Andy Warhol is the best - known practitioner of appropriating images from popular culture, but his work focused mainly on reproducing images; whereas artists like Marisol Escobar, at the same time, incorporated objects bottles of Coke and
other consumer items directly into their works.
We incur debts for cars, mortgages on houses, and
other consumer items.
What it does mean is that, when it comes to selling that amazing thing you've created, you have to think about it like
any other consumer item.
Any other consumer item, from a dishwasher to close to an automobile, lose value after purchase.
Not exact matches
These two segments of aggregate demand reinforce each
other because buying a house or an apartment triggers spending on
consumer durable goods («big ticket»
items) such as furniture, appliances and even automobiles because relocations typically change commuting patterns and lifestyles.
The same goes for
consumers and peer - to - peer sharing — a customer walks into your business to purchase an
item, and because of their satisfaction, they recommend your business to
other friends, family members, colleagues and their social media followers as well.
Across the globe,
consumers are using the internet to purchase
items from
other countries.
If you're in the market for a bunch of new appliances or
other big - ticket
items, it's common for
consumers to walk into a retailer and be offered a discount and a good financing deal on a large purchase, if they open a charge or credit card account with that retailer.
For
others, this could also mean taking something away, such as allowing
consumers to only see
items in a store that suit their personal tastes.
If you know which
items a particular
consumer gravitates toward, why make him or her wade through thousands of
others he or she isn't likely to buy?
They rely on daily deal services like Groupon and they are willing to sacrifice
other expenses like designer fashion, cars, and meals out at fancy restaurants to acquire the
items they find necessary for their daily lives, according to the Department of Labor
Consumer Price Index for 2011.
Consumers with student loans are more likely to turn to
other sources of debt, including credit cards and personal loans, to help them pay for holiday spending — the survey showed they're also more likely to try to save money by selling presents they receive or re-gifting
items.
The
consumer price index (CPI) is an index of the variation in prices paid by typical
consumers for retail goods and
other items.
Some
consumers, on the
other hand, are more interesting in getting their hands on luxury
items.
Factors affecting the level of
consumer spending for such discretionary
items include general economic conditions, and
other factors, such as
consumer confidence in future economic conditions, fears of recession, the availability and cost of
consumer credit, levels of unemployment, and tax rates.
Factors affecting the level of spending for such discretionary
items include general economic conditions and
other factors such as
consumer confidence in future economic conditions, fears of recession, the availability of
consumer credit, levels of unemployment, tax rates and the cost of
consumer credit.
The
consumer price index (CPI) is a measure of the variation in prices paid by typical
consumers for retail goods and
other items.
For example, if we find that internet searches for big ticket
items are increasing or decreasing in one country compared to how they are trending elsewhere in the world, we can draw a conclusion about whether
consumers there will increase or decrease these types of purchases in the near future compared to
consumers in
other countries.
In
other words, if an
item or service becomes too pricey, it assumes that
consumers will trade down to a cheaper
item or service.
Deflation causes
consumers to postpone purchases from fear that the
item will be cheaper at a later date — basically the issue that PC manufacturers have (
other than windows being a pain in the rear).
Not including energy and
other volatile
items like food, alcohol and tobacco, overall
consumer price inflation was 0.8 percent, a rate the ECB consider too low for a healthy economy.
American
consumers are already seeing lower prices at the gas pump, which has left them with more money to spend on
other items.
The rights to return the goods under the Distance Selling Regulations will not apply in the following circumstances: * in the event that the product has been used or returned incomplete * accommodation, transport, catering or leisure services * package travel * food, drinks or
other goods delivered regularly to the
consumer's home or workplace by a «regular roundsman» such as a milkman or domestic oil supplier * goods made to the customer's specification * goods that are perishable or can't be returned, such as frozen food and fresh flowers * audio or video recordings or computer software that the
consumer has opened * newspapers or magazines * betting, gaming and lotteries * premium - rate telephone and website services We will not issue refunds for any
items lost or stolen in transit to us.
This weekend,
consumers will spend hundreds of millions of dollars purchasing flat screen TVs, early Christmas presents, handheld electronics and
other sale
items as part of Black Friday.
FlyBuy is among a group of startups that utilize technology to help get food, grocery
items and
other products into the hands of
consumers in the most efficient way possible.
Before the recession hit several years ago,
consumers in the Caribbean were regularly buying ice cream and
other luxury
items at their normal price points.
is to get connected with
other consumers — yes, a support group — and to attend gluten - free fairs at local natural food stores where you can sample different
items before buying.
Indeed, many of us are daily
consumers of these and
other items that only grow in tropical climates.
Many
consumers are more frequently choosing to eat breakfast on - the - go, while
others like to snack on breakfast
items purported perceived as healthier than snacks like chips and biscuits throughout the day.
Two - fifths of
consumers (40 %) have a child who has ordered a kids breakfast
item at a restaurant or
other foodservice location in the past year.
Best New Product - Foodservice / Front of the House (
Item Addressing
Consumer Trends): Most interesting, unique new prepared offering addressing restaurant patrons» taste trends and
other food preferences.
Taking a loss on berry price may boost your sales of
other produce
items by drawing
consumers in the door.
WASHINGTON — Despite ongoing safety concerns from parents,
consumer groups and politicians, a chemical used in baby bottles, canned food and
other items is not dangerous, federal regulators said Friday.
WASHINGTON, D.C. — Despite continuing concerns from parents,
consumer groups and politicians, a chemical used in baby bottles and
other items is not dangerous, regulators said Friday.
Costco sells at prices far below
other stores (on some
items) because they buy case lots of baby products at very low cost to themselves, then they sell it to the
consumer for great savings.
Yellow and green
items were the most likely to have high lead levels, says Judy Braiman, president of the Empire State
Consumer Project, a nonprofit group that lab - tests consumer products for lead and other heavy
Consumer Project, a nonprofit group that lab - tests
consumer products for lead and other heavy
consumer products for lead and
other heavy metals.
November 29 2001 At a news conference today, Commissioner of the Department of
Consumer Services Caroline Orzac Shoenberger and KID Executive Director Nancy Cowles, among
others, urged individuals to pay special attention to children's
items most commonly used or given as gifts, such as cribs, car seats, high chairs, strollers / baby carriers and play pens during the holiday season.
As noted in these pages a couple of weeks ago, CafePress, an online retailer that sells
consumer - created t - shirts and
other items, has has been pushing itself as a political promotion tool this season.
Further, it is the intention of this legislature to provide for a waiver of the
item pricing requirement for certain stores which maintain a very high degree of computer - assisted pricing accuracy and which provide certain
other services to permit
consumers to record and verify individual
item prices.
Given the massive recall of toys contaminated with lead last year, let alone all the
other bad news about chemicals seeping out of just about every
other conceivable type of
consumer item, it's no wonder that people are nervous about what might be inside the wrapping paper this next holiday season.
Today, heightened
consumer environmental awareness has given sales of bamboo flooring, clothing, building materials and
other items a huge boost.
Not only will digital Amazon content like books, videos, games, and apps be dangled in your face, but Amazon will also show you deals for
consumer electronics and
other items available in their online storefront.
The goal of the pop - up store was to use our direct - to -
consumer capabilities to test
consumer interest in signed editions and
other book - related merchandise as limited - time or limited - quantity offers, not to restrict retailer access to those
items.
Such statements reflect the current views of Barnes & Noble with respect to future events, the outcome of which is subject to certain risks, including, among
others, the general economic environment and
consumer spending patterns, decreased
consumer demand for Barnes & Noble's products, low growth or declining sales and net income due to various factors, possible disruptions in Barnes & Noble's computer systems, telephone systems or supply chain, possible risks associated with data privacy, information security and intellectual property, possible work stoppages or increases in labor costs, possible increases in shipping rates or interruptions in shipping service, effects of competition, possible risks that inventory in channels of distribution may be larger than able to be sold, possible risks associated with changes in the strategic direction of the device business, including possible reduction in sales of content, accessories and
other merchandise and
other adverse financial impacts, possible risk that component parts will be rendered obsolete or otherwise not be able to be effectively utilized in devices to be sold, possible risk that financial and operational forecasts and projections are not achieved, possible risk that returns from
consumers or channels of distribution may be greater than estimated, the risk that digital sales growth is less than expectations and the risk that it does not exceed the rate of investment spend, higher - than - anticipated store closing or relocation costs, higher interest rates, the performance of Barnes & Noble's online, digital and
other initiatives, the success of Barnes & Noble's strategic investments, unanticipated increases in merchandise, component or occupancy costs, unanticipated adverse litigation results or effects, product and component shortages, the potential adverse impact on the Company's businesses resulting from the Company's prior reviews of strategic alternatives and the potential separation of the Company's businesses, the risk that the transactions with Microsoft and Pearson do not achieve the expected benefits for the parties or impose costs on the Company in excess of what the Company anticipates, including the risk that NOOK Media's applications are not commercially successful or that the expected distribution of those applications is not achieved, risks associated with the international expansion contemplated by the relationship with Microsoft, including that it is not successful or is delayed, the risk that NOOK Media is not able to perform its obligations under the Microsoft and Pearson commercial agreements and the consequences thereof, risks associated with the restatement contained in, the delayed filing of, and the material weakness in internal controls described in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended April 27, 2013, risks associated with the SEC investigation disclosed in the quarterly report on Form 10 - Q for the fiscal quarter ended October 26, 2013, risks associated with the ongoing efforts to rationalize the NOOK business and the expected costs and benefits of such efforts and associated risks and
other factors which may be outside of Barnes & Noble's control, including those factors discussed in detail in
Item 1A, «Risk Factors,» in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended April 27, 2013, and in Barnes & Noble's
other filings made hereafter from time to time with the SEC.
Such statements reflect the current views of Barnes & Noble with respect to future events, the outcome of which is subject to certain risks, including, among
others, the effect of the proposed separation of NOOK Media, the general economic environment and
consumer spending patterns, decreased
consumer demand for Barnes & Noble's products, low growth or declining sales and net income due to various factors, possible disruptions in Barnes & Noble's computer systems, telephone systems or supply chain, possible risks associated with data privacy, information security and intellectual property, possible work stoppages or increases in labor costs, possible increases in shipping rates or interruptions in shipping service, effects of competition, possible risks that inventory in channels of distribution may be larger than able to be sold, possible risks associated with changes in the strategic direction of the device business, including possible reduction in sales of content, accessories and
other merchandise and
other adverse financial impacts, possible risk that component parts will be rendered obsolete or otherwise not be able to be effectively utilized in devices to be sold, possible risk that financial and operational forecasts and projections are not achieved, possible risk that returns from
consumers or channels of distribution may be greater than estimated, the risk that digital sales growth is less than expectations and the risk that it does not exceed the rate of investment spend, higher - than - anticipated store closing or relocation costs, higher interest rates, the performance of Barnes & Noble's online, digital and
other initiatives, the success of Barnes & Noble's strategic investments, unanticipated increases in merchandise, component or occupancy costs, unanticipated adverse litigation results or effects, product and component shortages, risks associated with the commercial agreement with Samsung, the potential adverse impact on the Company's businesses resulting from the Company's prior reviews of strategic alternatives and the potential separation of the Company's businesses (including with respect to the timing of the completion thereof), the risk that the transactions with Pearson and Samsung do not achieve the expected benefits for the parties or impose costs on the Company in excess of what the Company anticipates, including the risk that NOOK Media's applications are not commercially successful or that the expected distribution of those applications is not achieved, risks associated with the international expansion previously undertaken, including any risks associated with a reduction of international operations following termination of the Microsoft commercial agreement, the risk that NOOK Media is not able to perform its obligations under the Pearson and Samsung commercial agreements and the consequences thereof, the risks associated with the termination of Microsoft commercial agreement, including potential customer losses, risks associated with the restatement contained in, the delayed filing of, and the material weakness in internal controls described in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended April 27, 2013, risks associated with the SEC investigation disclosed in the quarterly report on Form 10 - Q for the fiscal quarter ended October 26, 2013, risks associated with the ongoing efforts to rationalize the NOOK business and the expected costs and benefits of such efforts and associated risks and
other factors which may be outside of Barnes & Noble's control, including those factors discussed in detail in
Item 1A, «Risk Factors,» in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended May 3, 2014, and in Barnes & Noble's
other filings made hereafter from time to time with the SEC.
Such statements reflect the current views of Barnes & Noble with respect to future events, the outcome of which is subject to certain risks, including, among
others, the general economic environment and
consumer spending patterns, decreased
consumer demand for Barnes & Noble's products, low growth or declining sales and net income due to various factors, including store closings, higher - than - anticipated or increasing costs, including with respect to store closings, relocation, occupancy (including in connection with lease renewals) and labor costs, the effects of competition, the risk of insufficient access to financing to implement future business initiatives, risks associated with data privacy and information security, risks associated with Barnes & Noble's supply chain, including possible delays and disruptions and increases in shipping rates, various risks associated with the digital business, including the possible loss of customers, declines in digital content sales, risks and costs associated with ongoing efforts to rationalize the digital business and the digital business not being able to perform its obligations under the Samsung commercial agreement and the consequences thereof, the risk that financial and operational forecasts and projections are not achieved, the performance of Barnes & Noble's initiatives including but not limited to its new store concept and e-commerce initiatives, unanticipated adverse litigation results or effects, potential infringement of Barnes & Noble's intellectual property by third parties or by Barnes & Noble of the intellectual property of third parties, and
other factors, including those factors discussed in detail in
Item 1A, «Risk Factors,» in Barnes & Noble's Annual Report on Form 10 - K for the fiscal year ended April 30, 2016, and in Barnes & Noble's
other filings made hereafter from time to time with the SEC.
It will be interesting to see how the publishing industry continues to evolve as it not only fights for profitability against books published outside of its purview, but also against movies, videogames, network television, streaming shows, and all the
other entertainment
items literally at
consumer fingertips.
Once you decide to proceed with our program, your navigator will establish a path to get your inaccurate
items removed from your credit reports in accordance with the FCRA, HIPAA, FCBA and
other consumer laws.
(1) Before executing a contract or agreement with or receiving money or
other valuable consideration from a buyer, a credit services organization shall provide the buyer with a written statement containing: (a) A complete and detailed description of the services to be performed by the credit services organization for the buyer and the total cost of the services; (b) A statement explaining the buyer's right to proceed against the surety bond or surety account required by section 45 - 805; (c) The name and address of the surety company that issued the bond or the name and address of the depository and the trustee and the account number of the surety account; (d) A complete and accurate statement of the buyer's right to review any file on the buyer maintained by a
consumer reporting agency as provided by the Fair Credit Reporting Act, 15 U.S.C. 1681 et seq.; (e) A statement that the buyer's file is available for review at no charge on request made to the
consumer reporting agency within thirty days after the date of receipt of notice that credit has been denied and that the buyer's file is available for a minimal charge at any
other time; (f) A complete and accurate statement of the buyer's right to dispute directly with the
consumer reporting agency the completeness or accuracy of any
item contained in a file on the buyer maintained by the
consumer reporting agency; (g) A statement that accurate information can not be permanently removed from the files of a
consumer reporting agency; (h) A complete and accurate statement of when
consumer information becomes obsolete and of when
consumer reporting agencies are prevented from issuing reports containing obsolete information; and (i) A complete and accurate statement of the availability of nonprofit credit counseling services.
This agency (the PRBC stands for Payment Reporting Builds Credit) collects data on such recurring
items as rent payment, insurance premiums, cell phone and
other bills, and uses it to compile
consumer credit reports.