Sentences with phrase «other credit agencies»

As mentioned, apart from FICO score, there are other credit agencies that provide alternative credit scores that take care of non-credit based payments.

Like other credit agencies, Equifax will also look at any negative public records associated with your company, including judgments, liens and bankruptcies.

Like other credit agencies, Equifax will also look at any negative public records associated with your company, including judgments, liens and bankruptcies.

According to other credit agencies, loose wording made them potentially worthless.

Just like any other credit agency, they are regulated to disclose, so if you are concerned, request a report from them to see what is on there about you.

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

That can involve making personal visits to those businesses, asking for copies of their financial statements, purchasing credit reports on them from Dun & Bradstreet or some other reliable credit agency, and contacting their other customers for real - world feedback on their performance.

Please see the special report «Ancillary or other permissible services provided to entities rated by MIS's EU credit rating agencies» on the ratings disclosure page on our website www.moodys.com for further information.

In a statement to ProPublica, Dana Edgerton, spokeswoman for the Office of Consumer Credit Commissioner, said that the agency was not aware of any other lenders besides TitleMax offering a zero percent loan.

A downgrade by a credit rating agency usually means investors will demand a higher interest rate when a company goes to raise cash by issuing bonds or other debt.

The basic idea is simple: Equifax and the other credit reporting agencies don't pay you when they sell your data.

Every day, the credit reporting agencies package that information and sell it to other people.

I've also launched an investigation, and, in the upcoming weeks, I will be gathering more information from Equifax, the other credit reporting agencies, federal regulators, and legal experts with an eye toward fixing this broken industry.

Any other secured credit that report to business agencies and perhaps not the personal?

He went on to say that the agency, created under the Dodd - Frank financial overhaul, is run by «essentially a one - person dictator» and added he had «probably had more complaints about the CFPB in my office, from small local banks and credit agencies, than every other government agency put together.»

In March, a Reuters investigation found that the agency had also dropped a lawsuit lawyers were preparing to file against another payday lender, called National Credit Adjusters, and that Mulvaney was weighing the possibility of halting lawsuits against three others.

Like Equifax and D&B, they also collect information available within the public record, information reported by both lenders and suppliers, as well as information from credit card companies, collection agencies, and other databases.

Of course, there is always the possibility that any of the other credit reporting agencies get hacked — or that Credit Karma could get hcredit reporting agencies get hacked — or that Credit Karma could get hCredit Karma could get hacked.

The Department of Education, guaranty agencies, and other federal student lenders are required to send information about your loan to the three major credit bureaus (Experian, Equifax and TransUnion).

The more data credit reporting agencies collect, the better they can help other businesses» manage and predict risk.

Similar to other agencies, Equifax also offers paid credit monitoring services for $ 5.99 per month, allowing you to track changes to all three scores as well as any new credit or public record activity.

Locking your Equifax credit file will not prevent access to your credit file at any other credit reporting agency.

Because instead of limiting the overall availability of credit like it did in the past, the Fed now limits the credit available to other prospective borrowers by grabbing more for itself, which it then passes on to the U.S. Treasury and to housing agencies whose securities it purchases.

(The agency also deals with consumer beefs relating to credit cards, student loans, debt collection, and other financial products.)

Goodman and other market participants note that the GSEs and the rating agencies are still using antiquated versions of the FICO model in their own models, versions that ignore advancements in new data and how events such as medical expenses are weighted in credit models.

And we appreciate the feedback about last week's comment about the role of Equifax and the other consumer credit agencies in the mortgage market.

We agree with Goodman and others that it would be helpful to understand the rationale behind how the GSEs assess different consumer credit agency models for the purpose of default probability.

This collateral (i.e., permissible vehicles investments) may include: (i) match - funded assets, and, (ii) debt securities, equity securities and other financial instruments issued or guaranteed by the US government or its agencies, sovereign governments, supra - national entities, corporations, financial institutions and asset - backed or mortgage - backed issuers that are the subject of credit support agreements.

A government spokesperson, however, told the Financial Post they had «extensive consultations» with Equifax and TransUnion, another credit reporting agency, as well as other members of the industry, in the lead - up to drafting Bill 8.

A Canadian subsidiary of Equifax Inc. is lobbying Ontario politicians to pump the brakes on a government bill — proposed after the massive data breach at the Atlanta - based company last year — that could provide consumers stronger controls over information held by it and other credit - reporting agencies.

Our focus is on young and growing companies including start - ups, minority, and women - owned businesses that sell goods and / or services on terms to other credit - worthy and reputable businesses (private or public and local, state, and federal government agencies).

VantageScores, on the other hand, require you to have just one month, and at least one account reported to one of the credit reporting agencies in the last two years.

I / we agree that if any material change (s) occur (s) in my / our financial condition that I / we will immediately notify BSHFC of said change (s) and unless Baby Safe Homes Franchise Corporation is so notified it may continue to rely upon the application and financial statement and the representations made herein as a true and accurate statement of my / our financial condition.nI / we authorize Baby Safe Homes Franchise Corporation to make whatever credit inquiries / background checks it deems necessary in connection with this application and financial statement.nI / we authorize and instruct any person or consumer reporting agency to furnish to BSHFC any information that it may have to obtain in response to such credit inquiries.nIn consideration of the ongoing association between Baby Safe Homes and the undersigned applicant (hereinafter u201cApplicantu201d), the parties hereto have entered into this Non-Disclosure and Non-Competition Agreement.nWHEREAS, in the course of its business operations, Baby Safe Homes provides its customers products and services which, by nature of the business, include trade secrets, confidential and proprietary information, and other matters deemed material or important enough to warrant protection; and WHEREAS, Applicant, by reason of his / her interest in Baby Safe Homes and in the course of his / her duties, has access to said secrets and confidential information; and WHEREAS, Baby Safe Homes has trade secrets and other confidential and proprietary information, including procedures, customer lists, and particular desires or needs of such customers to which Applicant has access in the course of his / her duties as an Applicant.nNow, therefore, in consideration of the premises contained herein, the parties agree as follows Applicant shall not, either during the time of his / her franchise evaluation with Baby Safe Homes or at any time thereafter either directly or indirectly, communicate, disclose, reveal, or otherwise use for his / her own benefit or the benefit of any other person or entity, any trade secrets or other confidential or proprietary information obtained by Employee by virtue of his / her employment with Baby Safe Homes, in any manner whatsoever, any such information of any kind, nature, or description concerning any matters affecting or relating to the Baby Safe Homes business, or in the business of any of its customers or prospective customers, except as required in the course of his / her employment by Baby Safe Homes or except as expressly authorized Baby Safe Homes Franchise Corporation, in writing.nDuring any period of evaluation with Baby Safe Homes, and for two (2) years thereafter, Applicant shall not, directly or indirectly, induce or influence, divert or take away, or attempt to divert or take away and, during the stated period following termination of employment, call upon or solicit, or attempt to call upon or solicit, any of the customers or patrons Baby Safe Homes including, but not limited to, those upon whom he / she was directly involved, or called upon, or catered to, or with whom became acquainted while engaged in the franchise evaluation process of a Baby Safe Homes franchise business.

Moreover, these leverage levels took the assessment of rating agencies and credit default swaps («insurance» against loan and other defaults) at their face value.

Questions — Influence exercised by the credit rating agencies in the world economy, Compatible of the Apprenticeships, Skills, Children and Learning Act 2009 with the Equality Act 2010 in relation to dyslexia and other disabled conditions, Police authorities purchases of cars.

«Oversight of credit reporting agencies will help ensure that personal information is less vulnerable to cyberattacks and other nefarious acts in this rapidly changing digital world,» he said.

So, step 2 is to vote in person or by mail, by supplying one of the following -LRB-(E) credit or debit card; (G) student identification card; (H) health club identification card; (I) insurance plan identification card) and one of the following -LRB-(A) utility bill; (B) bank statement; (C) government check; (O) identification documents issued by governmental disability agencies; (P) identification documents issued by government homeless shelters and other government temporary or transitional facilities)

«Oversight of credit reporting agencies will help ensure that personal information is less vulnerable to cyberattacks and other nefarious acts in this rapidly changing digital world,» the governor continued.

He said: «Among others, the meeting agreed that 30 Ministries, Departments and Agencies (MDA) that the Office of the Accountant General of the Federation reported having cleared their allowances, amounting to N1.165 billion should start to receive credit of payment to their account bySeptember 20, 2017.

HCR's leadership — which like that of all other executive agencies operates under the direction of the governor — can override a low staff assessment, including through what's referred to as a «Commissioner Determination,» to unlock the credits.

In a statement, HCR spokeswoman Stephanie Davis noted the agency «has granted 180 awards over the last five years through its annual competitive funding application for tax credits and low interest loans, and these projects were given the same consideration as all the others.

The agency agreed to purchase zero emissions credits to subsidize the upstate nuclear power plants, although NYPA is not under the authority of the Public Service Commission which mandated other power providers buy the credits.

Today, the AG went a step further, announcing his office has sent has sent formal inquiries regarding data security to Experian and TransUnion, the two other major credit reporting agencies.

As we continue our investigation into the Equifax breach, it's vital to ensure that consumer data at the other major credit reporting agencies is safe.»

In May, Fitch and two other bond rating agencies said Syracuse had maintained a good credit rating despite looming fiscal pressures and a weak economy.

He has since shown that such geographic profiling, which is now in use by law - enforcement agencies worldwide, could help to locate the perpetrators of other crimes, including vandalism and credit - card theft.

Most credit counseling agencies will use the deposit you make on a monthly basis to repay medical bills, student loans, credit cards, and other balances, based on a payment schedule which has been approved by your financial institution.

The pricing, which is based on credits per move, is expensive compared to other dating agencies» package

In a society where it's almost impossible to make any major purchase without a line of credit, we don't have much of a choice other than to accept credit reporting agencies as vanguards of personal lifetime data, knowing full well that an error on their part could literally affect ordinary citizens for the rest of their lives.

Its mission is to focus public tax dollars on the K - 12 education of public school students by opposing legislation in the Indiana General Assembly that would fund private school vouchers, expand private school tax credits, privatize charter schools by allowing private colleges and agencies to be authorizers, put for - profit managers in place to take a profit from operating public schools and privatize public schools through any other means.»