Sentences with phrase «other consumer protection laws»

But, other consumer protection laws make false statements actionable, even if there is no reliance upon the statement or harm caused, in which case statutory damages might be recoverable.

Not exact matches

Equifax's lawyers at Choate, Hall & Stewart had argued (among many other things) that the AG can't wield the state consumer protection law, which prohibits businesses from making false, deceptive or unfair claims, without showing anyone was harmed by Equifax's supposedly false assurances about data security.

Among other law enforcement actions, there is a recent proposed settlement by 12 state attorneys general and the Consumer Financial Protection Bureau.

Other than as required under applicable consumer protection law, under no circumstance will Realty Income or its data or content providers be liable for any loss or damage caused by a user's reliance on information obtained through the Site.

In addition, America Express Co. agreed to refund $ 85 million to 250,000 customers and pay $ 27.5 million in civil penalties after the bureau, along with other federal and state regulators, determined numerous violations of consumer protection laws involving credit card marketing and services.

The event was a culmination of a joint initiative of the Senate President and DFID's ENABLE 2 and GEMS 3 programmes and had been preceded by a comprehensive research into laws inhibiting businesses in Nigeria leading to specific legislative proposals to improve the business environment in terms of competition and consumer protection, transportation and infrastructure, improving MSMEs access to finance, reform of land use and construction laws and administration, doing business reforms amongst others.

While the policy notes that «New York's legal code is relatively accessible compared to other states,» it suggests that the state commit to including its laws on a platform such as America Decoded, adopting the Consumer Finance Protection Bureau's eRegs tool to make the laws more accessible, and instituting an «open by default» policy in the area of IT purchasing, data and research.

«State law has extensive consumer protection, extensive background check requirements, extensive taxation, and other requirements and it only allows the county to enact the ban,» said Uber NY Policy Director Josh Gold.

SLAVE MARKET FOODS: Studies, and a bit of common sense, show that classifications on the socio - economical scale such as low income, inner city and / or ethnic minority [Hispanic / Black] predisposes consumers (who are equal under the law to protections against harm) to diabetes, obesity and other health risks as grocery stores in their area tend to sell lower qualities foods while food producers price high quality (or even halfway decent) foods out of reach.

It is based in the United Kingdom where they have strong consumer protection laws, and now it is established in many other countries as well.

A law and corresponding consumer protection regulations which, among other requirements, specifies that lenders must state an Annual Percentage Rate for each loan.

Several states however, have consumer protection laws that restrict creditors from suing for a deficiency when vehicles or other similar consumer goods are involved.

With more than 850,000 private student loans currently in default and thousands of other borrowers struggling to make their payments, attorneys at the National Consumer Law Center (NCLC) are urging the Consumer Financial Protection Bureau (CFPB) and policymakers to help borrowers stru

With more than 850,000 private student loans currently in default and thousands of other borrowers struggling to make their payments, attorneys at the National Consumer Law Center (NCLC) are urging the Consumer Financial Protection Bureau (CFPB) and policymakers to help borrowers struggling to keep up with their private student loan payments.

Bill would damage credit scores of million of consumers Consumer Action joined the National Consumer Law Center and other organizations in opposition to HR 435 — legislation that would reduce consumers» control over their own data by preempting state and federal privacy protections, damage the credit scores of millions of consumers with a disproportionate impact on African Americans, and conflict with long - standing state utility regulatory consumer protConsumer Action joined the National Consumer Law Center and other organizations in opposition to HR 435 — legislation that would reduce consumers» control over their own data by preempting state and federal privacy protections, damage the credit scores of millions of consumers with a disproportionate impact on African Americans, and conflict with long - standing state utility regulatory consumer protConsumer Law Center and other organizations in opposition to HR 435 — legislation that would reduce consumers» control over their own data by preempting state and federal privacy protections, damage the credit scores of millions of consumers with a disproportionate impact on African Americans, and conflict with long - standing state utility regulatory consumer protconsumer protections.

ICFE DCCS ® Independent Study Guide Table of Contents Consumer Financial Protection Bureau to oversee debt collectors Collection agencies and junk debt buyers - Mini-Miranda What to do if a debtor is contacted about past debts Sample cease and desist letter Fair Debt Collection Practices Act Summary from the CFPB Debt that is covered Debt Collectors that are covered Debt Collectors that are NOT covered Debt Collection for Active and Veteran Military Personnel Communications connected with debt collection When, where and with who communications is permitted Ceasing Communication with the consumer Communicating with third parties Validation of debts Prohibited Practices: Harassing or abusive Practices False or misleading representations Unfair Practices Multiple debts Legal Actions by debt collectors Furnishing certain deceptive forms Civil liability Defenses CFPB / FTC staff's commentary on the FDCPA Common debt collector violations How to document a collector's abusive behavior What to do if a collector breaks the law How collectors are trained - examples of collector training courses FDCPA Sample Exam from ACA for Collectors How collectors are using Social Medias in collections Dealing with creditors and third party collectors Other factors for a debtor in collection: Credit reports and scores Reviewing credit reports with debtors - Permissible uses Rules about credit decisions and notices Debtor education about credit reports and FICO scores Specialty Report Providers Rules to protect consumers in credit card debt How to read and understand credit reports How to make changes or dispute accuracy Freezing Credit Files FCRA / FACTA Provisions of ID Theft victims How credit scoring works The Credit Card Accountability and Disclosure Act Credit Rules CFPB rules establish strong protections for homeowners facing foreclosure Other RConsumer Financial Protection Bureau to oversee debt collectors Collection agencies and junk debt buyers - Mini-Miranda What to do if a debtor is contacted about past debts Sample cease and desist letter Fair Debt Collection Practices Act Summary from the CFPB Debt that is covered Debt Collectors that are covered Debt Collectors that are NOT covered Debt Collection for Active and Veteran Military Personnel Communications connected with debt collection When, where and with who communications is permitted Ceasing Communication with the consumer Communicating with third parties Validation of debts Prohibited Practices: Harassing or abusive Practices False or misleading representations Unfair Practices Multiple debts Legal Actions by debt collectors Furnishing certain deceptive forms Civil liability Defenses CFPB / FTC staff's commentary on the FDCPA Common debt collector violations How to document a collector's abusive behavior What to do if a collector breaks the law How collectors are trained - examples of collector training courses FDCPA Sample Exam from ACA for Collectors How collectors are using Social Medias in collections Dealing with creditors and third party collectors Other factors for a debtor in collection: Credit reports and scores Reviewing credit reports with debtors - Permissible uses Rules about credit decisions and notices Debtor education about credit reports and FICO scores Specialty Report Providers Rules to protect consumers in credit card debt How to read and understand credit reports How to make changes or dispute accuracy Freezing Credit Files FCRA / FACTA Provisions of ID Theft victims How credit scoring works The Credit Card Accountability and Disclosure Act Credit Rules CFPB rules establish strong protections for homeowners facing foreclosure Other Rconsumer Communicating with third parties Validation of debts Prohibited Practices: Harassing or abusive Practices False or misleading representations Unfair Practices Multiple debts Legal Actions by debt collectors Furnishing certain deceptive forms Civil liability Defenses CFPB / FTC staff's commentary on the FDCPA Common debt collector violations How to document a collector's abusive behavior What to do if a collector breaks the law How collectors are trained - examples of collector training courses FDCPA Sample Exam from ACA for Collectors How collectors are using Social Medias in collections Dealing with creditors and third party collectors Other factors for a debtor in collection: Credit reports and scores Reviewing credit reports with debtors - Permissible uses Rules about credit decisions and notices Debtor education about credit reports and FICO scores Specialty Report Providers Rules to protect consumers in credit card debt How to read and understand credit reports How to make changes or dispute accuracy Freezing Credit Files FCRA / FACTA Provisions of ID Theft victims How credit scoring works The Credit Card Accountability and Disclosure Act Credit Rules CFPB rules establish strong protections for homeowners facing foreclosure Other Resources

Other than as required under applicable consumer protection law, under no circumstance will Realty Income or its data or content providers be liable for any loss or damage caused by a user's reliance on information obtained through the Site.

A professional credit repair company complies with all the applicable laws such as The Fair Credit Reporting Act (FCRA), The Fair Credit Billing Act (FCBA), The Fair Debt Collections Practices Act (FDCPA), and other consumer protection statutes.

The law provided, among other things, additional protections for consumers in connection with identity theft and credit reports accuracy.

RESPA attempts to regulate settlement costs by requiring lenders, mortgage brokers or servicers of home loans to provide disclosures to borrowers that will inform them about real estate transactions, settlement services, relevant consumer protection laws and any other pertinent and timely information connected to the cost of the real estate settlement process.

The laws of your resident state may have interest rate limits and other consumer protection provisions that are more favorable.

In April 2017 the Consumer Financial Protection Bureau filed an enforcement action asserting that Golden Valley and three other lenders were engaged in unfair debt collection practices because they violated state usury laws, and also failed to disclose the effective interest rates, violating the federal Truth in Lending law (enacted in 1969).

Among other law enforcement actions, there is a recent proposed settlement by 12 state attorneys general and the Consumer Financial Protection Bureau.

So explain to me what your problem is with debt settlement companies because as I understand it and you're right, we've got the same situation in Ontario, there was a new consumer protection law passed in 2014 but it's not due to officially, the section dealing with debt settlements and some other areas isn't officially due to come into effect until 2015.

In fact, the Federal Trade Commission (FTC), the nation's consumer protection agency, says it's against the law for a lender to deceptively include credit insurance (or other optional products) in your loan without your knowledge or permission.

Those three groups believed that consumers had adequate protection thanks to Illinois» so - called Puppy Lemon Law, which entitles a financial remedy, among other things, to people who have bought a sick dog or cat from a pet store.

The HSUS» complaint contends that Laymon is violating the state's consumer protection law, also known as the Missouri Merchandising Practices Act, by deceiving the public into believing that the dogs in her operation are rescued from other facilities, when in fact many of the dogs may be coming directly from her puppy mill.

A complaint from The HSUS contends that Laymon is violating the state's consumer protection law, also known as the Missouri Merchandising Practices Act, by deceiving the public into believing that the dogs in her operation are rescued from other facilities, when in fact many of the dogs may be coming directly from her puppy mill.

But unlike APRs, fees and other core parts of the business, rewards aren't regulated by consumer protection laws.

The other week the Australian Competition and Consumer Commission (ACCC), who have a responsibility in ensuring compliance with fair trading and consumer protection laws, released a 24 page document entitled Green marketing and the Trade PractiConsumer Commission (ACCC), who have a responsibility in ensuring compliance with fair trading and consumer protection laws, released a 24 page document entitled Green marketing and the Trade Practiconsumer protection laws, released a 24 page document entitled Green marketing and the Trade Practices Act.

«We request the DOJ investigate whether ExxonMobil violated RICO, consumer protection, truth in advertising, public health, shareholder protection or other laws,» the congressmen's letter said, referring to the Racketeering Influenced and Corrupt Organizations law, which was how federal officials prosecuted tobacco companies in the 1990s.

«We request the DOJ investigate whether ExxonMobil violated RICO, consumer protection, truth in advertising, public health, shareholder protection or other laws.»

It involves, for example, contracting with guests and customers, suppliers, employees and professional advisers; complying with regulations / laws by central and local government (licensing, health and safety, food standards, consumer protection all spring to mind); also you need to be aware of the hotelier's liability as an occupier and his liability for the property of guests and of many other areas of the law such as race relations, sex equality and potential legal issues arising from the letting of banqueting rooms and the hiring of entertainers, to name just a few.

Quebec's consumer protection laws, and laws protecting the jurisdiction of Quebec courts to hear cases involving local consumers, are as strong as or stronger than any others in the country.

Multinational companies targeting consumers in other EU member states may have to comply with data protection laws in each of those states, following a landmark European Court of Justice (ECJ) ruling on data protection.

Consumer protection laws in some jurisdictions would find such a scheme to be an actionable deceptive trade practice, while consumer protection laws in other jurisdictions would find that it was not an actionable deceptive trade pConsumer protection laws in some jurisdictions would find such a scheme to be an actionable deceptive trade practice, while consumer protection laws in other jurisdictions would find that it was not an actionable deceptive trade pconsumer protection laws in other jurisdictions would find that it was not an actionable deceptive trade practice.

Finally, new technologies and the ability of companies to operate globally and expand quickly, but not necessarily in accord with local law, can create issues including reliance on sales where not operating legally, lack of attention to consumer or other laws even where properly registered, lack of local licensing, poor attention to data protection; and again, security and cyber security issues or lack of the right personnel in the buyer and / or seller to deal with these issues if the company is moving internationally but too quickly.

He has over 11 years of experience and he handles merger approvals and other matters before the Competition and Consumer Protection Commission (CCPC) and frequently speaks on competition law to a variety of audiences and forums such as the Africa Competition Conference and Global Competition Review.

Finally, the court reviewed privacy legislation such as the Personal Information Protection and Electronic Documents Act (PIPEDA), the Personal Health Information Protection Act (PHIPA), the Freedom of Information and Protection of Privacy Act (FIPPA), the Municipal Freedom of Information and Protection of Privacy Act (MFIPPA), and the Consumer Reporting Act, as well as privacy law and legislation in other jurisdictions.

If you are in some other country, such a France, then there might be specific country - specific consumer protection laws.

This serves as invaluable experience as Mr. Lamb now assists the firm's business clients in achieving their goals (e.g. enforcing consumer / residential loans and other consumer contracts) while complying with the consumer protection laws.

There is a more than plausible case to make that this distinction between the case law based justifications and Treaty derogations is artificial and out of line with the importance the Treaties attach to other public policy goals, notably environmental protection, protection of fundamental rights and consumer protection (although the Member States have never amended 36 TFEU in subsequent Treaty amendments).

Developed by Parker & DuFresne, the blog covers an extensive list of legal topic categories pertaining to bankruptcy, family law, foreclosure defense, consumer protection, among a few others.

Defending our clients against these claims has also brought into play our experience and skill in other legal areas, such as landlord and tenant law and consumer protection acts.

«Discusses the Fair Debt Collection Practices Act and other federal and state consumer protection laws and follows collection industry news from a consumer prospective.»

46 Lastly, in any event, the case - law shows that the importance of the objective of consumer protection, which therefore includes the protection of air passengers, may justify even substantial negative economic consequences for certain economic operators (Nelson and Others, paragraph 81, and case - law cited).

On the other hand, opponents of ILSPs worry that the consumer protection goals advanced by unauthorized practice of law statutes will be hindered if ILSPs are permitted to assist with even straightforward legal matters like wills, bankruptcies, or small business incorporations.

Others still championed LSPs as important for meeting the access to justice gap, but argued against their regulation by state courts on the grounds either it is unnecessary (they are already regulated by consumer protection laws), that it would unnecessarily increase costs, or that regulation would only enable the state bars and courts to exercise their «protectionist instincts» (see this response, this response and this response).

Under California's Unfair Competition Law, False Advertising Law and other state and federal consumer protection laws, PSW pursues monetary damages for any type of false advertising, warranty fraud or other dishonest practices, such as those mentioned above.

She has been with NLRG since 1990 and specializes in Bankruptcy, Creditors» Rights, Commercial Contracts, Church Law, and other issues involving commercial litigation and consumer protection issues, including issues arising under the U.C.C., Carmack Amendment disputes, employment contract disputes, and issues arising under federal and state consumer protection statutes.