Sentences with phrase «other consumer purposes»

The Treasury Department should provide funds through TARP to make loans for housing and other consumer purposes, establish foreclosure prevention programs, modify more mortgage loans to prevent foreclosures, and establish an efficient and effective short sales process.

Not exact matches

As increasing amounts of personal, business, and other forms of information are collected, firms are using computers to harness this data, and are creating machine - learning predictive software for various purposes, including helping consumers make better buying decisions.

We agree with Goodman and others that it would be helpful to understand the rationale behind how the GSEs assess different consumer credit agency models for the purpose of default probability.

The issues paper notes that the Ministry's preliminary view is that the operation of s 36 has «not been satisfactory» because it appears «to be failing to maximise the long - term benefit of consumers», it is «too complex to allow for cost - effective and timely application» and is «misaligned with other prohibitions» in the Act by relying on a purpose test rather than an «effects» test.

Contractual partners who have access to your Personal Data in order to provide services to you on behalf of The Consumer Goods Forum are contractually obliged to keep such information in confidence and may not use these Personal Data for any other purpose.

By applying for an Interactive Brokers account, you agree to provide the information and documentation requested by IB and consent to IB's acquisition of credit and other consumer reports about you for the purposes described above.

The reason why many consumers do not open up business checking accounts is because the features available serve no purpose to anyone other than a business owner.

Terms, defined.For purposes of the Credit Services Organization Act: (1) Buyer shall mean an individual who is solicited to purchase or who purchases the services of a credit services organization; (2) Consumer reporting agency shall have the meaning assigned by the Fair Credit Reporting Act, 15 U.S.C. 1681a (f); (3) Credit services organization shall mean a person who, with respect to the extension of credit by others and in return for the payment of money or other valuable consideration, provides or represents that the person can or will provide any of the following services: (a) Improving a buyer's credit record, history, or rating; (b) Obtaining an extension of credit for a buyer; or (c) Providing advice or assistance to a buyer with regard to subdivision (a) or (b) of this subdivision; (4) Extension of credit shall mean the right to defer payment of debt or to incur debt and defer its payment offered or granted primarily for personal, family, or household purposes; and (5) Person shall include individual, corporation, company, association, partnership, limited liability company, and other business entity.

Consumer Education Services Inc. (CESI), d / b / a Start Fresh Today (SFT), owns and operates the Website, the purpose of which is to offer Credit Counseling and Debtor Education and to provide other services in connection with the bankruptcy process.

The purpose of soliciting comments from consumers is to help them come to terms with their credit card use and also to help others.

If you experience a significant negative credit event, such as a bankruptcy, you'll likely be compared with other consumers who've experienced something similar for credit scoring purposes.

«Consumer report» means any written, oral, or other communication of any information by a consumer reporting agency bearing on a consumer's creditworthiness, credit standing, credit capacity, character, general reputation, personal characteristics, or mode of living which (i) is furnished or (ii) is used or expected to be used or collected in whole or in part for the purpose of serving as a factor in establishing the consumer's eligibilConsumer report» means any written, oral, or other communication of any information by a consumer reporting agency bearing on a consumer's creditworthiness, credit standing, credit capacity, character, general reputation, personal characteristics, or mode of living which (i) is furnished or (ii) is used or expected to be used or collected in whole or in part for the purpose of serving as a factor in establishing the consumer's eligibilconsumer reporting agency bearing on a consumer's creditworthiness, credit standing, credit capacity, character, general reputation, personal characteristics, or mode of living which (i) is furnished or (ii) is used or expected to be used or collected in whole or in part for the purpose of serving as a factor in establishing the consumer's eligibilconsumer's creditworthiness, credit standing, credit capacity, character, general reputation, personal characteristics, or mode of living which (i) is furnished or (ii) is used or expected to be used or collected in whole or in part for the purpose of serving as a factor in establishing the consumer's eligibilconsumer's eligibility for:

You authorize us to get credit reports and other information about you from consumer reporting agencies and other sources, for such purposes as: determining whether to issue you a Card Account, administering, reviewing and renewing the Card Account, credit line increases or decreases, collection and other servicing of the Card Account, and offering other products and services and for any other uses permitted by law.

What most consumers don't know is that data brokers offer companies scores for other purposes unrelated to credit — for example, for marketing, advertising, identity verification, and fraud prevention.

Home equity loans can be used for many different purposes: you can use them for going on vacations, making home improvements, purchasing a car or other vehicle and they are particularly useful for consolidating consumer debt like credit card balances, bills, payday loans, etc..

Any debt collector communicating with any person other than the consumer for the purpose of acquiring location information about the consumer shall identify himself, state that he is confirming or correcting location information concerning the consumer, and, only if expressly requested, identify his employer.

But there is a huge difference between INCOME and ASSETS, and many consumers who can't sustain regular monthly payments due to lack of income or other financial hardship are able to use some of their dwindling savings for the purpose of settlements.

While this is their main purpose, they also serve consumers in other ways.

It may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

For the purposes of evaluating the credit card, we only consider the points earned from the card itself, since consumers could easily earn the other 10 points while paying with a different rewards card.

Many of the no - fee cards are tied to specific travel reward programs, but others — such as the Discover It Cash Back card or the QuicksilverOne Rewards card from Capital One — are general - purpose credit cards that are available to average - to - good credit consumers even after their trips are over.

In retrospect, one shouldn't be surprised when one looks at the root of the word «industry» and the whole purpose is to provide quality goods to consumers and also monopolize on consumerism itself; one is more important than the other, depending on whom you ask.

We occasionally share names, addresses, and / or emails of members with other reputable arts organizations to help them contact consumers for marketing purposes.

(Sec. 213) Amends the EPCA to: (1) revise the definition of «energy conservation standard» to include energy efficiency for certain covered equipment, water efficiency for certain covered equipment, and both energy and water efficiency for certain equipment; (2) allow the adoption of consensus and alternative test procedures for purposes of the Energy Conservation Program for Consumer Products Other Than Automobiles; (3) require the Secretary to prescribe a new test method for televisions; (4) expand the list of criteria for prescribing new or amended energy conservation standards, including requiring Energy Guide labels to include the carbon output of each covered product; (5) require manufacturers of covered products to submit annual reports and information to DOE regarding compliance, economic impact, annual shipments, facility energy and water use, and sales data that could support an assessment of the need for regional standards; and (6) require state and local building codes to use appliance efficiency requirements that are no less stringent than those set by federal standards.

For example, the report does not take into account the adverse economic impact resulting from the fact that consumers who must pay extra costs for their electricity will have less money to spend in Washington for food, clothing, housing, education, medical care, recreation and other purposes.

The stated purpose of the Energy Independence and Security Act of 2007 is «to move the United States toward greater energy independence and security, to increase the production of clean renewable fuels, to protect consumers, to increase the efficiency of products, buildings, and vehicles, to promote research on and deploy greenhouse gas capture and storage options, and to improve the energy performance of the Federal Government, and for other purposes.»

Since the early 1990s, such backing has enabled Japan to develop and maintain a competitive edge in green innovation, and to become a global leader in green manufacturing, especially for consumer durables, motor vehicles, parts and accessories, electrical equipment, and other special - purposes machinery.

Especially in consumer contracts, one party will normally be more sophisticated about the technology than the other — and will probably have developed the technology to suit its purposes.

Of course, you can also use the consumer survey tool for other purposes, like improving client service.

As there is no defect with the operating system and it is suitable for the purposes for which it is advertised, and you did not contact the retailer to ask if it was suitable for any other purposes, it seems that the Sale of Goods Act and other consumer protections would not apply to that purchase.

-- more frequent communication with my immediate family — more connectedness with colleagues across the country (and in some cases, around the world)-- becoming acquainted with colleagues from around the world — finding people who have similar experiences for the purpose of mutual moral support — sharing photos with a lot more people (before digital cameras I did not take photographs since it was too expensive)-- distance learning via the web (courses)-- learning about subjects of interest in more depth, especially from papers by others — learning from conferences I was unable to attend in person (through papers posted, blog posts, conference wikis, and photos on Flickr)-- more readily available consumer information — more readily available government information — learning more about basic health issues — more creative cooking since I have more access to recipes — feeling more connected to my favourite musical groups / musicians since they now have extensive websites, email notification services, and blogs — better organization of the various groups I belong to

# a new Securities Transfer Act will be enacted to provide a modern framework for the transfer of shares, bonds and other securities, and promote interprovincial and international harmonization of rules; # personal health information access and privacy legislation will be introduced to balance the individual's right to confidentiality with the need to get information for legitimate health purposes; # government will receive the report of the Task Force on Access to Family Justice, and respond to its recommendations accordingly; # a Building Code Act will be enacted that establishes a chief building inspector position, promotes consumer safety, and provides for province wide adoption of the National Building Code and mandatory inspections by qualified inspectors; # a Heritage Conservation Act will be introduced to improve heritage stewardship; # a new Pay Equity Act will be introduced to ensure that pay equity legislation applies to all parts of the public service.

The expenses include food, child care (which is 0 for our purposes), medical — including insurance premiums and health care costs — housing, transportation, taxes, and «other,» composed of «major budget components such as clothing, personal care items, and housekeeping supplies» based on data from the Bureau of Labor Statistics Consumer Expenditure Survey.

Article 16 (1) of Regulation No 44/2001 must be interpreted as meaning that it does not apply to the proceedings brought by a consumer for the purpose of asserting, in the courts of the place where he is domiciled, not only his own claims, but also claims assigned by other consumers domiciled in the same Member State, in other Member States or in non-member countries.

Other than empowering State Attorney Generals to investigate and pursue legal action against violating companies, the primary purpose of data breach notification laws is to ensure that if personal information belonging to platform users and service consumers is compromised, then the target of the breach is under obligation to duly notify any person whose data has been leaked.

In this opinion piece, Woo takes readers on a deep dive into the historical performance of bitcoin and other cryptocurrencies that he believes already compete against it as general purpose consumer «payment coins».

Family and consumer science is a fascinating field that includes many other disciplines, such as nutrition, parenting, consumer science, food preparation, early childhood education, resources management, family economics, human development, textiles, interior design and other related disciplines with the purpose of offering a wide picture about what it means to live within a certain community as a member of a certain family and having all sorts of friends.

A consumer report is prepared by a consumer reporting agency, whose information is used or collected for employment purposes, that consists of any written or oral or other communications of any information about a candidate's credit worthiness, standing or capacity, candidate character, general reputation, personal characteristics and mode of living.

The FTC defines a background screening report as a consumer report when «they serve as a factor in determining a person's eligibility for employment, credit, insurance, housing or other purposes and include information bearing on a consumer's credit worthiness, credit standing, credit capacity, character, general reputation, personal characteristics or mode of living.»

How do I handle requests for such references?Thank you so much for your help!CherylCHERYL M. EARLE3407 Old Dobbin Road, Montgomery, Alabama 36116 - 1903Home Phone: [phone] Cell Phone: [phone] Fax: [phone] E-mail: [email protected] position managing legal discovery and document review with opportunity to assist attorneys with civil litigationBAR ADMISSIONAlabama State Bar, 1999LAW - RELATED EXPERIENCELaw Firm, AlabamaResearch Attorney for Special Projects, Mass Torts Department, November 2001 — February 2008 • Managed Multi-District Litigation (MDL) Document Depository (September 2002 to February 2008) o Reviewed more than 1 million pages of evidentiary documents for litigation purposes and for inclusion in electronic databaseso Coordinated document review assignments with attorneys at local depository and at other sites across the USo Retrieved, reviewed and coded documents in Concordance and Summation legal databaseso Prepared memoranda and spreadsheets providing detailed analysis of discovery materials • Aided attorneys and support staff with processing and preparation of personal injury claims and litigationo Conducted legal research and drafted pleadingso Conducted supplementary online research for additional documents and information pertinent to litigationo Assisted with preparation of correspondence to clients and referring attorneyso Contacted clients for additional information needed in case preparation, litigation, and potential settlementso Prepared and input case intakes and referrals into databaseLaw School, AlabamaStudent Intern, Alabama Disabilities Advocacy Program (ADAP), August 1996 — June 1997 • Participated in law school clinical program under third - year law student practice rule (as authorized by Alabama Supreme Court) o Assisted attorneys and advocates in cases involving mentally ill patients confined to state mental health facilitieso Interviewed clients in person (at state facilities) and over the phoneo Worked with clients, attorneys, and social workers to investigate and resolve issues concerning involuntary confinement and treatmento Aided in legal research on an appellate brief submitted to the U. S. Court of Appeals for the Eleventh Circuit (ruling granted in favor of our client) Faculty Research Assistant for Library Services, Bounds Law Library, March 1996 — June 1997 • Prepared research and teaching materials for law school faculty; worked 20 hours per week while matriculating 10 - 15 hours per semester) o Investigated copyright issues related to procuring and reproducing texts for academic useo Conducted legal research using WESTLAW, LEXIS and the InternetADDITIONAL RELEVANT EXPERIENCEManufacturing Company (MC), Montgomery, AlabamaAdministrative Assistant and Cost Analyst, Materials Purchasing Department, April 1999 — September 2001 • Assisted materials buyers in negotiating and preparing commodities contracts between raw materials suppliers and MC for manufacturing plants in the US and Mexicoo Assisted Legal Department at MC's corporate headquarters with coordination and preparation of documents for litigationo Notified and educated suppliers about MC's freight - on - board policy and its corresponding Uniform Commercial Code (UCC) provisions; result was the reduction of freight claims for both the company and its supplierso Prepared contracts and purchase orders for raw materials and capital projects involving plant maintenanceo Solicited price quotations from current vendors and established Excel spreadsheet format which simplified quote submission process and allowed MC to track and compare usage volumes and costs over timeo Prepared and analyzed cost reports used by materials buyers and production planners in purchasing decisions, including cost reductions, materials consolidation, and selection of vendorso Acted as liaison between vendors and the Purchasing, Transportation and Accounting Departments on issues concerning inbound freight, commercial carriers, and payment terms for commodities, resulting in reductions in freight costs and greater payment discounts for raw materialso Established online databases and printed directories for the Purchasing Department, allowing buyers to have easier and faster access to current vendor informationo Completed Year 2000 (Y2K) compliance project, which involved data collection and communication with MC's past, present, and potential materials suppliers and service providersNot - For - Profit Organization, AlabamaAdministrative Assistant, Combined Federal Campaign, September 1998 — January 1999 • Aided Campaign Director with 1998 Federal Campaigns (CFCs) in City 1 and City 2, which together generated nearly $ 700,000 for more than 1,000 local, national and international charitieso Prepared weekly reports on donations using WordPerfect, Microsoft Word, Excel and dBase IVo Wrote script for Talent Showcase at City 1's 1998 CFC Kickoffo Assisted Director with merger of the City 1 and City 2 CFCs in 1999Regional Bank, AlabamaAdministrative Assistant, Year 2000 (Y2K) Department, March — June 1998 • Worked with Vice President of Corporate Projects on short - term project for the bank's Y2K Departmento Analyzed and processed data on Y2K readiness for all branches of Bank throughout the southeastern USo Organized meetings for personnel of Banko Communicated with vendors of computer hardware, software, and office equipment to request information on Y2K complianceo Prepared compliance files for Federal Reserve auditso Prepared in - house memoranda and reports using Microsoft Word and ExcelRecord / Music Promotion Company, AlabamaRecord Pool Co-Founder; Office Manager, September 1990 — December 1991 • Co-founded record pool to enhance promotion of music in Alabama and the southeastern USo Procured and distributed records from major and independent labels for club, radio and mobile disc jockeyso Coordinated jointly sponsored promotional events with record companies, radio stations and clubso Designed, wrote, and published bi-weekly reports and brochures to inform the music industry of the progress and popularity of music and performers in the region, with specific focus on the Alabama music sceneMajor University, AlabamaGraduate Research Assistant, AUM Department of Marketing, June 1989 — August 1990 • Worked 13 - 20 hours per week as a research assistant to Marketing faculty while carrying a full course load in the MBA programo Analyzed consumer surveys used in academic researcho Assisted Conference Chairperson with coordination for Atlantic Marketing Association (AMA) annual meeting (October 1989) o Co-authored five - year index and classification of AMA Proceedings (published Fall 1991) EDUCATIONLaw School, AlabamaJuris Doctor (JD), 1997 • Scholarshipso Seybourn H. Lynne Scholarship, 1996 - 97o Dexter C. Hobbs Memorial Scholarship, 1995 - 96o E. W. Godbey Memorial Scholarship, 1994 - 95 • Honorso Who's Who Among American Law School Students, 1996 - 94o Arthur Davis Shores Award, 1997 • Activitieso Frederick Douglass Moot Court Team Manager, 1996 - 97 Southern Regional Competition, Second Place National Competition, Eighth Placeo John A. Campbell Moot Court Competition, Spring 1996o Black Law Students Association Delegate, BLSA National Convention, 1997 Co-Chairperson, Public Relations Committee, 1996 - 97 Chairperson, Public Relations Committee, 1995 - 96 BLSA President's Award, 1996 and 1997o American Bar Association, 1996 - 97 Entertainment and Sports Industries Forum Intellectual Property Section Law Student Divisiono LAWS Student Group Leader, 1995 - 96Major University, AlabamaMaster of Business Administration (MBA), 1990Bachelor of Science in Business Administration (B.S.B.A.), 1988 (Major: Marketing — Advertising and Promotion Track) • Honorso Dean's List • Activitieso National Student Advertising Competition Team, 1988 - 90 Seventh District Competition: Third Place, 1990o Marketing Club, 1987 - 90 Vice President — Career Development, 1988 - 89o Public Relations / Advertising (PR / AD) Club, 1988 - 90 Charter Member, 1988 Active in fund - raising and membership driveso Theater Guild, 1988 - 90 Screening Committee, 1989REFERENCESAvailable upon request

FCRA defines a consumer reporting agency as any person which, for monetary fees, dues, or on a cooperative nonprofit basis, regularly engages in whole or in part in the practice of assembling or evaluating consumer credit information or other information on consumers for the purpose of furnishing consumer reports to third parties, and which uses any means or facility of interstate commerce for the purpose of preparing or furnishing consumer reports.

HireRight's clients certify to HireRight that (a) to the extent required by applicable law, they have obtained the consumer's consent to share this information with HireRight for purposes of conducting a background screen on the consumer, (b) they are requesting a background screen for employment or other purposes permitted under the FCRA or other applicable law, and (c) they will use the results of HireRight's background screening only for legally permissible purposes, such as hiring, promotion, and discharge decisions.

This policy applies to all information collected from Orange Tree Clients and their applicants, employees and other consumers as well as data collected from third parties and other sources for the purposes of providing services request by those clients and authorized by their applicants, employees and other consumers.

Background screening reports are «consumer reports» under the FCRA when they serve as a factor in determining a person's eligibility for employment, credit, insurance, housing, or other purposes and they include information «bearing on a consumer's credit worthiness, credit standing, credit capacity, character, general reputation, personal characteristics, or mode of living.»

CB's purpose is, among other things, to ensure that small and medium - sized enterprises have an equitable opportunity to participate in the Canadian economy, and to provide consumers with competitive prices and product choices.

In addition, the consumer must sign a confidentiality agreement with the brokerages and sellers and buyers of said properties that they will not use the information for any purpose other than private use and may not disseminate, print, reproduce discuss or malign said properties in any form such as online.

They are also advocating for responsible reform of the secondary mortgage market, as well as for improving consumer protections for energy efficiency improvement (PACE) loans and prohibiting the use of mortgage guarantee fees for purposes other than risk management.

Additionally, Realtors ® are seeking to protect sustainable homeownership by advocating for responsible reform of the secondary mortgage market, prohibiting the use of mortgage guarantee fees for any purposes other than credit - risk management and improving consumer protections for energy efficiency improvement loans.

Some Nova Scotia brokers have questioned NSREC decisions to withdraw monies from the Recovery Fund for purposes other than the original uses for which the fund was created — to protect consumers from any financial loss due to fraud or trust account abuse.

Information is provided for consumers» personal, non-commercial use, and may not be used for any purpose other than the identification of potential properties for purchase.