Sentences with phrase «other credit score factor»

There's one other credit score factor that's probably more important to high income earners than it is to middle - and lower - income earners.

There is much confusion over how a closed account affects other credit score factors, such as payment history, length of credit history and mix of credit.

Most people can get away with a debt usage ratio of 20 % to 25 % before it really starts to affect their scores, provided other credit score factors (like payment history, for example) are strong.

See also the other credit score factors.

Not exact matches

* Minimum credit score on top loans; other loan types or factors may selectively influence minimum credit score standards

The cost of a private student loan will depend on your credit score and other factors.

Notice that while most of the factors are similar to those used to calculate your personal credit scores, others are unique to business credit scores.

Lenders will consider an applicant's credit score, debt - to - income ratio and other factors to set an interest rate.

Your personal credit score, business credit profile, cash flow, time in business, annual revenue, and several other factors are all considered by lenders to determine the funds and terms you will qualify for.

Thus, the best option for you may depend on your unique situation, credit score, and other factors.

One of the other major contributing factors to credit scores is the duration of time your credit accounts have been open.

You can shop for fixed - rate or adjustable - rate mortgages with various term lengths, depending on your credit score and other factors.

Like the other major credit bureaus, FICO will also factor any judgments, liens or other derogatory marks against your business into its score.

While credit score and other factors also count as requirements for a conforming loan, the most common rule is that a conforming loan must not exceed a certain amount.

Your credit score, income, down payment size, and other factors used by other lenders to set home loan terms are the basis for your mortgage interest rate.

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Private student loan lenders make refinancing available to well - qualified borrowers, which means there is a review of income, credit history and score, and other factors that show the borrower is a low risk to the lender.

Financial services companies generally classify customers into different market segments based on their credit scores and other factors.

There are other factors that lenders take into account, such as credit scores.

Now let's assume I went through this same process with a better credit score, and with all other factors being the same.

Federal interest rates are set by law, so they have nothing to do with your income, credit score or any of the other factors private lenders consider when determining your interest and fees rate.

Lots of things don't factor into the VantageScore model — or any other credit scoring model, for that matter — including race, color, religion, nationality, gender, marital status, age, salary, occupation, title, employer, employment history, where you live, or even your total assets.

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If you're one of the thousands of New York City residents suffering from damaged credit scores due to the high cost of living and other factors, you're not alone.

Your mortgage rate is based on your credit score and other factors, the same as any other loan.

In order to determine the credit worthiness of an individual; financial institutions will consider your credit history, credit score and the amount involved among other factors.

Even after controlling for credit score and other key risk factors,

Most people with mediocre and even low credit scores may be eligible for unsecured personal loans, as lenders consider other factors outside credit performance when making loan decisions.

Your actual APR will be subject to terms and conditions and will be based upon factors like your income, your home's loan - to - value ratio, your credit score, and other items.

Paying mortgage loan interest boosts credit scores in the same manner as other installment loans, and adds to the diversity of trade experience — another important factor in the equations.

The companies sometimes make pre-approved credit cards to people with poor credit scores because of other factors.

However, the amount that you can borrow will also depend upon several factors including employment history, credit score, other debts, and the amount of down payment you are willing to make.

You can have a good credit score with a bad credit (payment) history because the equations consider other factors.

However, Chase looks at more than just your credit score — such as your debt to income ratio, credit utilization ratio, total credit limits across all banks, the total number of credit cards that you currently have, payment history on other credit cards and other proprietary factors that Chase may have in their algorithm.

A good score will get you in the proverbial door, but other factors will be weighed to decide whether you are a good candidate for the particular form of credit you are seeking.

No matter how well you do with the other four factors, you can not have a good credit score if you have a bad payment history.

If your credit scores are close to 700, you may still get approved for a mortgage with other positive factors on your application.

Yes, but insurance premiums are affected by a number of factors, including credit score, age, claims history and others.

Aside from accessing credit scores of potential borrowers, lenders pay attention to such factors, as length of uninterrupted employment, amount of disposable income, family size, and many others.

But prospective employers do get a good look at the factors that contribute to your score, and that could be enough to limit your opportunities, particularly if you are in competition with other candidates who pass the credit screening without issue.

Now let's assume I went through this same process with a better credit score, and with all other factors being the same.

Therefore, unless your credit record involves a poor repayment history or other negative factors, adding a missing tradeline may indeed help to improve your credit score.

With lending guidelines taking a more open mind, it's time to look to compensating factors when a situation arises where a credit score is slightly low, a debt to income ratio is high, a buyer needs to temporarily assume 2 housing payments and a number of other circumstances.

New accounts: Fewer is always better Short credit histories, and especially those containing very recently opened accounts, can lead other, often unrelated, credit score factors to take on more importance than they would with an older history.

However, the cost of a personal loan can vary greatly depending on your credit score, income level, loan amount, and other factors.

When combined with other factors relevant to an applicant's auto loan request, including liquid capital, the cost of the car, and the overall ability to repay the loan amount, credit scores indicate to lenders the riskiness of extending a loan to an applicant.

Credit cards and other outstanding debts is the second most important factor considered when determining your FICO score — the most widely used credit score by leCredit cards and other outstanding debts is the second most important factor considered when determining your FICO score — the most widely used credit score by lecredit score by lenders.

For example, a bank considering a mortgage application must look at an applicant's credit score, debt history, current income, job stability and property value, among other factors.

Credit score benchmarks will vary based on the lender and other factors.

Whether a refinance can work for you and how much you can save depend on your credit score, your home's market value and other factors.