Snyder also claimed the CFA analysis ignores many
other factors insurers take into consideration, such as traffic congestion, which he said «are more important in predicting loss.»
Not exact matches
Here are some
other factors to consider: • Is the
insurer a specialist in this area of insurance coverage?
Level term policies are usually more affordable since premiums can vary based upon
factors other than age, and the
insurer can better price your risk profile.
The score is combined with many
other factors, like driving record and type of car, to help
insurers come up with a premium that matches your risk profile.
He also intends to work with
others involved in dealing with epidemics, such as
insurers and government officials, to find out what they regard as the most important issues and
factor them into his models.
This is because it depends on a variety of
other factors, including the individual risk, and the different
insurers we use have different views on this.»
And while the monthly payments the group received in the scenarios above could vary from month to month based on investment earnings and whether or not someone died, an
insurer's immediate annuity states in advance how much you'll receive each month (although some immediate annuities may increase their payments based on the inflation rate or
other factors).
Other factors: Insurers also consider other factors to determine your car insurance pre
Other factors:
Insurers also consider
other factors to determine your car insurance pre
other factors to determine your car insurance premium.
Well, basically they're little supplements, so to speak, that
insurers factor into an immediate annuity's monthly payout to reflect the fact that some annuity owners will die sooner than
others.
The quotes you'll get from
insurers will be different based on your individual driving record, preferred liability limits, vehicle type, and
other factors.
Most
insurers factor in credit score, the highest level of education attained, home ownership, and
other factors to determine the risk of a driver getting into accidents.
Once they've taken a look at all of this and combined it with the
other factors listed above, the
insurer will classify you and your rates will be set!
An
insurer will take into account your assets, your risk
factors, and several
other items when presenting you with a quote.
The amount of coverage for which you may be approved by your
insurer's underwriters will depend on your life insurance company, your age, gender, health and medical history, among
other factors.
Using your financial history, as well as these
other factors,
insurers will determine your insurance score.
Make sure to ask the
insurer you're applying with how they rate your country of origin, and whether there are
other factors like your length of residency in the U.S. that could be affecting your rate.
Home and car
insurers often consult «credit - based insurance scores,» which include the applicant or policyholder's credit score as well as
other factors like their past claims and location.
The FSB is chaired by the Governor of the Bank of England Mark Carney, who in September created waves in the global financial sector with a speech to
insurers warning of serious risks to investors from climate change due to, among
other factors, a sudden asset write down with «jump - to - distress prices».
Other factors that may determine the time involved to resolve your claim are whether fault for your injuries is an issue with the
insurer, how many parties are involved, such as in the case where more than one person might be at fault for your injuries, and whether you might have had previous injuries or accidents that the
insurer might argue are contributing to your symptoms or length of recovery.
Another key
factor when pricing burial insurance policies is the
insurer that is underwriting the policy — even with all
other criteria being equal.
Generally speaking, guaranteed issue life insurance will cost a bit more than some
other traditional types of life insurance because of the increased risk
factor taken on by the
insurer.
Additional
factors that may be used by potential
insurers include your credit rating, your driving history, how you use your car, and many
others.
Life insurance deals with such insured events as death and accidental death, excluding suicide, war and some
other factors from the
insurer's liability.
Some of the
other factors that influence auto insurance quotes may be less important, depending on the
insurer.
Your Insurance score is based on a statistical model developed by the
insurer that allows them to objectively measure the relative likelihood of future insurance losses based on your credit history and
other factors.
CURE is the voice for responsible drivers who have been discriminated against by
other auto
insurers based on
factors that shouldn't impact auto insurance rates, such as education, occupation, and home ownership.
A. Pay - as - you - drive insurance will consider the amount of miles you drive as well as the
other normal
factors that an
insurers use to figure your rates.
CURE cares mostly about how well you drive, so we refuse to adopt discriminatory income rating
factors, like education, home ownership, and occupation, that most
other insurers use.
But there are many
other factors that go into the auto
insurer decision - making process, including perceived level of customer service, the company's
other insurance and financial products, as well as — let's be honest — which auto insurance company has the most entertaining commercials.
Different
insurers weigh some
factors more heavily than
others, and the key is to find the company that is best for you.
We may also receive additional compensation from
insurers and intermediaries contingent on the volume, growth, retention and / or profitability of the policies that we place, or
other factors.
Insurers will also consider
other factors, including your driving record, the particular coverages you choose, and whether you can bundle policies for a discount.
In particular the premiums may rise based on the filings of previous claims against the policy, injury or any
other factor that might increases the
insurer's risk of being obligated to pay out under the insurance policy provided.
Once they've taken a look at all of this and combined it with the
other factors listed above, the
insurer will classify you and your rates will be set!
Life Insurance Applicants and Basic Classifications Upon completing a medical exam, your
insurer will look at your test results as well as
other factors such as family health history and lifestyle choices and fit you into a classification or category.
Make sure to ask the
insurer you're applying with how they rate your country of origin, and whether there are
other factors like your length of residency in the U.S. that could be affecting your rate.
Unlike
other insurers, Health IQ accounts for your physical fitness, muscle tone, diet, and
other factors that prove you're healthier than any BMI chart indicates.
Of course, life
insurers will look at many
other factors besides health (such as your occupation and age) but
factors common in pricing
other insurance products, like state of residence, are often not contributing
factors.
IRDA revises the TP premium rates every year for all classes of vehicles based on an actuarial formula, which takes into account the loss ratios for
insurers, inflation, higher awards by judiciary, and
other factors.
Auto
insurers have extensively studied the connection between poor credit scores and high rates of auto insurance claims and
other risk
factors, and have consistently seen the same pattern: a strong positive correlation between poor credit and high rates of claims (and a corollary connection between good credit and low claims rates).
While some high risk
factors are unavoidable such as the contracting of certain diseases,
others can be either avoided or managed, thus reducing your risk to the
insurer and making your application for coverage more acceptable.
The heart of PPACA consists of three provisions: guaranteed issue (
insurers must offer coverage regardless of the applicant's health status or pre-existing conditions), community rating (
insurers must offer policies within a given territory at the same price regardless of health status, age, gender, or
other factors), and an individual mandate.
Each
insurer bases rates on its own claim history and data set, among
other factors, and uses its own formula when setting pricing.
However, there are plenty of
other insurance providers with nice websites, so the layout should hardly be a deciding
factor when it comes to choosing an
insurer.
Failing to consider
other factors when you buy cheap car insurance, such as the dependability and service of your carrier, may lead to sky - high expenses down the road if the
insurer proves unreliable.
Irda revises the TP premium rates every year for all classes of vehicles based on an actuarial formula, which takes into account the loss ratios for
insurers, inflation, higher awards by judiciary, and
other factors.
Like most
other life insurance products, the cost of whole life insurance is determined by age, health, lifestyle, and
other factors that contribute to your placement into what life
insurers call a «rate class».
An
insurer will take into account your assets, your risk
factors, and several
other items when presenting you with a quote.
Even if you're applying for a smoker - specific policy,
other factors will be taken into the consideration by the
insurer.
The
insurer will examine the medical history, lifestyle, and
other factors that relate to the individual's medical needs, and, through actuarial analysis, make an estimate of the risk associated with providing coverage.