Sentences with phrase «other debt they carry»

Not exact matches

debt obligations of the U.S. government that are issued at various intervals and with various maturities; revenue from these bonds is used to raise capital and / or refund outstanding debt; since Treasury securities are backed by the full faith and credit of the U.S. government, they are generally considered to be free from credit risk and thus typically carry lower yields than other securities; the interest paid by Treasuries is exempt from state and local tax, but is subject to federal taxes and may be subject to the federal Alternative Minimum Tax (AMT); U.S. Treasury securities include Treasury bills, Treasury notes, Treasury bonds, zero - coupon bonds, Treasury Inflation Protected Securities (TIPS), and Treasury Auctions

In other words, as a consumer you might be carrying too much debt.

If you carry no other debt, you can spend that all on housing.

Many residents have balances on multiple credit cards, in addition to the other loans and debts they carry.

We had — family come from as far as Edinburgh and Devon, 2 Christmas dinners to accommodate said family, 2 present opening sessions, some good long walks to work off excessive food, cousins all catching up with each other, a bit too much to eat and drink, relaxing afternoons when we could do nothing because it was raining and anyway it was getting dark soon so we might as well call it a day, and a mammoth monopoly game, which carried on so far that someone had bought jail, chance and community chest, and someone else had «banker» debt status, which meant he could borrow as much as he wanted.

Thus, «these huge debts need to be settled before effective delivery of services can be carried out» because these debts mean that the sanitation service providers argue, among other things, that «they needed fuel, they needed tires, they need to pay their workers so they were not able to collect the waste regularly the way we desire.»

But just like other forms of debt, pension debt carries real costs for schools and teachers.

Some argue that being debt free is dumb because you lose out on special tax deductions, others argue that you just can't live in these «modern times» without assuming debt, and some folks even justify carrying debt because «everyone else does it ``.

However, the comparisons we've made clearly demonstrate that women who carry student debt into their 30's are more vulnerable to other financial strains that could eventually lead to filing insolvency.

Because of the particularly high interest rates that many credit cards carry, financial advisors recommend focusing on paying down this debt before other types of loans.

It showcases whether or not you pay bills on time, how much debt you carry and other creditors you've worked with in the past.

Keep in mind also that unless you have no other debt you are probably better off paying debt that doesn't offer any tax advantages and carries higher interest rates.

It really makes no sense at all, especially since there other less costly options available to anyone carrying student loan debt.

Like any other form of debt, past due taxes is a debt — a debt to the government — that carries interest.

If you're carrying credit card debt, student loan debt, or both, then building cash reserves for the purpose of anything other than paying down those debts should be the last thing on your mind.

Credit Sesame members in their 50s carry by far more debt than any other age group.

Higher scores tend to suggest better creditworthiness for the person being rated; lower scores, on the other hand, carry associated risks to the person in terms of the likelihood of being able to pay his debts.

Compared to credit card debt and most of the other loan types, consolidation loans carry significantly lower interest rates.

A second mortgage in Peterborough typically carries lower interest rates than other unsecured debts and for a lot of people is the cheapest way of getting the money they need.

Debt consolidation loans, on average, carry a higher interest rate than other types of dDebt consolidation loans, on average, carry a higher interest rate than other types of debtdebt.

To the bank, an individual carrying an above - average amount of debt is more likely than other consumers to default on at least one of their credit accounts.

States where residents carry the lowest levels of student debt, on the other hand, have some of the highest delinquency rates.

«Save big» is always a formula when it comes to paying off your credit card debt sooner, but if you're tired of carrying over the balance from one month to the other and you're looking for ways to pay off credit card debt fast, then you must educate yourself on some important points.

If you have other debts that carry hefty interest rates, and refinancing your home otherwise makes financial sense, it may be wise to consider consolidating your debt.

In other words, the added return of investing is worth carrying the debt for the home.

This new loan typically carries a lower interest rate than that of your other debts.

The other recommended option is refinance loan that includes cash coming back to you if you need money or if you are carrying a lot of high rate credit card debt.

Choosing to make a habit of living on a lower percentage of your income, say, 70, 80 or 90 percent, and choosing to save and / or invest the other 10, 20 or 30 percent ensures that you'll be able to avoid carrying credit card debt, and that you'll always have enough in savings to fund bigger expenses such as houses and cars.

They often carry a collection of student loans and other debt, which makes budgeting for a household difficult.

If you, like many others, carry debt across multiple cards, it is easy to feel overwhelmed trying to tackle them all at once.

We donâ $ ™ t carry credit card balances or other consumer debt of any kind, and maintain over 18 months of living expenses in cash in an â $ œemergency accountâ $.

They already carry a high amount of credit card debt, bank loans, and other unsecured debt and they need to keep up with the minimum monthly payments on this debt.

The other main category of reason codes concerns the amount of debt you're carrying.

If you carry no other debt, you can spend that all on housing.

This is especially true for people who are already carrying high levels of credit card and other revolving debt.

On the other hand, if all your debt carries lower interest rates, you may decide to continue making minimum debt payments and investing your extra cash.

Sorry I mean't to add one other thought, if the card holder is carrying a high balance and their interest rates increase like the banks have been raising in recent months, this could backfire on the banks themselves, I mean since the banks give a 45 notification of the increase and the consumer is already maxed out and can barely make the payments as it is, the increased interest rates because of how the congress requires at least all the monthly interest and some of the principle to be paid on the cards, done so that consumers could reduce the amount of time to illiminate their debts, this may spawn many card holders whoms payments will increase much like those adjustable rate mortgages that people walked away from to go wild with their remaining balances on the card and then default, the whole irony is that the consumer may very well use the card thats damaging them to pay for bankruptcy proceedings lol!

The most critical scoring distinction between cards and loans tends to be within the amounts - owed category, where loan debt carries far less scoring weight than credit card debt, which includes credit utilization and some other debt - measuring calculations.

More importantly why do some people file bankruptcy, while others carrying excessive consumer debt do not?

The mixed results make it unlikely other governments will actually try to limit credit card debt by imposing a tax on the number of plastic cards you carry.

Others may be carrying significant debt that they wouldn't want to pass on to family members who survive them.

With the increase in the amount of debt that many Americans are carrying related to credit cards, mortgages, and other liabilities, the number of places offering payday loans has skyrocketed.

We carry no other debt and have a 6 - month emergency fund, so we're pretty set there.

If you are behind in your support payments because of the other debt you are carrying, then a consumer proposal or a bankruptcy is a good choice depending on your financial circumstances.

San Antonio was No. 1, possibly because of the area's heavy presence of members of the military, who are more likely to carry higher credit card debt than other portions of the population.

Take a look at your credit cards, student loans, and any other debt you're carrying, and begin paying extra to the debt with the highest interest rate — paying more now can save you thousands of dollars in the long run.

At the other end of the spectrum, in New Hampshire, the average graduate carries debt that's over $ 36,000 and almost three - fourths of students graduate with debt.

However, 60 percent of students leaving college who were residents of New York were carrying student loan debt, ranking it 25th among other states.

But there are other types of debt in the equation too: Colorado homeowners with mortgages carried an average balance of $ 230,142 while those residents holding student, car, and other consumer loans were in debt to the tune of $ 41,770 on average.

That brings us to what to do if you do carry a balance (in other words, you don't pay off your debt every month).