Sentences with phrase «other driver in the accident»

Bodily injury liability protection will cover the medical bills or funeral expenses for other drivers in an accident for which you are responsible.

Liability insurance helps pay for damage to others» property and injuries sustained by other drivers in an accident for which you are found at fault.

Exchange your name, license number, registration and insurance information with any other driver in the accident.

It only protects the property of the other driver in the accident.

This is the part of your auto insurance policy that covers damage that you cause to other drivers in an accident.

Whether that person was the other driver in the accident, a passenger in another car, or someone on a bicycle or on foot, the limit of the amount of money your PA auto insurance company will pay out to cover their medical expenses related to the accident is determined by the preset policy limit.

If the other driver in the accident is at fault, your insurance company should negotiate settlements with the other party's insurance company, and collect damages at the company level.

Uninsured motorist coverage means that if the other driver in your accident has it, his insurance company will compensate him for his losses even if the accident is your fault.

You may want to consider uninsured / underinsured motorist coverage (in the event the other driver in an accident does not have adequate coverage), personal injury protection (to pay for the medical expenses in the event of a serious accident), collision coverage (to pay for the costs to repair or replace your car if you are responsible for the accident) and comprehensive coverage (in the event of an accident caused by an «act of God» such as a theft, vandalism or storm damage).

Uninsured motorist coverage protects the insured policy holder from having to personally take on expenses that should have been paid for by the other driver in an accident for which the other driver is at fault.

Likewise, underinsured motorist coverage kicks in only in situations where the other driver in an accident is at fault and carries liability insurance but that insurance is insufficient to cover all of your expenses stemming from the accident.

Nonetheless, regardless of the law in your state this area of protection is important because it protects you in situations where the other driver in an accident you are involved in has serious insurance issues or when you are the victim of a hit and run, which is treated by insurers as an uninsured motorist case.

These two types of coverage will pay for any financial costs, including medical expenses and vehicle repair to the other drivers in an accident (if you have caused the accident).

In a similar way, underinsured motorist bodily injury coverage protects the policy holder if the other driver in the accident is at fault and is insured, but at levels insufficient to meet all medical and other related expenses.

These types of coverage will pay for the costs incurred in the event of serious medical injury, in the event of a collision on road, in the event of any damage off road, such as theft or vandalism, or in the event that the other driver in the accident does not have adequate insurance.