Mortgage companies, auto - dealerships, property management companies, and even
other credit repair agencies send their files to the pro's when they need proven, and effective restoration.
Unlike
other credit repair agencies, we get the job done the legal way!
Most
other credit repair agencies simply use a credit dispute process, which simply asks creditors and reporting agencies to verify that credit report data is accurate.
No other credit repair agency wants you to have this free credit help information under your belt.
Sam's vision for how to treat people right, do what you say you're going to do, and add more value than
any other credit repair agency has been a key formula for My Credit Guy's success.
Not exact matches
Reputation: As seen in recent news, the Consumer Financial Protection Bureau does go after, fine and prosecute any
credit repair agencies that are practicing unfairly, in
other words, scams.
While
other credit repair services only offer
credit bureau disputes, we'll go to the collection
agencies, your original creditors and the
credit bureaus to correct or remove inaccurate information from your
credit report, giving you the best possible chances of improvement.
(8) Engage or offer to engage in the business of
credit repair which includes obtaining, for
others, improvements in
credit records, extensions of
credit for clients, or causing the removal of documents from the
credit records of a client maintained by a
credit reporting
agency.
While you're under contract with a
repair company, a
credit repair agency will be monitoring your
credit score and insuring that no
other false reporting is done on your behalf.
The Federal Trade Commission and
other law enforcement
agencies have taken part in coordinated enforcement actions to address a wide variety of
credit repair schemes described herein, including
credit repair scams, advance fee
credit card schemes and debt negotiation.
A
credit repair business and its salespersons, agents, and representatives, and independent contractors who sell or attempt to sell the services of a
credit repair business, shall not do any of the following: (1) Charge or receive any money or
other valuable consideration prior to full and complete performance of the services that the
credit repair business has agreed to perform for or on behalf of the consumer; (2) Charge or receive any money or
other valuable consideration solely for referral of the consumer to a retail seller or to any
other credit grantor who will or may extend
credit to the consumer, if the
credit that is or will be extended to the consumer is upon substantially the same terms as those available to the general public; (3) Represent that it can directly or indirectly arrange for the removal of derogatory
credit information from the consumer's
credit report or otherwise improve the consumer's
credit report or
credit standing, provided, this shall not prevent truthful, unexaggerated statements about the consumer's rights under existing law regarding his
credit history or regarding access to his
credit file; (4) Make, or counsel or advise any consumer to make, any statement that is untrue or misleading and which is known or which by the exercise of reasonable care should be known, to be untrue or misleading, to a consumer reporting
agency or to any person who has extended
credit to a consumer or to whom a consumer is applying for an extension of
credit, with respect to a consumer's creditworthiness,
credit standing, or
credit capacity; or (5) Make or use any untrue or misleading representations in the offer or sale of the services of a
credit repair business or engage, directly or indirectly, in any act, practice, or course of business which operates or would operate as a fraud or deception upon any person in connection with the offer or sale of the services of a
credit repair business.
My
Credit Guy is a full - service credit repair agency helping clients across the United States qualify for mortgage, auto, and other types of fina
Credit Guy is a full - service
credit repair agency helping clients across the United States qualify for mortgage, auto, and other types of fina
credit repair agency helping clients across the United States qualify for mortgage, auto, and
other types of financing.
That help may come in the form of: engaging the services of a
credit repair attorney; signing up with a
credit repair agency; or finding some
other route to speed up the
credit repair process.»