Sentences with phrase «other creditors who»

Fighting with BK court to make the claim the asset should be exempt not to mention other creditors who would want the asset to be included so they stand a chance of recovery is simply a rat race no Mortgagee in their right mind wants to take one.

They even make money selling your information to other creditors who want to lend you money.

By requesting, obtaining or using a Credit Card from us you agree that we may release information in our records regarding you and your Credit Account: (a) to comply with government agency or court orders; (b) to share your credit performance with credit reporting agencies and other creditors who we reasonably believe are or may be doing business with you on your Credit Account; (c) to provide information on your Credit Account to any third party who we believe is conducting an inquiry in accordance with the Federal Fair Credit Reporting Act; (d) to share information with our employees, agents or representatives performing work for us in connection with your Credit Account; or (e) as otherwise permitted by the Bank's privacy policy.

Also, the cooperation of our other creditors who have agreed to freeze interest already would be put at risk.

Also, the cooperation of my other creditors who have agreed to freeze interest already would be put at risk.

Not exact matches

The economist - who once described the austerity imposed by Greece's creditors as «fiscal waterboarding» - said his new MeRA25 party would revive the economy through debt restructuring and other measures.

Judge Klein's decision to overlook the disparate treatment accorded pensioners and capital - market creditors disappointed municipal - bond investors, who had hoped for better treatment in the wake of his Oct. 1 decision that pensions deserved no more protection than other contractual obligations.

What's left of any money from that sale would go to priority creditors, such as staff owed back pay and possibly students who paid tuition in advance, and then other unsecured creditors.

Hence, Hebrew slaves got to go home and creditors who took land or other assets as collateral had to return it.

A certain creditor had two men who owed him money, one a great deal, the other a smaller amount.

An agreement has already been reached with the creditors other than HMRC who have been named in the case, which relates to a reported # 7.5 m Vat bill.

Bankruptcy will not normally wipe out: (1) money owed for child support or alimony, fines, and some taxes; (2) debts not listed on your bankruptcy petition; (3) loans you got by knowingly giving false information to a creditor, who reasonably relied on it in making you the loan; (4) debts resulting from «willful and malicious» harm; (5) student loans owed to a school or government body, except if the court decides that payment would be an undue hardship; (6) mortgages and other liens which are not paid in the bankruptcy case (but bankruptcy will wipe out your obligation to pay any additional money if the property is taken back by the creditor).

On the other hand, because you now have a clean slate upon which to write your financial future, other creditors see you not as a liability to be avoided, but as a borrower who has no outstanding debt.

In the U.S., the Big Three credit reporting agencies (CRAs)-- Equifax, Experian, and TransUnion — compile credit reports and distribute them to lenders, creditors, landlords, employers, and others who need to assess your creditworthiness.

Credit bureaus and other consumer reporting companies sell lists of consumers who meet the criteria to insurance companies, lenders, and other creditors.»

Companies can sell your information to creditors, insurers, employers and may other businesses who evaluate your background to establish credit, employment, insurance, etc..

If you and the other account card holder can come to an agreement about who's responsible for which portion of the debt, the creditor may allow you to settle only on the part that you're liable for and let the cosigner continue payments on their portion.

Some creditors are reluctant to grant credit to consumers - who have not established a «track record» with other creditors first.

Equifax doesn't have a responsibility to notify the other agencies BUT the creditor who supplied the information in the first place (in your case whoever the bill was with) is legally responsible under the FCRA to notify any other agencies that they report to (Experian & TransUnion).

ICFE DCCS ® Independent Study Guide Table of Contents Consumer Financial Protection Bureau to oversee debt collectors Collection agencies and junk debt buyers - Mini-Miranda What to do if a debtor is contacted about past debts Sample cease and desist letter Fair Debt Collection Practices Act Summary from the CFPB Debt that is covered Debt Collectors that are covered Debt Collectors that are NOT covered Debt Collection for Active and Veteran Military Personnel Communications connected with debt collection When, where and with who communications is permitted Ceasing Communication with the consumer Communicating with third parties Validation of debts Prohibited Practices: Harassing or abusive Practices False or misleading representations Unfair Practices Multiple debts Legal Actions by debt collectors Furnishing certain deceptive forms Civil liability Defenses CFPB / FTC staff's commentary on the FDCPA Common debt collector violations How to document a collector's abusive behavior What to do if a collector breaks the law How collectors are trained - examples of collector training courses FDCPA Sample Exam from ACA for Collectors How collectors are using Social Medias in collections Dealing with creditors and third party collectors Other factors for a debtor in collection: Credit reports and scores Reviewing credit reports with debtors - Permissible uses Rules about credit decisions and notices Debtor education about credit reports and FICO scores Specialty Report Providers Rules to protect consumers in credit card debt How to read and understand credit reports How to make changes or dispute accuracy Freezing Credit Files FCRA / FACTA Provisions of ID Theft victims How credit scoring works The Credit Card Accountability and Disclosure Act Credit Rules CFPB rules establish strong protections for homeowners facing foreclosure Other Resources

Technically the FDCPA does not apply to original creditors such as banks, department stores, and other lenders who collect their own debts; however, no reputable lender is permitted to conduct themselves unprofessionally when dealing with consumers.

If the person who died left property, money or other assets, their creditors will usually try to get debts repaid from the proceeds of the deceased person's estate.

Since the creditors recognize the fact that we will simply file a Bankruptcy and eliminate their debt altogether, they pay a lot more attention to our Bankruptcy Firm than other organizations who have no Bankruptcy Experience.

Debt settlement is a program reserved for those who owe massive amounts to creditors and can not realistically afford the monthly payments of any other repayment plan.

Borrowers who are rejected because of adverse reports from other creditors have the right to review a copy of their credit report.

A debt collector is any person, other than the creditor, who regularly collects debts owed to others, including lawyers who collect debts on a regular basis.

Creditors became concerned about doing business with a consumer who would repay their account in a timely fashion, and had proven timely repayment with other creditorsCreditors became concerned about doing business with a consumer who would repay their account in a timely fashion, and had proven timely repayment with other creditorscreditors as well.

Most of the time, the item in dispute is deleted from your credit report by the bureau without having to contact the furnisher of information (the original creditor or other entity who reported the information to the bureaus).

In Colorado, credit card companies and other creditors have 6 years to sue customers who have fallen behind with payments.

Lenders and creditors are leery about issuing loans or lines of credit to people who are frequently making inquiries to other lenders and creditors.

Keep the phone number of your investigator handy and give it to creditors and others who require verification of your case.

«Other debt repayment solutions - such as bilateral repayment plans facilitated by their creditor financial institutions, as well as plans offered by CCS - are available to borrowers who are not eligible for the DCP,» said Mrs Ong.

You may be able to pay off those creditors who charge interest at a higher rate so that your other debts are easier to manage.

You may also benefit from reporting the crime to the police if the person who committed the fraud used your identity in a police - related matter (i.e. a traffic stop) or if creditors, debt collectors or others insist on your providing a police report to prove your innocence.

Furthermore I expect you to supply me with a description of the procedure used to determine the accuracy and completeness of the disputed information, provide a corrected credit profile to me, all creditors who have received a copy within the last 6 months, and the last 2 years for employment purposes and the name, address, and telephone number of each credit grantor or other subscriber who have received a copy of my credit profile within the last 6 months.

Any other person who was not the creditor with regard to the initial sale of the tangible goods also may sell or finance, or both, a service contract covering the tangible goods.

We also need to review who your creditors are as some often want more money than others.

Family and friends who you owe money are usually more patient than other creditors.

Prior to the BAPCPA reforms, most people qualified for a Chapter 7 bankruptcy so Chapter 13 was mostly used by homeowners that wished to keep their home and had significant equity, or those who owned other assets with substantial value that they did not want to expose to liquidation and disbursement to creditors.

While some CSOs provide consumers legitimate services, others have been known to accept payment and not provide any service; to provide inaccurate or misleading advice (e.g., referring consumers to potential creditors who would have granted them credit in any event); and / or to engage in questionable credit repair practices (e.g., disputing every entry on a consumer's credit report).

To that end, I would ask that the NFCC require its members who provide «less than full balance» programs or other settlement products to not accept payments, grants or other forms of compensation from creditors.

«Gary is a talented litigator who has helped to recover tens of millions of dollars in money and other property for the benefit of receivership estates and his creditor clients,» said David Allen, managing partner of the firm's Los Angeles office.

So here lies the nub of the issue facing landlords on an individual basis, and the wider property and insolvency industries generally: the balancing exercise that is to be struck between protecting the value of the company in question on the one hand, and the apparent unfairness to landlords and other creditors (who often face a no win situation) on the other.

Bankruptcy often is a last resort for people who haven't been able to resolve their debts through other means, such as refinancing loans or negotiating payment arrangements with creditors.

On March 5, 2010, the Ontario Superior Court of Justice — Commercial List in Toronto appointed Nelligan O'Brien Payne LLP (Ottawa) and Shibley Righton (Toronto) as Representative Counsel for continuing and former salaried employees and retirees of the LP Entities who are not represented by a union, or were not represented by a union at the time of their separation from employment by Canwest Publishing Inc. and certain other entities (the «LP Entities»), in the ongoing insolvency proceedings of the LP Entities under the Companies» Creditors Arrangement Act (the «CCAA Proceedings»).

For example, Terence Corcoran questions why creditors are entitled to priority status over pensioners and maintains that «the legal and financial professionals who work the lucrative insolvency field in Canada have a list of reasons to put banks and other lenders ahead of employees and pensioners, none of which deserve the reverence and support they've received from Ottawa» («Pensioners victims of inaction in Ottawa», National Post, February 5, 2013, here).

Employees want to know whether they receive their wages, social security funds are interested in getting paid all outstanding contributions; all creditors of the company would like to receive clarity about the dividend they are entitled to and other interested persons may want to know who the creditors of the company are.

Columbus, who chaired his former firm's bankruptcy group, focuses his practice primarily on business reorganization matters and out - of - court debt restructurings in a wide range of matters for a diverse group of clients, including banks and other financial institutions, secured creditors, unsecured creditors, creditor committees, debtors, plan trustees and buyers of distressed assets.

A Nebraska bankruptcy court recently upheld the longstanding principle that a creditor filing a proof of claim may seek the entire amount due despite amounts collected from other obligors who may be jointly and severally liable for the debt.

The second group of requirements deals with identity theft prevention (the so called «red flags») and applies to all financial institutions (such as a bank or thrift) and to all other «creditors», including private mortgage lenders, who regularly and in the ordinary course of business: