The Chase Slate ® card is an option if you are paying high interest
on other credit card debt or you have a large purchase coming up and you want some extra time to pay off that purchase.
Reducing your total available credit by canceling a credit card can increase your utilization rate if you currently have
other credit card debt.
If you decide to cull unused cards, keep
your other credit card debts in mind.
I've spoken to other couples who don't pay
each others credit card debt, but help out with student loans whenever possible.
On the other hand if you were delinquent with all of
your other credit card debts it would seem to indicate that you do not have the ability to pay anyone including that particular creditor and you indeed require debt relief.
«We are saving a small bit towards retirement, but not as much as I know we should be at this age,» said Abilla, who does have a cash emergency fund, and
no other credit card debt.
I have
no other credit card debt aside from the card we pay off every month to earn 2 % cash back.
This couple was relieved to learn they didn't have to worry about
the other credit card debt they couldn't afford.
The representative said she could actually help me out by allowing me to transfer up to $ 10,000 of
my other credit card debt to my USAA Credit Card.
The Chase Slate card is a basic credit card with some great features to help people save money by consolidating
their other credit card debts.