Additional competitors include CRIF and
other credit reporting agencies outside the U.S., and other data providers like LexisNexis and ChoicePoint, some of which also represent FICO partners.»
We do not reveal specific information about your accounts or
other personally identifiable data to parties
outside our affiliated companies for their independent use unless: (1) you request or authorize it; (2) the information is provided to help complete a transaction initiated by you; (3) the information is provided to a reputable
credit bureau or similar information
reporting agency; or (4) the disclosure otherwise is lawfully permitted or required.