Sentences with phrase «other debts totaling»

I have other debts totaling $ 10,000 — here are statements from each creditor — and I'm making payments on all of them.

Not exact matches

(Residential mortgage credit reliably accounts for about two - thirds of total household debt; the rest is composed of lines of credit, credit card and other consumer debt instruments.)

This may involve using privatization proceeds to pay down debt, higher corporate taxes, and even higher income taxes if other forms of wealth transfer are robust enough to support them, but one way or another total government debt must be reduced, or at least its growth must be contained to les than real GDP growth.

We have also questioned the impact of the restraint measures on direct program expenses — total expenses less public debt charges and major transfers to individuals and other levels of government.

(a) Share of total Australian dollar assets (per cent), subcomponents are the share of liquid assets (b) While deposits with other banks are a store of liquidity, they do not contribute to the stock of liquidity held by the banking system as a whole, since the recipient banks will, in turn, need to hold additional liquidity against these deposits; consequently, they are excluded from this table (c) Includes Commonwealth Government Securities and securities issued by the states and territories (d) Includes notes and coins, Australian dollar debt issued by non-residents and securitised assets (excluding self - securitised assets)

Know your DTI: Add the minimum monthly payments on your credit cards, car loans, student loans and other credit obligations to your estimated mortgage payment to get your total debt figure.

E. Shaw hold bonds in PREPA and agreed in delaying the payment of $ 5 billion from the corporation last June, but is demanding total payment of the debt along with 11 other firms.

Barclays advised its clients on three M&A deals with a total value of $ 2.5 billion, a higher value than any other bank in Israel, and led the country's debt market by raising $ 1.4 billion in three bond deals.

«Affordability may vary depending on total debt obligations such as your student loans, auto loan or mortgage, other fixed expenses, and requested loan term,» Foley explains.

For instance, if your gross income is $ 4,000 per month, your new mortgage, property taxes and homeowners insurance, plus other debt payments total is $ 1,500, your DTI is 37.5 percent.

A total of 41 percent of your income can be used for your proposed house payment plus all other debt.

Total federal government expenses consist of four major components: major transfers to persons (old age security, employment insurance benefits and children's benefits); major transfers to other levels of government (Canada Health Transfer, Canada Social Transfer, Fiscal arrangements, Alternative payments for standing programs, and Gas Tax Fund), direct program expenses (other transfers, Crown corporation expenses, and departmental and agency operating and capital expenses) and public debt charges.

At least 30 % of the fund's total assets must be invested in Weekly Liquid Assets, which can consist of cash, direct obligations of the U.S. government such as U.S. Treasury bills, certain other U.S. government agency debt that is issued at a discount and matures within 60 days or less, or securities that will mature or are payable within 5 business days.

According to the HUD handbook, the borrower's «total fixed payment» includes the monthly mortgage payment (with property taxes and home insurance), along with the monthly obligations on all other debts and liabilities.

DiNapoli called for a host of reforms to curtail state borrowing, including a constitutional amendment to limit total debt to 5 % of New York's personal income and a ban on so - called back - door borrowing — the issuance of state - funded debt through public authorities and other entities.

Using the B&B: 08/12 data, we examine total debt - to - income ratios for individuals who are employed full - time in 2012 and not currently enrolled, and find that black students with graduate degrees have debt - to - income ratios that are 27 percentage points higher than white graduate degree holders (even after controlling for other characteristics such as parental education and income).

They exclude the following fixed and semi-fixed costs categories: Total Operational Expenditures, Total Property Expenses, Assets / Reserves, Debt Service, Transfers, and other miscellaneous expenses.

Note: Table reports expenditures from all funds (General, State Special Education, Combined GF & Special Education, Total Governmental, Total State Grants, and Total Federal Grants); Statewide totals include expenditures from public charter schools Variable costs include expenditures for Instruction, Student / Instruction Support Services, Other Support Services, and Fringe Benefits; They exclude Operational Expenses, Total Property Expenses, Assets / Reserves, Debt Service, Transfers, and other miscellaneous expOther Support Services, and Fringe Benefits; They exclude Operational Expenses, Total Property Expenses, Assets / Reserves, Debt Service, Transfers, and other miscellaneous expother miscellaneous expenses

Other funding sources include: $ 341.5 million of senior bank debt proceeds, $ 80.3 million in equity contributions, FDOT milestone payments during construction totaling $ 100 million, and FDOT development funds totaling $ 209.8 million.

However, Chase looks at more than just your credit score — such as your debt to income ratio, credit utilization ratio, total credit limits across all banks, the total number of credit cards that you currently have, payment history on other credit cards and other proprietary factors that Chase may have in their algorithm.

Like many other companies of its ilk, it charges fees for its services only after working with your creditors to reduce the total amount of debt you owe.

For most other non-financials, I like to see steady returns on capital of 20 - 25 % + over the last decade (Value Line measures this by debt plus equity, or total capital including intangibles).

This makes it not as competitive as some other companies that can reduce your total debt by a greater percentage.

For example, when you apply for a mortgage loan, the system may consider the amount of your down payment, your total debt, and your income, among other factors.

On the other hand, paying off some debt may be wise if you need to lower your total debt - to - income ratio.

This assumes that you are allocating a fixed total amount to paying off your debts so that everything left over after making the minimum payments on the other credit cards goes to paying off the one with the higher interest rate.

While you're at it, grab a copy of your credit report to take a hard look at your total debts, including your credit cards and any other loans.

There are always other opportunities and even a small increase in income might be all you need to get over the next hurdle towards your total debt elimination.

Lenders will take into account your assets, income, credit score, the current value of the property, other debts and the total amount you want to borrow against your home.

Total Debt Ratio: In traditional mortgage underwriting, the total debt ratio is used to calculate how large the monthly payments on housing expenses and other debts (like student and car loans, credit card debt, etc.) should be, based on gross monthly inTotal Debt Ratio: In traditional mortgage underwriting, the total debt ratio is used to calculate how large the monthly payments on housing expenses and other debts (like student and car loans, credit card debt, etc.) should be, based on gross monthly incDebt Ratio: In traditional mortgage underwriting, the total debt ratio is used to calculate how large the monthly payments on housing expenses and other debts (like student and car loans, credit card debt, etc.) should be, based on gross monthly intotal debt ratio is used to calculate how large the monthly payments on housing expenses and other debts (like student and car loans, credit card debt, etc.) should be, based on gross monthly incdebt ratio is used to calculate how large the monthly payments on housing expenses and other debts (like student and car loans, credit card debt, etc.) should be, based on gross monthly incdebt, etc.) should be, based on gross monthly income.

Consumer debt levels have fallen for 15 of the last 17 months; all consumer debt levels (excluding mortgages and other real estate loans) fell by $ 11.5 billion in February to a total of approximately $ 2.45 trillion.

For example, if a mortgage product has a total debt - to - income ratio of 38 percent, the borrower's housing expenses plus other debts should not exceed 38 percent of his or her gross monthly income.

If the answer is that you've been using it to pay down other debt, like taxes or credit cards, it's not ideal but at least you've reduced your total debt.

Paying off credit card debt and other bills as quickly as possible will reduce the total amount of interest you pay over time.

Under normal circumstances, the fund invests at least 80 % of its total assets in income producing floating rate loans and other floating rate debt securities.

Payments made under the Standard Repayment Plan for Direct Consolidation Loans would qualify for PSLF purposes only if the maximum repayment period was set at 10 years, and that would be the case only if the total amount of the consolidation loan and your other education loan debt was less than $ 7,500.

At Golden Financial Services debt settlement can save a person more than 25 % of their total debt because fees are less expensive compared to other companies.

In other words, the total amount of your monthly debt payments should be no more than 36 % of your monthly income.

If your total debt payment (mortgage + student loans + other debts) exceeds 36 % of your income, your lender will probably not approve you for a mortgage.

There has been a steady increase in the total amount of past - due debt in the program, while the number of borrowers has declined, suggesting that interest charges and other fees are inflating the loan balances.

It will not have an immediate effect, other than lowering your total outstanding debt.

To make sure your debt is under control, total up the minimum monthly payments on your credit cards, car loans, student loans and other debts.

There are also some other helpful calculations, to provide insight into the total debt, but these are not needed for the time calculation.

Reducing your total available credit by canceling a credit card can increase your utilization rate if you currently have other credit card debt.

Keeping in mind your credit limit, you may transfer balances from your other credit cards with higher interest rates to the Citi Simplicity ® account and pay down the total debt at no cost and at your own pace within 18 months.

First, the interest rate on a HELOC works like any other consumer debt interest rate in that it adds to the total cost of borrowing over time.

The total expense ratio includes monthly housing expenses plus other monthly debts.

FHA lenders have varying standards for qualifications, but most require a credit score of at least 620 or 640 and a debt - to - income ratio of 41 percent to 45 percent, based on the total loan amount for renovations and purchase as well as other debts.

For example, if your monthly debt payments total $ 2,000 and your income (your annual income before taxes or other deductions divided by 12) totals $ 6,000, your DTI is 2,000 divided by 6,000 -LRB-.33).

A total of 41 % of your income can be used for your proposed house payment plus all other debt.