on Gilead's future revenues and pre-tax earnings; and
other risks identified from time to time in Gilead's reports filed with the U.S. Securities and Exchange Commission (the SEC).
Other companies have petitioned the FDA to
change its labeling standards
over the past few years as well.
Other changes have been in the works for months, including the departure soon of Glenn Butt, executive vice-president of automotive whose functions overseeing the auto department had been taken
over by the company's head of marketing.
These
changes significantly restructured regulatory oversight and
other aspects of the financial industry, created a new federal agency to supervise and enforce consumer lending laws and regulations and expanded state authority
over consumer lending.
Not everyone will benefit: now that Republicans have swept the US government for the first time since 1928, it means Obamacare is
over - just a matter of time - and Affordable Care Act - vulnerable stocks such as Universal Health Services, AmSurg and Mednax will likely plunge; on the
other hand pure pharma stocks like MCK and ABC will benefit as rhetoric on drug pricing will diminish significantly, leading to more stable earnings if / when
changes in drug pricing become more stable.
It is of great importance that the public is confident that the federal funds rate will be, on average
over time, within the target range set forth by the FOMC, and that
other money market rates will continue to move closely with
changes in the federal funds rate.
Others provide a description of
changes over time, where again the time period is typically a financial quarter or year.
In theory, you could hold an individual bond to maturity and never lose any money even though the market value of the bond may fluctuate based on
changing interest rates and
other factors (but you could still lose out to inflation
over time).
They clearly did invalidate the old models
over the next few years as credit misallocation accelerated, along with the depth and direction of now - unprecedented imbalances and highly self - reinforcing price
changes in commodities, real estate, stock markets, and
other variables — what George Soros might have cited as extreme cases of reflexivity.
The carbon footprint of a given barrel of oil
over any
other was not really on the political map when Chrétien was
changing the tax code to finance a mine and Klein was rewriting the royalty regime to make it easier to expand the industry.
The attitudes of local authorities may be
changing now as the economy slows and officials become more concerned about unemployment and tensions
over access to schools and
other social services.
Others who planned to be there said they intended to challenge Facebook's leaders
over the
changes.
Forward - looking statements may include, among
others, statements concerning our projected adjusted income (loss) from operations outlook for 2018, on both a consolidated and segment basis; projected total revenue growth and global medical customer growth, each
over year end 2017; projected growth beyond 2018; projected medical care and operating expense ratios and medical cost trends; our projected consolidated adjusted tax rate; future financial or operating performance, including our ability to deliver personalized and innovative solutions for our customers and clients; future growth, business strategy, strategic or operational initiatives; economic, regulatory or competitive environments, particularly with respect to the pace and extent of
change in these areas; financing or capital deployment plans and amounts available for future deployment; our prospects for growth in the coming years; the proposed merger (the «Merger») with Express Scripts Holding Company («Express Scripts») and
other statements regarding Cigna's future beliefs, expectations, plans, intentions, financial condition or performance.
Such risks and uncertainties include, but are not limited to: our ability to achieve our financial, strategic and operational plans or initiatives; our ability to predict and manage medical costs and price effectively and develop and maintain good relationships with physicians, hospitals and
other health care providers; the impact of modifications to our operations and processes; our ability to identify potential strategic acquisitions or transactions and realize the expected benefits of such transactions, including with respect to the Merger; the substantial level of government regulation
over our business and the potential effects of new laws or regulations or
changes in existing laws or regulations; the outcome of litigation, regulatory audits, investigations, actions and / or guaranty fund assessments; uncertainties surrounding participation in government - sponsored programs such as Medicare; the effectiveness and security of our information technology and
other business systems; unfavorable industry, economic or political conditions, including foreign currency movements; acts of war, terrorism, natural disasters or pandemics; our ability to obtain shareholder or regulatory approvals required for the Merger or the requirement to accept conditions that could reduce the anticipated benefits of the Merger as a condition to obtaining regulatory approvals; a longer time than anticipated to consummate the proposed Merger; problems regarding the successful integration of the businesses of Express Scripts and Cigna; unexpected costs regarding the proposed Merger; diversion of management's attention from ongoing business operations and opportunities during the pendency of the Merger; potential litigation associated with the proposed Merger; the ability to retain key personnel; the availability of financing, including relating to the proposed Merger; effects on the businesses as a result of uncertainty surrounding the proposed Merger; as well as more specific risks and uncertainties discussed in our most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.cigna.com as well as on Express Scripts» most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.express-scripts.com.
In CATA's opinion, finding efficiencies of even 20 % to 30 % and moving the monies
over to direct support programs and
other indirect support mechanisms would be achievable and would constitute a tremendously important
change.
Facebook faces possible regulation and
other changes amid a backlash
over the lack of data privacy.
[05:50] Do it for passion, not for money [06:10] The importance of innovation and marketing [06:30] Start with a mission and finding how to add value [06:50] Joe Gebbia's trajectory
over a decade [07:10] Culture is the ultimate element to building your brand [07:40] Namale Resort [08:00] Finding a way to do more for
others than anyone else [08:45] The beauty of competition [09:15] Don't just advertise, become the expert [09:25] Value - added marketing [09:40] It takes 16 impressions to inspire buying behavior [10:10] Do something where marketing isn't marketing [10:30] The 17 - year old kid in real estate [11:35] Find a way to stand out from the crowd — the trash strike example [14:10] Authenticity plays a critical role [16:00] Building reciprocity with your customers [17:00] Double the value you add [17:20] Bringing innovation and marketing to the forefront [18:35] Innovation can mean raising your price [18:55] What innovation really means [19:25]
Changing the way something is perceived [20:55] The man who was copying Tony constantly [22:00] Does
change happen in a second?
The different measures of GDP are great tools for comparing the economies of
other countries or how an economy
changes over time.
In addition, any testing by us conducted in connection with Section 404, or any subsequent testing by our independent registered public accounting firm, may reveal deficiencies in our internal controls
over financial reporting that are deemed to be material weaknesses or that may require prospective or retroactive
changes to our financial statements or identify
other areas for further attention or improvement.
These risks and uncertainties include food safety and food - borne illness concerns; litigation; unfavorable publicity; federal, state and local regulation of our business including health care reform, labor and insurance costs; technology failures; failure to execute a business continuity plan following a disaster; health concerns including virus outbreaks; the intensely competitive nature of the restaurant industry; factors impacting our ability to drive sales growth; the impact of indebtedness we incurred in the RARE acquisition; our plans to expand our newer brands like Bahama Breeze and Seasons 52; our ability to successfully integrate Eddie V's restaurant operations; a lack of suitable new restaurant locations; higher - than - anticipated costs to open, close or remodel restaurants; increased advertising and marketing costs; a failure to develop and recruit effective leaders; the price and availability of key food products and utilities; shortages or interruptions in the delivery of food and
other products; volatility in the market value of derivatives; general macroeconomic factors, including unemployment and interest rates; disruptions in the financial markets; risk of doing business with franchisees and vendors in foreign markets; failure to protect our service marks or
other intellectual property; a possible impairment in the carrying value of our goodwill or
other intangible assets; a failure of our internal controls
over financial reporting or
changes in accounting standards; and
other factors and uncertainties discussed from time to time in reports filed by Darden with the Securities and Exchange Commission.
Other enhancements to syndicated lending introduced by the Civil Code
changes are charges
over bank accounts, better facilities for intercreditor agreements, and stronger enforceability of loan agreement representations.
While the StatsCan data can't put a dollar amount on the increase in bread prices, it can offer insight into how much bread prices
changed compared to
other foods bought at Canadian grocers
over that time period.
With the sales - to - inventory ratio on the
other hand it makes sense for us to compare month
over month
changes to measure how the market is progressing.