Sentences with phrase «other current insurance policies»

These agents can also review your other current insurance policies, such as home or auto, to ensure that you are properly covered and are not over-paying for your policies.

Not exact matches

(a) Schedule 2.7 (a) of the Disclosure Schedule contains a list setting forth each employee benefit plan, program, policy or arrangement (including any «employee benefit plan» as defined in Section 3 (3) of the Employee Retirement Income Security Act of 1974, as amended («ERISA»)(«ERISA Plan»)-RRB-, including, without limitation, employee pension benefit plans, as defined in Section 3 (2) of ERISA, multi-employer plans, as defined in Section 3 (37) of ERISA, employee welfare benefit plans, as defined in Section 3 (1) of ERISA, deferred compensation plans, stock option plans, bonus plans, stock purchase plans, fringe benefit plans, life, hospitalization, disability and other insurance plans, severance or termination pay plans and policies, sick pay plans and vacation plans or arrangements, whether or not an ERISA Plan (including any funding mechanism therefore now in effect or required in the future as a result of the transactions contemplated by this Agreement or otherwise), whether formal or informal, oral or written, under which (i) any current or former employee, director or individual consultant of the Company (collectively, the «Company Employees») has any present or future right to benefits and which are contributed to, sponsored by or maintained by the Company or (ii) the Company or any ERISA Affiliate (as hereinafter defined) has had, has or may have any actual or contingent present or future liability or obligation.

Current homeowner's insurance policy, and flood any other property related insurance, such as flood insurance, if applicable

Talk to Your Current Agent: If you already have insurance, you can get a discount on other services that you might add to your policy.

On the other hand, if your current coverage won't be enough, then maybe a good Mortgage Life Insurance policy is something to consider.

Increasing your current savings, or designating each other as the beneficiary of your own retirement plan or life insurance policy, are all possible ways for you and your partner to ensure a comfortable retirement for one another.

[37] In conclusion on this issue, evidence relating to life insurance proceeds received, the payout of the mortgage on the family home at the time as a result of another life insurance policy, the existence of a current mortgage, and other evidence of that nature is admissible.

In some cases, you might be unable to renew your policy or face cancellation of your current policy, leaving you with few options other than obtaining an expensive policy from your state's automobile insurance plan.

You'll get a lot more coverage for 20 years, but since it's a 20 year term instead of 30, your premium will still be lower than the «mortgage insurance» offers and probably even lower than the 30 year level term policies other agents are quoting you for the current amount of the balance.

Before you decide to amend your current policy, investigate the policies that other car insurance companies offer.

Life insurance policies can also help others maintain their current standard of living.

Current Assumption Life insurance policies that provide for contractually guaranteed minimum interest rates and maximum costs of insurance while at the same time offering the potential for higher non guaranteed policy credits and lower non guaranteed costs of insurance and other expenses.

You can not afford to risk your existing assets such as your income, retirement savings, college funds, salary and other assets which might have to be used to pay a liability award above the existing liability limits on your current insurance policies.

If you want to update your current policies before inquiring about extra coverage, talk to an agent about our other personal insurance products.

United of Omaha Life Insurance has itself been issuing policies since 1926, and its current offerings include a number of life insurance options, fixed annuities, and other insurance and financial services Insurance has itself been issuing policies since 1926, and its current offerings include a number of life insurance options, fixed annuities, and other insurance and financial services insurance options, fixed annuities, and other insurance and financial services insurance and financial services products.

Life insurance professional Warren Newton recommends consumers check their current life insurance policies before the new year to make sure their fees are in line with other providers» charges.

If your current insurance policy is caught in a high tide and you're with a captive agent, such as Allstate, Farmers, State Farm, USAA others, you are stuck with their one company.

The current insurance is said to be a commercial policy that protects Uber passengers, pedestrians, other drivers and the community up to damages of $ 5M.

Private disability insurance policies often have an own - occupation definition, meaning you still receive benefits if you can't do all of the duties of your current job even if you're able to do other work.

Becoming complacent with your current insurance policy could mean overlooking better rates or better bundling packages / discounts from other carriers.

There are other specialized bicycle insurance options you may also want to look into who might over this if this is important to you and you find out it would not be covered under your current policy.

If you own a permanent life insurance policy such as Whole Life, Universal Life, Indexed Universal Life or some other hybrid variation, the first thing you want to do is ask your insurer what the current cash value is.

Alternatively, if your current health, occupation, or any other factors prevent you from qualifying for a standard life insurance policy, a guaranteed issue accidental death benefit policy can offer some protection over having no insurance at all.

Why not compare your current policy rates with other group insurance rates?

Standard auto insurance policies cover the depreciated value of a car — in other words, a standard policy pays the current market value of the vehicle at the time of a claim.

Since term life insurance rates are near all time lows, we've been noticing a growing amount of residents of the state of Delaware (as well as other states) comparing their current life insurance policies to make sure they're getting the lowest rates.

Generally applicable to current assumption policies such as equity indexed, variable and universal life, cost of insurance charges are monthly charges for mortality and other elements of insurer expense that are assessed against the policy based on the insured's current age, the original rate class, and the current net amount at risk.

• Most sellers only receive as little as between 13 — 21 % of the value of the policy • All policies apply including term insurance • Brokers and other purchasers take a commission as high as around 9 % to as high as 30 % • Most brokers will only consider people who are over the age 65 or will only consider those with a chronic or terminal illness, and have policies worth at least $ 100,000 • Selling you policy can have tax implications • Selling your policy may affect your ability to qualify for government sponsored programs • You lose control of your death benefits • The buyer has access to all your medical reports including current ones

For example, if you have homeowners insurance at one company, but you're about to get married and want this reflected on your insurance policy, you can request a quote from your current insurer and compare insurance rates from other insurance carriers.

Lastly — when all other methods of lower your current policy fail to lower your premiums consider contacting an auto insurance broker.

Here are a few pointers on using insurance quotes wisely, as well as a couple other ways to reduce the cost of your current policies.

Given the fact that current health insurance policies typically have a much larger out of pocket than compared to policies 10 years ago, more people are looking at these types of policies as a source to help offset out of pocket costs attached to their main health insurance and other expenses not covered by health insurance.

On the other hand, you may find that even with your current health, some life insurance companies will offer you an affordable term or whole life policy which may ultimately be a better option for you.

If you are shopping for your first policy, quotes will help you find the lowest rates available; if you've been getting your insurance from the same provider for years, quotes will show you just how competitive your current rates are when compared to those offered by other companies.

For drivers, homeowners, and other policy holders in Atlanta, insurance quotes are extremely useful tools for comparing your current policy rates to those offered by competing providers, and while Atlanta insurance costs are not the highest in the country, the prospect of lowering the price of individual policies has plenty of appeal to those in the ATL.

Seattle drivers, homeowners, and other policy seekers who don't compare quotes will never know if a competing company is offering better rates than their current provider; and though it's true that, for most folks in Seattle, insurance quotes are likely to vary only slightly from one company to the next, some people have saved hundreds of dollars a year without reducing their coverage simply by switching insurance companies.

This coverage guarantees that the cost of an accident is always paid for, regardless of whether the other driver has a current car insurance policy in place.

New York insurance quotes are easy to compare when they are listed side - by - side, and the convenience of having these quotes sent to you in the comfort of your own home is a convenient way to see if your current policy is competitive with policies provided by other companies in your area.

The other type of Indio renters insurance is commonly referred to as actual cash value protection, and these kinds of policies are only going to pay the current value of the losses that you experience.

If you have owned Jamaica Plain renters insurance for some time but have become not so happy with the current renters policy because of cost or because of other details, you can always begin to learn more about other providers in the area.

Many travel insurance policies provide secondary coverage which pays only the amount left over after claiming from any other current insurance plan.

A member agent in your neighborhood can assist you with all your insurance - related needs and can review your other current policies to make sure you're getting the best rates.

Most insurance companies require a 30 day notice of intent to cancel, so setting up the other policy early makes it possible to define an exact date when you want to end the current coverage.

What differentiates an Indexed UL policy from other types of permanent life insurance used for cash accumulation is that the growth of the policy's cash value is based on the performance of an equity index (usually the S&P 500), excluding dividends, collared by a cap and a floor — rather than based on a flat crediting rate that is established by the insurance carrier and adjusted from time to time (a product referred to as «current assumption universal life»), based on a flat dividend rate that is established by the insurance carrier and adjusted from time to time (a product referred to as «whole life»), or based on the actual investment returns of specific equity investments (a product referred to as «variable universal life»).

A cash value homeowner's insurance policy, on the other hand, will compensate you for the amount of money necessary to rebuild your home according to its current worth.

On the other hand, term life insurance only lasts for a fixed period of time, 5 - 30 years, and costs will peak at the end of the coverage term, forcing you to either convert that policy for a much higher rate, or buy a new term policy (at the current age and health status) without any cash value or investment component to bank on.

Surrendering a life insurance policy will result in losing a majority of the premiums you have paid in, but there are other options, both in terminating the policy or using the policy to get through hard times, that can keep the policy in force and still aid you in your current hardships.

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