Spouses typically apply for mortgages and auto loans together, and if your future spouse has a very low credit score or
other credit problems in the recent past, this can put the brakes on a mortgage approval or result in a higher rate.
You receive total credit protection against loss due to shippers going out of business or
other credit problem.
If you have a history of late payments, delinquencies, and
other credit problems, a bad credit personal loan may help you out.
In this case, if the workplace rules state that you must maintain good credit, you could also be terminated for having student loan debt and
other credit problems.
Past late payments or
other credit problems can cause you to have a higher margin, or sometimes make you ineligible for a HELOC depending on the severity of this derogatory credit history.