Sentences with phrase «other credit history»

One of the hypothetical applicants had excellent credit and the other no credit history.

But a buyer would need re-established good rent and other credit history.

The lender might need extra documentation if you have experienced a bankruptcy, have any accounts in collection, or have other credit history «dings» on your report.

The lender might need extra documentation if you have experienced a bankruptcy, have any accounts in collection, or have other credit history «dings» on your report.

Not exact matches

If a customer has a solid history of paying on time, offer to serve as a reference if they set up other credit relationships.

Some borrowers have no credit history or were saddled with bad credit as a result of a divorce or other issue.

One option would be to apply for a microloan, a small business loan ranging from $ 500 to $ 35,000 (and sometimes more) that is well - suited for small businesses or startups that maybe don't have a credit history, can't secure the funds through a bank loan, don't have collateral, or have other risk factors.

Zhima Credit is an optional service embedded in Alipay that calculates users» personal credit based on data such as spending history, friends on Alipay's social network, and other types of consumer behCredit is an optional service embedded in Alipay that calculates users» personal credit based on data such as spending history, friends on Alipay's social network, and other types of consumer behcredit based on data such as spending history, friends on Alipay's social network, and other types of consumer behavior.

Customers and other businesses that are being considered for a joint venture or partnership may also review your company's credit history before working with your business.

TransUnion and Equifax collect credit information, including a borrower's payment history, debt load, maximum credit limits, names and addresses of current creditors, and other elements of their credit relationships.

Business and personal credit histories are both relevant, as is information about any other outstanding debt.

But if you have bad credit or other red flags in your financial history, many lenders won't want to work with you.

The three major business credit bureaus, Dun & Bradstreet, Experian, and Equifax, all consider things like how timely your business pays your suppliers, your business's history with any business credit cards, and how your business pays any other small business loans it may have had in the past.

Nevertheless, as traditional lenders have shied away from the smallest small businesses; and loans to those businesses has been in overall decline since the year 2000 [3], online lenders are using technology to look at other information available from the public record as well as transaction history, cash flow, and other metrics in addition to credit profiles, that demonstrate a healthy business.

At the other end of the scale, those with the muckiest credit histories borrow an extra $ 0.58 for every $ 1 hike in their credit limit.

There are two primary sources of information the business credit bureaus draw from, the public record and your credit history with vendors, business credit card providers, and other small business lenders.

As for the other players, length of credit history comes in at a respectable 15 percent.

Unlike your personal credit, it's not expressed in a fairly universal score, but rather is typically expressed in a series of reports that address how timely a business repays vendors who offer payment terms, their payment history with any current small business loans, industry information (including the overall creditworthiness of other businesses within that industry), and comparisons between the business and others within the same revenue class, size, number of employees, and the region where they do business.

Our blockchain platform allows people to record a variety of transactions including remote purchases, funded wallets, term purchases, cash disbursements, property records, health records, education records, and credit histories among others.

Unlike some other lenders, OnDeck reports your business credit history with us to a number of business credit bureaus; so long as you make timely payments, that positive credit history helps your business build a strong profile.

In terms of other features, the Chase Slate ® comes with the ability to monitor your FICO score, which can be a nice benefit to individuals working on building their out their credit history.

That also means that the interest rates for these loans are set by the lenders, based on the borrower's credit history and / or other underwriting criteria determined by the lender.

However, there are other factors that affect interest rates on private loans, including whether you choose a fixed or variable rate and your credit history.

Other ways to keep your credit file in order include maintaining a long credit history, having a good credit mix, and reducing the number of times you apply for new credit.

When you apply for student loan refinancing, lenders look at your income, debt - to - income ratio, and credit history, among other things.

This offer is for people with a good to excellent credit history which means, among other things, that your credit history is clear of bankruptcy and seriously delinquent accounts

FICO will look at personal and business credit scores and history across other major credit bureaus, such as Dun & Bradstreet, Experian and Equifax.

Unlike other lenders, OnDeck takes into account your full financial business story instead of just your credit history.

In order to determine the APR for your particular loan, Raise will look at your credit history (and that of any cosigners), chosen loan term, and the amount you're asking for, as well as any income and other application information.

Your business credit history — the credit accounts your business has obtained in the past and your payment history with those lenders or other creditors

Private student loan lenders make refinancing available to well - qualified borrowers, which means there is a review of income, credit history and score, and other factors that show the borrower is a low risk to the lender.

Parent PLUS loans require a strong credit history, and the maximum amount allowed is equal to the cost of attendance determined by the school, less other financial assistance received.

updated april 30, 2018 — If you have a bad credit history or very little (or no) credit history, banks may approve you for a secured credit card that requires a refundable security deposit but otherwise works just like any other credit card (meaning you pay your balance each month, payments are NOT taken from your deposit).

On the other hand, if your personal credit history is a bit thin, a business card that reports your full account activity may help.

Among their other advantages, credit cards offer users access to credit, security, convenience, and protection, along with the opportunity to build a credit history.

If you choose not to do this, your business and personal credit history (among other things) will be legally attached.

In general, banks that lend money for mortgages or other loans take a look at the credit histories of everyone whose name is on the loan application.

In fact, having a positive payment history on loans and other forms of credit could improve your chances of getting a home loan.

The flexibility of having lower down payment requirements, tolerance for a wider range of credit histories and the potential for easier future refinancing makes FHA loans a better match for buyers that may not have the right financial profile for other types of home loans.

If you are trying to find bad credit loans in Toronto, Mississauga, Brampton and the rest of the GTA, Addison Credit offers financing to debtors with poor credit, newcomers to Canada, and borrowers with a history of repossessions, bankruptcies, and other negative ecredit loans in Toronto, Mississauga, Brampton and the rest of the GTA, Addison Credit offers financing to debtors with poor credit, newcomers to Canada, and borrowers with a history of repossessions, bankruptcies, and other negative eCredit offers financing to debtors with poor credit, newcomers to Canada, and borrowers with a history of repossessions, bankruptcies, and other negative ecredit, newcomers to Canada, and borrowers with a history of repossessions, bankruptcies, and other negative events.

Keep in mind that the funding amount, duration of the credit line, and repayment terms all depend on where your business stands in terms of credit rating, history, revenue, and several other factors.

There are finance companies and other establishments that offer bad credit car loans to consumers with damaged credit, and the prospects are often better for such applicants compared to borrowers with no history.

The variable interest rate and Annual Percentage Rate (APR) depend upon (a) the student's and cosigner's (if applicable) credit histories, (b) the repayment option and loan term selected, and (c) the requested loan amount and other information provided on the online loan application.

SunTrust Bank — Current fixed interest rates depend on (a) the student's and cosigner's (if applicable) credit histories, (b) the repayment option and loan term selected, and (c) the requested loan amount and other information provided on the online loan application.

To verify your identity, the bureau will ask questions related to your credit history, residency and other personal information found on your credit report.

It's easy to feel defeated when banks and other downtown lenders reject your application outright because of a poor credit history.

Some cards are easier to qualify for, while others — such as rewards cards with higher annual fees — require excellent credit with a long credit history.

Some parts of your credit history are more important than others and will carry more weight on your overall score.

Although there are many other factors, including credit history and the amount of available cash reserves, the maximum Debt - To - Income (DTI) ratio for a conventional loan is usually approximately 45 %.

As we have witnessed since April 2009, the central banks around the globe have created more credit (counterfeit «money») than in any other period in history and now that inflation is starting to once again emerge, they are threatening to raise interest rates to get ahead of the curve.