A professional credit repair company complies with all the applicable laws such as The Fair Credit Reporting Act (FCRA), The Fair Credit Billing Act (FCBA), The Fair Debt Collections Practices Act (FDCPA), and
other consumer protection statutes.
There are also worthwhile ideas about future and contingent harms
in other consumer protection areas as well as medical malpractice and pollution cases, just to name a few.
Among other consumer protections it put in place, the CARD Act sought to reduce the risk of young people falling into credit card debt by limiting its availability.
But,
other consumer protection laws make false statements actionable, even if there is no reliance upon the statement or harm caused, in which case statutory damages might be recoverable.
Consumer credit work often involves consideration of
other consumer protection regimes, such as the Unfair Terms in Consumer Contracts Regulations 1999, the Consumer Protection from Unfair Trading Regulations 2008 and mortgage regulation.
Off - exchange plans are still federally mandated to provide the ten essential benefits and
follow other consumer protections written into the Affordable Care Act, but may be cheaper or provide a different plan structure from plans on Healthcare.gov.
The FTC issued a release which revealed that the regulator had received numerous complaints from exchange users regarding disclaimers about deposit and withdrawal restrictions and
other consumer protection issues.
Certain other consumer protection requirements were administered by other federal offices and agencies, such as the U.S. Department of Housing and Urban Development published the Real Estate Settlement Procedures Act (RESPA); however, enforcement of the requirements in banks was the responsibility of the federal bank regulators.
We regularly advise on all aspects of their businesses and operations, including transactional matters and related issues, brand management, intellectual property, advertising, distribution and pricing policies, product issues and recalls, privacy and
other consumer protection statutes, environmental issues, disputes with suppliers, competitors, employees, consumers, tax structuring and other issues.
There's also legislation in play that would curtail the CFPB's rulemaking power and roll back
other consumer protections it has already finalized.
If you shop online for loan products, know that you won't necessary enjoy any interest rate limits or
other consumer protections that your state has, because the company you're doing business with might not be located in the same state that you are in.
As there is no defect with the operating system and it is suitable for the purposes for which it is advertised, and you did not contact the retailer to ask if it was suitable for any other purposes, it seems that the Sale of Goods Act and
other consumer protections would not apply to that purchase.
He provides advice on compliance and best practices on TCPA issues, the telemarketing sales rule, CAN - SPAM, and
other consumer protection and privacy statutes.